Do Part-Time Students Get Financial Aid? DoNotPay Provides the Info

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Do Part-Time Students Get Financial Aid? Get an Answer With DoNotPay

Attending college part-time makes more sense for many students because enrolling in fewer courses each semester results in a lower tuition fee. The question begs itself—do part-time students get financial aid?

There is a common misconception that part-time students do not qualify for financial aid. Fortunately, that’s not true. As a part-time student, you may still be eligible for different types of financial aid, but keep in mind that you won't get as much money as students enrolled full-time.

If you want to get the best offer possible, and have us write an appeal letter to any school!

Who Is Considered a Part-Time Student?

While a full-time student is required to take at least 12 credits per semester, a part-time one is anyone taking less than that—more precisely, you're a part-time student if you have 2–11 credits.

To be eligible for receiving financial aid—especially some types of federal aid—you must take at least six credits per semester (half as many as a full-time student). If you happen to drop below the part-time status, you will lose your eligibility for financial support. Another way you can lose the right to financial aid is if you’re not doing well academically.

Make sure to check your criteria for the part-time status if you are:

  • Graduate student
  • Online student

The criteria for the part-time status for graduate and online students might differ from the ones for standard undergraduate students.

What Aid Types Are Available for Part-Time Students?

If you are planning to enroll half-time, you may apply for many of the same types of financial help that full-time students are eligible for, such as:

  1. Grants
  2. Loans
  3. Scholarships
  4. Work-study programs
  5. Tuition reimbursement

To get more detailed information about each of the categories, take a look at the table below:

Type of AidExplanation
Federal grantsUnder normal circumstances, they don’t need to be repaid. The best grant for part-time undergraduate and graduate students is the Pell Grant (a need-based grant)
Federal loansIf you can’t get aid from other sources, federal loans are your best bet. You can choose one of the following loan types:
  • Direct Subsidized Student Loans
  • Direct Unsubsidized Student Loans
  • Direct PLUS Loans
Private loansYou should avoid taking out private student loans because they often have higher interest rates and offer fewer payment alternatives and protections
School-based financial aidNeed-based scholarships and grants awarded by colleges or universities
State-based financial aidScholarships or educational grants awarded by the state
Tuition reimbursementYou can fund your part-time education by seeking tuition reimbursement from your employer
Federal work-studyThis program offers part-time jobs to undergraduate and graduate students who demonstrate financial need. You can work:
  • On campus
  • Off campus

Not all schools offer the same financial aid programs, so you may want to check with your institution to see which types of aid you can apply for as a part-time student. Keep in mind that graduate students do not qualify for subsidized loans.

How To Apply for Financial Aid if You Are a Part-Time Student

To apply for federal financial aid—grants and loans—all part-time students must fill out the Free Application for Student Aid (FAFSA). It requires you to provide your financial information, such as your family's income and savings. After you submit it to your desired college or university, it will assess what kind of federal aid you are eligible for.

When it comes to deadlines for submitting your FAFSA, each college and state may have a different one. You can check them out on the FAFSA Application Deadlines page. The federal deadline is June 30, but you should submit your form as soon as possible because many scholarships and grants are awarded on a first-come, first-served basis.

If you are a graduate student, you are considered financially independent, which means you won’t need to write down your parents’ financial information.

You may also need to fill out a CSS Profile, depending on which school you'll be attending. It is a comprehensive application used by several colleges and institutions to determine whether you're eligible for institutional need-based aid or scholarships.

Useful Tips for Part-Time Students Seeking Financial Aid

If you are planning to enroll part-time and apply for financial support, consider the following advice:

  • Consider getting a federal student loan only after you’ve exhausted all other funding sources, such as grants and scholarships
  • Ask your financial aid office if you can pay for your classes in installments if you're working while attending college or grad school.
  • Do not give up straight away if an institution declines your application for financial aid or gives you a low offer. You can always appeal the decision

Make sure you also learn more about:

Let DoNotPay Write an Appeal Letter on Your Behalf

If you don’t have the time, will, or knowledge to write a good appeal letter, rely on DoNotPay. , and we will create a personalized appeal letter in a matter of minutes.

Here’s what you need to do once you sign up:

  1. Look for the Apply for More Financial Aid product
  2. Enter the name of the university you want to attend and tell us which grad schools or colleges made a better offer
  3. Disclose a few details about your family income

Once you’ve completed all four steps and the appeal letter is generated, we can send it to your email or straight to the university or college in question.

Do you want to learn more about how other institutions' financial aid programs work? You can find some of our guides in the table below:

Columbia University Financial AidMIT Financial AidUniversity of California, Santa Cruz Financial Aid
Princeton University Financial AidPurdue University Financial AidUniversity of California, Davis Financial Aid
Cornell University Financial AidNew York University Financial AidStanford University Financial Aid
Rutgers University Financial AidUniversity of California, Berkeley Financial AidUniversity of California, San Diego Financial Aid
Yale University Financial AidUniversity of California, Los Angeles Financial AidHarvard University Financial Aid

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