How to verify your account with an instant virtual credit card for PayPal
The data gathered by Statista shows that there are currently over 325 million active PayPal users all over the world. Many people are switching from traditional to online payment, but this isn’t always an easy step to take—many are concerned about safety when they are required to leave their sensitive information somewhere online. If you’re planning to join those 325 million people and create a PayPal account yourself, the same concern is probably troubling you—what happens with your credit card info when you enter it to verify your PayPal account?
Luckily, instant virtual credit cards can help you protect yourself and begin using PayPal without any concerns regarding your safety. Before we move on to tell you how to verify your account with an instant virtual credit card, let us address the more fundamental question first—what is a virtual credit card?
What is a virtual credit card?
A virtual credit card (VCC) is a random set of numbers that looks just like a real credit card, but it doesn’t reveal any of the real card info. There are two options with virtual credit cards:
- Connecting VCC to your real credit card
- Leaving VCC completely separate from the real card
Connecting VCC to your real credit card
If you’re planning to use your virtual credit card for online shopping, you will have to connect it to your real credit card so that funds can be withdrawn from it when you want to purchase something. Even when you do this, your sensitive information will still not be exposed, so the chances of misuse are minimal. To be completely safe, you should set a spending limit and an expiration date. That way, even if someone tries to overcharge you, they won’t be able to take a penny over the previously set spending limit.
Leaving VCC completely separate from the real card
In case you don’t need a virtual credit card for shopping, there’s no need to link it to your real credit card. When these two are not connected, you can be one hundred percent sure that no service provider can access your funds on the real card. For instance, if you need a virtual credit card to sign up for a free trial or to protect you from robocalls, you can rely on DoNotPay Virtual Credit Card.
How to verify a PayPal account with an instant virtual credit card?
Now that you know what virtual credit cards are, we’re sure you’re one step closer to getting one for your PayPal. If you can’t wait to activate your PayPal account and start making transactions, make sure you get an instant virtual credit card for PayPal verification and start using your account immediately. When you get an instant VCC, it’s time to verify your account, so here’s how to do that:
- Log in to your PayPal account
- Select and click on the Wallet section
- Link your instant VCC to the account
- Confirm your credit card
- Wait for PayPal’s four-digit verification code
- Re-login and enter the verification code to complete the process
Why it’s best that you use an instant virtual credit card for PayPal verification
If you do need your PayPal for online transactions, but you don’t feel comfortable leaving your real credit card info, an instant virtual credit card is the solution. As the name itself suggests, an instant VCC number is sent to you immediately, so you don’t have to waste time waiting for it. Since this is a virtual card, you will receive all the information on your email (card number, security code, etc.)—it doesn’t exist in physical form.
Even though a virtual credit card will be linked to your real card, no sensitive information will be visible, so you don’t have to worry about any fraudulent activity.
To add an extra layer of security, you can set the spending limit. That way, even if you’re dealing with a suspicious merchant who might try to misuse your card, you can still be sure that they won’t have access to all your funds.
Why you need DoNotPay Virtual Credit Card
We’ve all been there—you get your monthly billing statement, and you can’t figure out why the total amount is so huge until you remember it—you forgot to cancel that free trial period again. Or maybe three or four free trials. That’s exactly what service providers are waiting for.
They take advantage of your failure to cancel the service on time to charge you a regular monthly fee. There are so many interesting services that you would like to try out, so you can’t possibly keep track of all the free trials you have active. As long as you do things this way, there’s a great chance that your service provider will continue to make money on you. Do you think that it’s not worth it? That it would be better to simply quit signing up for free trials once and for all? If so, you’re wrong! There’s a much better solution—use DoNotPay Virtual Credit Card.
Our Free Trial Card is designed to protect people from being charged during or after a free trial period. Considering that DoNotPay does not link your real credit card to the virtual one, you can rest assured that there is no way any service provider can get to your real credit card and charge you a fee. Even when you forget to cancel your subscription, there’s nothing they can do to track you and make you pay the regular fee for a service you no longer want to use.
Speaking of unused services, DoNotPay is here to cancel any service or subscription for you in a matter of minutes. Whether you’re no longer satisfied with a service, you find it too pricey, or there’s some other reason why you don’t need it, we can cancel it in just a few steps. You can also use our app to monitor your subscriptions and find the unused ones if you can’t keep track of them yourself.
Services for which you can use DoNotPay’s Free Trial Card
Signing up for a free trial seems so easy and safe. Most service providers will promise not to charge you a single penny during your free trial period, as well as to remind you to cancel the service on time. For instance, if you want to try out Netflix for free, they will tell you that they’ll send a reminder a few days before the expiration date. These promises are not to be taken for granted, though, as some providers never keep them.
Even when they do, you still risk losing some money. What if they send you an email as a reminder, but it goes to spam, and you never see it? Or you see it after your free trial expires? Then you will have to pay for the service in question whether you want to keep using it or not. Luckily, you can use our Free Trial Card for a wide range of services, such as:
- Amazon Prime
- ESPN Go
- CBS All Access
- PlayStation Vue
If you want to sign up for a free trial for any of these services, you can now do this relaxed, knowing that there won’t be any charges to ruin your experience at the end of the month. All you need to do is enter your virtual credit card number instead of the real one when the service provider requires this piece of information.
Take advantage of DoNotPay’s temporary email address
In addition to a credit card number, most service providers also require an email address. Why would you leave your real email and take even the slightest risk of them contacting you? If you don’t reveal your real email, there’s no way they can track you. This is another reason why DoNotPay Virtual Credit Card is the right choice for you. Our app will also generate a virtual email address that you can use instead of your real one and remain completely anonymous. Just like the virtual credit card number, this is a random temporary email that protects your real info.
Here’s how DoNotPay Virtual Credit Card works
The best way to explain the principle behind DoNotPay Virtual Credit Card is to compare it to chip credit cards. When you use a chip credit card, you use a single-use token to protect you from any fraudulent merchant or service provider. A single-use token is sent to the merchant or service provider in question when you’re buying something from them, so they don’t have access to your credit card information. What’s even better is that the token changes with every future purchase, whether you’re buying from the same merchant or someone else. That way, they can never track you.
Pretty much the same thing happens when you use DoNotPay Virtual Credit Card. The difference is that we generate a random credit card number instead of a token. This is a temporary card number that changes with every transaction you make. Since it is not connected to your real card, nobody can access your real credit card info or the funds you keep there.
Why you shouldn’t think twice about using DoNotPay Virtual Credit Card
If you’re new to the world of online payments and virtual credit cards, you might be somewhat confused and not sure about the best option to choose from. If you have any doubts, take a look at the following reasons why our virtual credit card is the best possible option available:
- You can access your DoNotPay account via both web browser and iOS devices
- You can get DoNotPay Virtual Credit Card in just a few simple steps
- You don’t have to spend a single penny on card activation or any monthly or annual fees
- DoNotPay does not require a security deposit
- You can rely on our Free Trial Period fand sign up for as many free trials as you want without worrying about any of the providers charging you after this period
- Your real credit card information is not revealed, so no one can misuse any of your sensitive information
- You get a temporary email to use alongside virtual credit card number, so you remain completely anonymous all along
- You can also use your virtual credit card to stop robocalls
The benefits and downsides of using virtual credit cards
If you’ve never used a virtual credit card before, you can easily fail to see all the benefits that this form of protection brings. There are some disadvantages, of course—there’s no such thing as a perfect solution. If you’re still having second thoughts about using a virtual credit card, you should know that there is no disadvantage strong enough to outweigh the numerous benefits it brings, starting with safety and anonymity. Take a look at some major pros and cons to decide for yourself:
|Even when you forget to cancel your subscription before the free trial expires, service providers cannot charge you a monthly, annual, or any other fee|
Not all merchants and service providers accept virtual credit cards, so they may reject your request if you don’t provide your real card info
Users can set the expiration date that works best for them
|The limited expiration date may cause you some complications if you link the card to a subscription that you want to keep after the previously set expiration date|
|Users can determine the spending limit if the virtual credit card is linked to the real one|
If you’re planning to use your virtual credit card for recurring payments, limited spending is not a convenient feature
You don’t expose your sensitive real credit card information, so you’re safe from any potential misuse
|If you rely on your virtual credit card for online booking, things might get complicated if you’re required to show your real card on the spot—the two won’t match|
|Most providers offer virtual credit cards for free, so you don’t have to pay an activation or a monthly fee|
Some providers might require that you pay a fee in case your balance goes below a certain point
No malicious merchant can access your real credit card info, so there’s no need to worry about this no matter where you leave your information
If you need to receive a refund and your card expires in the meantime, you won’t be able to get the refund
The most practical uses of virtual credit cards
As time goes by, virtual credit cards will become more and more popular, but for the time being, these are some of the most common uses of virtual credit cards:
- Recurring payments
- Monthly subscriptions
- Online shopping
- Over-the-phone purchases
- Free trials
- Single payments
In what ways is DoNotPay Virtual Credit Card better than a regular credit card?
Considering that virtual credit cards are still only becoming more and more popular, we understand that many are still somewhat confused about the way they work and how they differ from regular credit cards. When it comes to DoNotPay’s Free Trial Card, the main thing you should remember is that you can rely on it to get all the free trials you want without any risk of being charged afterward. There are some other differences between this virtual card and a real card that you should be aware of to get a clear picture of what each is. These include the following:
Real Credit Card
|DoNotPay’s Free Trial Card|
|You can get it in plastic|
It exists only in the virtual world, not in physical form
Your credit card information is at risk if the website where you entered it is hacked
|Your real credit card info is not visible, so even if they hack the website, you’re safe|
|When you forget to cancel a service before the free trial period expires, the service provider in question can charge you a regular fee|
Even if you forget to cancel your subscription before the free trial expires, your service provider cannot charge you
Your credit card information is easily accessible, so a fraudulent merchant can misuse your card
|Your real credit card info is not exposed, so even if a merchant wants to misuse it, it cannot be done|
|You risk losing hundreds or even thousands of dollars|
Your virtual credit card is not linked to the real one, so there’s no risk of wasting any money
What else can DoNotPay help you out with?
Helping you avoid being charged after your free trial period is just one of the many things that our app can help you with. DoNotPay is designed to help people deal with various bureaucratic issues and get them the justice they deserve. Here are some other things that we will be more than happy to do for you to save you some trouble:
- Make sure you receive airline flight compensation
- Help you negotiate and pay your bills
- Dispute all your traffic tickets
- Appeal an unfair parking ticket
- Dispute speeding tickets
- Manage your subscriptions and cancel those you no longer need
- Provide you with the paperwork needed for small claims court
- Put you through customer service without waiting in long phone queues
- Offer free virtual credit cards
- Get you a DMV appointment as fast as possible