How Many Credits Are Necessary To Get Financial Aid—A Guide to Understanding Financial Aid
If you’re planning on applying for financial aid, you should get acquainted with the protocol first.
Understanding what financial aid requirements undergraduate and graduate students should meet is crucial since failing to meet even one can leave you without the financial support you need. How many credits are necessary to get financial aid, how to apply for financial aid, and what criteria you should meet are only some of the questions DoNotPay’s neat guide will provide answers to!
Before you apply for financial aid, you should make sure you meet all the necessary requirements.
One of the application requirements is being enrolled in a minimum of six credit hours. While this is the general rule, there are certain exceptions.
To receive the full amount of financial aid, including federal student loans and grants, students have to complete 12-credit hours per semester. While part-time students can receive financial aid, only full-time students (12 or more credits) can get the total financial aid amount. The only difference is in the amount of financial aid.
For example, if full-time students apply for the Pell Grant, they can get around $6,495. Part-time students can also apply for the same grant, but the sum they’ll receive will be smaller depending on the number of credits.
- Federal Supplemental Educational Opportunity Grants (FSEOG)
- Iraq and Afghanistan Service Grants
- Teacher Education Assistance for College and Higher Education (TEACH) Grants
If you enroll in at least three credits per term, you can get a Federal Pell Grant. The amount of the Pell Grant you’ll receive depends on the number of credits, as follows:
- 3–5 credits—25%
- 6–8 credits—50%
- 9–11 credits—75%
- 12+ credits—100%
Apart from being enrolled in a certain number of credits, you have to meet other requirements to be an eligible financial aid candidate. Check out the table below for details on the general financial aid eligibility criteria:
|Financial Aid Requirements||Explanation|
You have to be a U.S. citizen with a valid Social Security Number or an eligible non-citizen
The necessary paperwork you should provide varies depending on the school, but the following documents are usually required:
Your academic success determines whether you’re able to keep getting financial aid or not. To receive aid, you have to maintain satisfactory academic progress.
If you don’t want to lose financial aid, you have to keep a 2.0 (or higher) GPA
To help you understand the financial aid application process, we’ll break it down step by step. Here’s what you should do to apply for financial aid from most schools:
- Make sure you meet each eligibility requirement
- File your FAFSA form on time
- Check whether you need to create a CSS profile on your school’s website or by contacting the financial aid office
- Fill out and submit any additional documents (if necessary)
- Wait for your school to send you a financial aid offer (this usually takes around ten days)
- Accept or decline the proposed offer
Having your financial aid application rejected is also something that can happen, but don’t worry! You can use DoNotPay to appeal the decision you’re not satisfied with.
If you think there is nothing you can do when your financial aid application gets rejected, we’re happy to inform you there is! Our app makes appealing rejected financial aid applications and low aid offers a smooth-sailing experience! Why bother trying to figure out how to file an appeal letter when you can have us do it in minutes? Complete the following instructions to get started:
- Visit DoNotPay in any web browser
- Select the Appeal for More Financial Aid feature
- Provide the necessary info about the college you want to attend and your family’s financial situation
After you complete the instructions, we’ll create your appeal letter. Once it’s ready, we’ll send it to the financial aid office of the school in question!
Are you not happy with the proposed financial aid amount? You can look for more financial aid support from other schools with our help! Check out some of our guides to applying for financial aid from different schools:
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