Virtual Card App – What is it and how does it work?
Are you interested in a virtual credit card to easily make online purchases and take advantage of free trials? Virtual credit cards are becoming increasingly popular for those who want to make purchases without using their debit or credit card. But with so many options available, choosing the right virtual card for your needs can be a difficult decision.
Here at DoNotPay, we want to help you find easier solutions to making online purchases and signing up for free trials. Today we're going to provide an overview of what a virtual card app is, the benefits and drawbacks of a virtual credit card, and why DoNotPay is the best solution when it comes to a virtual credit card.
What Is a Virtual Card App?
A virtual credit card is a temporary credit card that enables people to make purchases without actually using their credit card or debit card information. There are various ways to obtain a virtual credit card, but one of the most popular options is to generate one through a virtual card app. These apps are designed to allow individuals to receive a disposable, digital credit card that can be used over the phone or online.
Many people use a virtual card app to generate a virtual credit card, as most card issuers do not directly offer an opportunity for cardholders to do so. However, there are a large number of apps and browser extensions available to make more secure purchases.
Are Virtual Card Apps Free?
Not all virtual card apps are free. Some apps charge fees for every card you create or a monthly fee to access your account.
Where Can I Use a Virtual Credit Card?
Since virtual credit cards act similar to a regular debit or credit card, there will be a wide number of places in which you can use them. With that said, virtual credit cards can be used with any online merchant or with merchants over the phone that accept credit and debit card payments.
How Does a Virtual Card Work?
Ultimately, a virtual card functions in the same way as your physical debit or credit card. The main difference is that this card is temporary and lives in your digital wallet and is secured by encryption. Ultimately, since you're not using your actual debit or credit card, using a virtual card can improve security and essentially protect your sensitive information.
Benefits of Using a Virtual Credit Card
A virtual credit card has many benefits for those who want to make purchases online or want to take advantage of free trials. Some benefits of a virtual credit card include the following:
|Fraud Protection||While virtual credit cards are still linked to your debit or credit card, these cards protect your personally identifiable information since they limit the amount shared when making a purchase.|
|Convenience||Virtual credit cards offer an easier and faster way to make payments over the phone or online.|
|Financial Control||A virtual credit card can limit your spending with certain merchants. This is because some virtual credit cards allow you to set up a spending limit, which can help you better manage your finances.|
Drawbacks of Using a Virtual Credit Card
On the other hand, virtual credit cards also pose some disadvantages:
- Fees: Not every virtual credit card is free. Some virtual credit cards may come with a fee for each transaction or you may need to pay a monthly fee, depending on what company you use.
- Difficulties in Making Returns: If you order a product online and need to return it to a physical store, you may have difficulties returning an item if the purchase was made with a virtual credit card. This is because some locations require you to insert or swipe the card you used to get your refund back.
- Expiration Dates: Many virtual credit cards have a short expiration date, which can become an inconvenience if you're using a virtual credit card for a subscription service.
What Is DoNotPay's Free Trial Card?
While many virtual card apps offer virtual credit cards for you to make purchases online or over the phone, many of these apps include hidden fees, aren't the easiest to use, and still require your debit and credit card information to be on file. Luckily, a simpler solution is taking advantage of DoNotPay's virtual credit card.
With DoNotPay's free trial card, you can:
- Save time
- Save money
- Protect your debit and credit card information
If you're someone who enjoys signing up for free trials on the internet, DoNotPay's free trial card has you covered. Our product allows you to keep track of all of the free trials you signed up for and protect your debit and credit card information in the process. Here's how DoNotPay's free trial card works.
- We will generate a temporary account number.
- The virtual credit card won't be used for unauthorized purchases since it's limited to one transaction, merchant, or a spending amount you decide on.
- You can use any address, name, virtual credit card number, and expiration date provided by the DoNotPay app.
What's even better is that DoNotPay will cancel subscriptions on your behalf and you don't have to worry about subscriptions auto-renewing because there won't be any money on the card.
Sounds simple, right? If you're looking for a virtual card app that makes online purchases easier, sign up with DoNotPay today to get started!
Where Can I Use DoNotPay's Free Trial Card?
Take advantage of DoNotPay’s virtual credit card with the following platforms: