How to Close a Huntington Bank Account Hassle-Free

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

How to Close a Huntington Bank Account

Bank accounts are something basically all of us have, but that doesn't mean we'll keep them. For any number of reasons, there may come a time when you need to close an account for yourself or someone else. If you've found yourself in that position, learn the easy way with DoNotPay's guidance.

Why Would You Want to Close a Huntington Bank Account?

There are a few main reasons why you might want to . You probably have a reason already, but some of the more common ones are:

  • Relocating somewhere without a branch of your current bank.
  • Finding a new bank with better incentives.
  • Being displeased with your current bank's policies or behavior.
  • The account owner's death (you're closing the account on their behalf).
  • Your account has been frozen or is inaccessible and you no longer want to use it.

How Do I Close a Huntington Bank Account?

Closing a bank account is always a tedious process. While the steps to doing it aren't necessarily that complex, you can always expect to get some amount of needling from bank reps who don't want to lose you. If you don't want to deal with all of that or find these DIY methods too time-consuming, you always have DoNotPay to fall back on.

In-Person

  1. Gather documents like proof of identity, transaction records, death certificate (if necessary), and any other information to show your connection to the account.
  2. Go to the bank and request to close your account.
  3. Fill out the proper forms and present your documentation as requested.
  4. Select where to transfer any funds left in the account. If it's a low enough amount, they might give it to you in cash.
  5. Receive written confirmation that your account has been closed (keep it for your records).

By Mail

  1. Draft a formal letter to send to the bank. Include personal information like name, date of birth, account number, and more, along with documentation to prove it.
  2. Wait to receive a response. This can come anywhere from a few days to weeks later, and will usually request follow-up information. It may include a form to fill out asking where to send your funds after the account is closed.
  3. Send back what's been requested and wait for another response.
  4. If more information is needed, send it out.
  5. Wait to receive a written confirmation that your account has been closed.

How Long Does It Take to Close a Bank Account?

The time it takes to close a Huntington bank account can vary. Depending on the method used, it could be as long as an entire day or up to a few weeks. Either way, it's a lot of effort just to do something so simple, which is why DoNotPay can be so handy. In addition to taking all the hard work off your plate, we can also expedite the process thanks to our experience. All it takes you is filling in the necessary information right at the start.

Can Huntington Refuse to Close My Account?

This is a very uncommon occurrence. Virtually the only reason Huntington or any other bank would refuse to close your account upon request is if you have pending transactions still processing. Unless charges on your checking or savings account are still processing, you're well within your right to close a bank account whenever you wish.

How Can DoNotPay Close a Huntington Bank Account?

DoNotPay makes closing your Huntington bank account fast and easy. If you want us to do the hard work for you, just follow these simple steps:

  1. Go to the Close Bank Accounts product on DoNotPay.
  2. Select which bank the account was opened under, and enter the account type, account number, and your local branch location.
  3. Indicate who this account belongs to. If the owner or co-owner has passed away, upload a death certificate or other formal evidence. If you are not the original account owner, upload evidence of your legal relationship with the owner.
  4. Tell us why you need to close this account.
  5. Enter your contact information, including email, phone number, and the address you want any remaining funds to be sent to.
  6. Submit your task! DoNotPay will mail the request letter on your behalf. You should hear back from the bank with confirmation or a request for more information within a few weeks.

Why Use DoNotPay to Close a Huntington Bank Account?

Closing a Huntington bank account can be a long and annoying process, so why make yourself go through it on your own? Instead, let DoNotPay do all the heavy lifting for you.

FastWe're fast and efficient, only taking a few minutes of your time.
EasyOur website is easy to navigate and won't leave you feeling confused as the banks do
SuccessfulWe'll make sure your account is closed properly without any problems.

DoNotPay Can Cancel Any Bank Account You Have

DoNotPay's services aren't exclusive to Huntington Bank. We can use our powers to close accounts at virtually any bank you might need. This includes organizations like Bank of America, Chase Bank, TD Bank, US Bank, PNC Bank, and plenty more. We can even do credit unions. Rest assured that none of this will hurt your credit score, either.

What else can DoNotPay do?

DoNotPay has a ton of other services you might find useful. If you've closed your Huntington account and are looking for what else we offer, you should try our processes for:

Whether it's closing bank accounts, canceling credit cards, or anything in between, DoNotPay has your back. Give the app a try today to start making your life a lot easier.

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