If My Car Is Under Warranty, Do I Have To Pay for a Service?

Warranty Claims If My Car Is Under Warranty, Do I Have To Pay for a Service?

If My Car Is Under Warranty, Do I Have To Pay for a Service? DoNotPay Answers

If you own a new or used car, a car warranty will help you reduce the cost of repairs if something goes wrong. A car is an investment and requires maintenance and inspections. When something unexpected happens, a car warranty is your backup.

Do you still have to pay for a service even if you have a car warranty? We will answer that question and give you all the necessary information on car warranties and how to file a warranty claim!

What Is a Car Warranty?

A car warranty is a written guarantee given by the car manufacturer. With this document, the manufacturer agrees to cover various damages and faults that may occur over time.  When you buy a car, you will see that there are several options:


  • Factory warranty
  • Bumper-to-bumper warranty
  • Extended warranty

Car warranty coverage varies among manufacturers. If your repair or replacement is covered by the warranty, you won’t have to pay for the service.

The cost of the non-covered repairs can be extreme. Because of this, you should get to know all of the details of the coverage before deciding on the best one. You should claim the warranty as soon as the damage happens.

What Is a Factory Warranty?

A factory warranty covers any defective parts due to poor workmanship or manufacturer error. This warranty is usually meant for new cars, as well as certified pre-owned cars. A factory warranty is not common for used cars, but it depends on your car dealership or manufacturer.

What Is a Bumper-To-Bumper Warranty?

A bumper-to-bumper warranty includes comprehensive coverage for your car. It is also called a manufacturer or exclusionary warranty since some of the components are not covered by the deal. You can purchase this warranty for your new or used car.

This warranty covers most of the repairs, except for wear-and-tear. Here you can see items that are usually covered:

Included Not Included
  • Major vehicle systems
  • Heating and air conditioning
  • Steering
  • Fuel system
  • Safety systems
  • Electrical systems
  • Cosmetic repairs
  • Tires
  • Brakes
  • Seatbelts
  • Batteries
  • Damage by unauthorized service
  • Damage caused by accidents or environmental factors
  • Regular maintenance

What Is an Extended Warranty?

An extended warranty includes complete coverage combined with a regular car warranty. Every extended warranty has different terms and conditions and covers different parts of the vehicle. It usually comes at a higher price, but it continues after the manufacturer’s warranty has expired.

You can acquire an extended warranty from your manufacturer or a third-party provider. Finding a reputable extended warranty provider can be a tiring process. Make sure to research the worst extended auto warranty companies so you don’t make a wrong choice.

How Long Does a Car Warranty Last?

Every car warranty lasts a different number of years or miles. The length can vary depending on your car model, brand, or year. 

These are the most common lengths of car warranties:

Car Warranty Type Coverage Length
Factory warranty 3–5 years/36–50,000 miles
Manufacturer’s warranty 3 years/36,000 miles
Extended warranty 5–10 years/60–100,000 miles

A factory warranty can be transferred to a new owner when you sell your car if it hasn’t expired yet. If you are not satisfied with your extended warranty, DoNotPay can help you if your dealer refuses to cancel your contract.

File a Warranty Claim Using DoNotPay

Many companies make the process of filing a claim complicated and time-consuming. Why go through the trouble when you can use our app and file your warranty claim in minutes?

Follow these steps to file a warranty claim the easy way:

  1. Open DoNotPay in any web browser
  2. Select the Claim Warranty feature
  3. Choose Car Warranty
  4. Specify whether you have an extended warranty or not
  5. Explain the issue you have in detail 

When you provide all the necessary details and information, we will forward your claim to your warranty provider.

We can also help with other warranty issues you may have, such as claiming a home warranty. Finding the best home warranty reviews and home warranties in America is also not a problem for our app.

Make an Appeal for Your Rejected Car Warranty Claim With DoNotPay

Denied car warranty claims are widespread and can make you give up on pursuing further action. DoNotPay can help you appeal a rejected warranty claim without much stress or effort on your part.

Here is what you need to do:

  1. Open DoNotPay in your web browser
  2. Go to the Claim Warranty feature
  3. Click on Appeal a Denied Warranty Claim
  4. Provide the details about your rejected claim and the company
  5. Click on Submit

After you submit the info, we will create an appeal letter and send it to the company you specified. You can expect to hear from the customer service reps soon.

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DoNotPay provides invaluable help to future and current drivers. By helping you ace that driver’s license test, scheduling a DMV appointment the easy way, or contesting parking tickets, our app saves you money and time. 

If you need to file a car warranty or an insurance claim, we will help you deal with the necessary paperwork within minutes. Trying to get out of a car wash membership? DoNotPay can cancel it in an instant. 

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