Can You Get Financial Aid for Summer Classes?

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

Can You Get Financial Aid for Summer Classes?

For some students, summer is the time to unwind, but for others, it is an opportunity to cross off some classes from the list. Whether your plan is to attain the degree faster or improve your grades by retaking classes, the summer is the time to do it.

What can cause some hesitation is the funding. Do you have to cover the costs on your own, or can you get financial aid for summer classes? DoNotPay will answer that question.

This simple guide explains all you need to know about financial aid—including what the criteria for receiving it are, which types of aid are available, and how to apply.

How Do You Get Financial Aid for Summer Classes?

Yes, you can get financial aid for the summer semester. There are some rules and exceptions, though. Depending on which school you go to, your options for financial assistance will differ. For example, the cost depends on whether you’ll take the classes at your university or community college or elsewhere.

Not all universities and colleges offer summer financial aid. Contact the financial aid office at your school to get specific information. You can start collecting info by revising these summer-specific financial aid guides at some of the most popular schools:

Which Types of Financial Aid for Summer Classes Can You Get?

Students interested in summer financial aid can receive monetary help in these forms:

  1. Grants
  2. Scholarships
  3. Work-study programs
  4. Loans


Some schools and states have special grants awarded to students who attend summer classes. For example, the Pennsylvania Higher Education Assistance Agency offers a Pennsylvania State grant for the summer semester.

The Federal Pell Grant provides students with year-round funds that cover summer sessions as well. You can take up to 150% of the grant if part of it goes toward a summer semester.


There are no restrictions regarding which term you need to use your scholarship for. If you get a scholarship from a school or a nonprofit or for-profit organization or business, you can take part of it to cover the summer classes.

Work-Study Programs

If your school provides work-study programs, you can get summer financial aid through it. You can find a summer job that is in line with your major and that doesn’t interfere with your classes.


Both federal and private loans can be put toward financing your summer semester. There are no specific loans for the summer, though. Check out the yearly student loan limit:

Academic YearStudent Loans (Per Year)A Part of the Loan That Can Be in

Subsidized Loans

Dependent StudentsIndependent Students
First-Year Undergraduates$5,500$9,500$3,500
Second-Year Undergraduates$6,500$10,500$4,500
Third-Year and Higher Undergraduates$7,500$12,500$5,500
Lifetime Loans$31,000$57,500$23,000

The overall limit for all the years you receive the funds for undergraduate studies is $138,500.

Financial aid for graduate students falls under a different policy. They qualify only for unsubsidized federal loans, with an annual limit of $20,500.

Do you want to know how much financial aid you can get in the form of a loan? Go to the National Student Loan Data system to find out.

What Are the Criteria for Receiving Financial Aid in the Summer?

There are some general requirements that every student who aims at summer funding needs to know about. What you need to be wary of when applying for financial aid in the summer is:

  • The eligibility criteria for financial aid must be met for summer aid as well
  • Summer courses you withdraw from will be accounted for in the maximum withdrawal limit for the rest of the academic year
  • Correspondence, continuing education, and online credits may not qualify
  • Courses that don’t fall under your degree requirements may not qualify
  • The requirement can be that your summer semester has the same number of course hours as the semester of the regular academic year
  • The school’s satisfactory academic progress (SAP) must be met for the summer semester, just like for the other semesters in the academic year

How To Apply for Summer Financial Aid

Initiate the process for getting your summer financial help by doing the following:

  1. Contact the financial aid office at your school and inquire about your options
  2. Ask the financial aid office about the FAFSA year you need to select—it can differ from one school to another
  3. Revise the types of financial help that works best for you
  4. Complete the FAFSA form

When you need to apply again depends on the university or college you attend. The deadline for summer aid is typically in the spring.

What To Do if You Don’t Receive Enough Funds

If your financial aid offer isn’t what you had hoped for, don’t despair. You can appeal the decision and ask for more funds. If you received a year-round award, you need to appeal it the moment you get it—don’t wait for the summer.

The appeal process usually consists of writing an appeal letter that explains why you need a better offer. The letter and the submitting supporting documents need to be delivered to your school.

Whether the financial aid committee will rule in your favor depends on how well you explain your situation in the appeal letter. If you want to make sure that your letter is spotless, and have no worries!

Turn to DoNotPay and Send an Appeal Letter Within Minutes

Do you want to compose an appeal letter in the blink of an eye and send it to any school? Follow these three steps to make that happen:

  1. Find and choose the Appeal for More Financial Aid product
  2. Answer the questions about the school, your financial situation, and other

This is where you pass the baton to DoNotPay. We will generate a top-notch customized letter and send it to the school of your choice.

We can also help you learn more about financial aid programs at numerous universities and colleges, such as:

Yale University Financial AidUniversity of California, Berkeley Financial AidHarvard University Financial Aid
Columbia University Financial AidCornell University Financial AidUniversity of California, Davis Financial Aid
Stanford University Financial AidPurdue University Financial AidUniversity of California, San Diego Financial Aid
New York University Financial AidMIT Financial AidPrinceton University Financial Aid
University of California, Santa Cruz Financial AidRutgers University Financial AidUniversity of California, Los Angeles Financial Aid

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