Pros and Cons of the Cash App Virtual Card

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm, is not licensed to practice law, and is not equivalent to the services of a licensed lawyer. DoNotPay provides a platform for legal information and self-help, and does not offer legal services. Third party news articles mentioned on our website do not necessarily reflect the views of the company, or the current services that we offer.

Best Alternatives to Cash App Virtual Card

Cash App is a great service for sending and receiving money from your friends, but that's just scratching the service of what it can do. The company's made great strides in branching out over the past few years, and one part of this is their virtual credit card service. Learn about the service with DoNotPay.

What Is a Cash App Virtual Credit Card?

Cash App offers all users a free Cash Card to go with their account on the app. It's a Visa debit card that allows you to pull money from your Cash App account like any other card of that type. While the Cash Card itself is not virtual, it does come with an accompanying virtual card number.

As such, you'll then be able to use your Cash App account to pay for things that would normally be restricted to credit or debit cards. It makes your Cash App account as usable as a debit card. So long as you have the funds in your bank account or Cash App account to back it up, the card should always be used for purchases anywhere Visa is accepted.

Are Cash App Cash Cards Free?

For the most part, a Cash Card from Cash App is free, shipped to you upon request in the Cash App app. However, some options will incur a fee, those being:

Basic CardFree
Detailing (Emojis, Drawings, Your Cash App ID, etc.)Free

How Does the Cash App VCC Work?

As explained, Cash App's Cash Card works just like a Visa debit card. It's accepted wherever Visa cards are taken and draw funds directly from your Cash App account. Using this card, you can pay for goods and services that a Cash App transaction could not be used for, and can even withdraw money from an ATM. So long as you have the funds in your account or your attached checking account, you'll be able to use the card however you want.

Cash Cards have a daily spending limit of $7,000, and a monthly spending limit of $15,000. While this shouldn't be an issue for most people, it's good to be aware of it just in case. Limits reset at 7:00 PM CST each day, with the monthly limit resetting at the same time on the last day of a month. Additionally, note that all transactions apply to this, whether they're online or in a store, including declined or canceled transactions.

Like most debit cards, you'll need to be at least 18 to sign up for a Cash App Cash Card.

How to Get the Cash App VCC Card

To get a Cash App Cash Card, simply order one on the app. The process is extremely simple, and all you need to do is:

  1. Open the Cash App app.
  2. Select the Cash Card icon (should be the second from the left).
  3. Select the card you want and make any design changes. Be aware that certain things (glow-in-the-dark cards and metal cards) will cost money, but a standard plastic card should always be free.
  4. Submit your order.
  5. Your card will be activated the moment you order it, and you can start using it immediately after the order is confirmed. You can then view your card number in the app and use it during online transactions.

Does the Cash App VCC Guarantee 100% Safety?

Cash App is serious about keeping your funds secure, so you can expect that the majority of transactions (whether they're sending from app-to-app or spending with your Cash Card) will be safe. However, Cash App carries with it the same risks as all money services and debit cards. Sending to someone untrustworthy or purchasing from a shady vendor can mean losing your money. While Cash App does have safeguards against this and will allow you to dispute transactions, things always can go awry and leave you high and dry.

How to Use DoNotPay's Free Trial Card

As useful as Cash App's Cash Card is, it may not be the best option for every situation. For example, using your Cash Card to sign up for a free trial will still set you up for failure like anything else. Forgetting to unsubscribe before the charge date will mean losing the money you didn't want to spend on that trial. Like with any other debit card or virtual credit card out there, there's not much you can do about that once it's happened.

That's where DoNotPay comes in. DoNotPay's virtual credit card works a little differently from the rest, in that it won't cost you a dime. In the case of a free trial subscription, for example, you'll be protected against accidental charges when the trial expires. This is because there's no actual money backing up the card, even though it works just like a real credit card. If a service tries to charge you for something that should be free, they'll get none of your money.

Any DoNotPay user can get one of these free VCCs with no deposit or fees, or a lengthy approval process (it's instant). You can use as many as you like, since we generate you a unique number and expiration date that will work anywhere a normal credit card will, and you can do that as much as you want. You can use any name you want with these virtual numbers, as well as a free burner email account paired with them. Overall, it makes signing up for free trials and keeping them free all that much easier.

To sign up for one of our virtual credit cards, all you have to do is:

  1. Sign up for DoNotPay.
  2. Head to the virtual credit cards page.
  3. Enter the information you want to use for the card, then generate the number.

  4. Use the number and information provided to sign up for free trials or anything else you like.

Where Can I Use DoNotPay's Free Trial Card?

Like we said, you can use a DoNotPay virtual credit card basically anywhere a normal credit card is accepted. Services like Amazon Prime, HBO Max, Netflix, and more all take it. However, remember that it does not have any money backing it up. That means that you won't be able to pay for things with the number, just free trials.

That's why you can dodge any free subscriptions once they stop being free since you'll be automatically unsubscribed after the trial is up. It could also be useful for unsubscribing from services you have been using but want to quit that hide the process for unsubscribing, since switching your real credit card info to our virtual card will have the same result.

What Else Can DoNotPay Do?

DoNotPay can do a lot more than just explain virtual credit cards or the , though. We offer our users plenty of other services they might like, including:

No matter what you might be struggling with, DNP can help make it simpler. Get the app today to start saving, whether it's with our virtual credit card or another service.

Want your issue solved now?