Should You Get the Discover Virtual Credit Card?

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

Discover Virtual Credit Card: Pros & Cons

Discover is a company that offers a variety of credit cards. For a long time, Discover only had physical cards, but they have joined the trend and now offer a virtual credit card as well. If you want more information about a , you have come to the right place.

A lot of things you do online require you to enter credit card information. The unfortunate thing is that the more times you enter your credit card information online, the higher risk you are at of having that information stolen.

Discover's virtual card is more of a virtual wallet, but it gives you higher security when using your card online. DoNotPay can help you get a virtual credit card. We will generate it for you, and it requires no deposit and has an instant approval process.

What Is the Discover Digital Wallet?

The Discover virtual credit card is a digital wallet option that Discover customers have. With a digital wallet, you don't have to worry about pulling out your credit card, as you can do it all from your phone, tablet, or watch.

Is it Free to Get a Discover Digital Wallet?

It is free to add Discover to your digital wallet. There are a lot of digital wallet apps out there, so you could end up spending money on the app, but there are free options.

How Does the Discover Digital Wallet Work?

Go to the app store for whatever device you are using and install a digital wallet app. There may even be one automatically downloaded on your phone, like the Google Pay app on Android. Then, connect your Discover card to the digital wallet, and you can use it.

Discover Card TypeDiscover Digital Wallet
Reward expirationNo
Rewards on every purchaseYes
Discover Digital Wallet FeeNo

How to Get the Discover Digital Wallet

Follow these steps to get the on your device.

  1. First, you have to have a physical Discover card, so sign up for one if you don't have one.
  2. Once you have a card, find the digital wallet app on your phone or download one from the applications store for your device.
  • For Android, the digital wallet is Google Pay.
  • For iOS, the digital wallet is Apple Wallet.
  1. Go to payment methods in the app and add your Discover card information.
  2. When you go to make a purchase, pull up the app, and hold your phone to the credit card reader.

Is the Discover Digital Wallet Safe?

Using your Discover card through a digital wallet is pretty safe. The digital wallet uses tokens to process your purchases rather than giving the merchant your actual card number. This means you don't have to worry about your credit card number being given to every place you use it, which greatly reduces the risk of having your credit card number stolen.

What Does the DoNotPay Free Trial Card Do?

If you are looking for a way to access free trials online, you can do so with DoNotPay's Free Trial card. No longer do you have to enter your personal credit card information just to try something out for a brief trial period. Instead, you can request a Free Trial Card from DoNotPay, and we will give you everything you need to get access to the free trial. There are multiple benefits to using the DoNotPay Free Trial Card.

  • You will automatically be unsubscribed from whatever service you were trying when the merchant attempts to charge your card.
  • It is super easy to use the card.
  • You can have faith that anywhere you try to use it will accept it.
  • There are no concerns that any merchant will charge anything to the card.

Where Can I Use DoNotPay's Free Trial Card?

You can use DoNotPay's Free Trial card just about anywhere that offers free trials. Here are some examples.

What Else Can DoNotPay Do to Help?

At DoNotPay, we are able to assist you with a wide variety of tasks through our work with a variety of companies/entities. Here are some examples of ways we can help you out.

  1. Get help paying your bills
  2. Help you with credit card issues
  3. Contest a parking ticket


Many people nowadays have a credit card to help pay for purchases. However, it's also common to be wary about giving out your credit card information to a bunch of different merchants. The more times your card information is exposed, the more likely you will have that information stolen.

Many places support digital wallets as an alternative to using your credit or debit card. You link your debit/credit card to the digital wallet and then use the wallet to make purchases. The digital wallet then creates a token to complete the purchase rather than using your actual card number.

DoNotPay also offers a Free Trial card to help you gain access to free trials without having to give up your credit card information. Reach out today for more information on ways we can help make your life easier.

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