How To Protect Yourself From Wells Fargo Alert Text Message Spam
Wells Fargo is one of the largest banks in the U.S., so it must be surprising to find out that some serious scams are going on under their name. Wells Fargo spam text messages have become one of the main weapons of identity thieves and scammers. Learn how to protect yourself in this fast-paced new age of online bank robbers and text spammers.
What Is a Wells Fargo Spam Text Message?
Wells Fargo spam text message is a smishing scam meant to steal your private information, such as your Social Security or credit card number.
Smishing texts come out of the blue in order to fool you into revealing your sensitive information and exposing yourself to the scammers.
There are a few ways to know if the message you’ve received is a smishing scam from someone posing as Wells Fargo. Watch out for:
- Unusual messages with an urgent tone
- Content with a lot of typos and grammar mistakes
- Unknown senders
- Peculiar requests
Unusual Urgent Messages
The message you got has content that is supposed to make you panic. The tone is urgent, and the message seems authentic and personal. It will most likely ask you to click on a link or send money to a disclosed account. It might also say that your account has been frozen to bait you into answering, calling, or clicking on a link.
Genuine Wells Fargo texts won't have a sense of urgency about them. Even if they do contact you via text message, their intention will be to give you info, not extract it.
Spelling and Grammar Mistakes
When a text message you received contains a bunch of spelling and grammar mistakes, with caps, stars, and exclamation marks, it’s probably spam. Wells Fargo is a company of high caliber, and they wouldn’t allow spelling and grammar mistakes in their text messages.
Getting a text from someone claiming to be Wells Fargo can be highly irritating, especially if you’re waiting for an important call or an important message. You can recognize it by checking which Wells Fargo phone numbers and codes are official on their website. If the phone number isn’t on the company’s site, chances are the text you received is a scam.
The Message Contains Unusual Requests
Wells Fargo will never ask for your Personal Identification Number (PIN), password, or access code—the scammers will. You can be certain it’s a scam when the message is asking you to reveal all that kind of sensitive information.
What To Do If You Get Wells Fargo Spam Text?
After you realize someone’s trying to scam you, you might panic or get angry, and such an emotional state makes people do things in haste. Before you do anything, think things through logically. If you’ve already replied, don’t panic—there are still ways to deal with this problem.
See what you can do:
If You Replied to the Text
If You Ignored the Text
How To Deal With Wells Fargo Text Spam by Yourself
There are several ways you can deal with spam text messages on your own. Once you get the text, the most important thing is never to give away any information about yourself. These are some of the ways you can stop Wells Fargo text spam messages:
- File a complaint on the Federal Trade Commission’s website
- Report the text to 7726 (SPAM)
- Block the number in your built-in Messages app
- Use your mobile carrier spam protection app to report the scammer
File a Complaint on the FTC Website
Go to the FTC website and file a complaint via their complaint assistant. They will give you clear instructions on how to report text spam messages.
Report the Spam to the Spam Code
Copy the message you got and send it to 7726 (SPAM).
Use Your Messages App To Filter Out the Spam
This is a simple way to block any number on any Android phone. Follow the steps to do so:
- Open your Messages App
- Click on the Settings (the three dots) in the upper right corner
- Tap on Spam Protection
- Select Enable Spam Protection
You can block and filter out spam on your iPhone like this:
- Go to Settings
- Select Messages
- Scroll to Filter Unknown Senders
- Turn the setting on
Your Service Provider Has an App For It
You can always turn to your mobile carrier for help. They have applications that block spam text messages. AT&T offers Mobile security and Call Protect, T-Mobile has Scam Shield, and Verizon Wireless’ app is called Call Filter.
Put a Stop to Spam Texts From Wells Fargo With DoNotPay’s Help
You have an ally in the war against spammers and scammers—DoNotPay. Our magnificent app can help you get compensation from your adversaries by exposing their real identities. All you need to do is open DoNotPay in your and follow these simple steps to freedom:
- Log into your DoNotPay account
- Select the Robo Revenge feature
- Use a virtual credit card generator
- Generate a virtual credit card for free
- Give your free virtual credit card information to the sender
They will try to pull the money from your fake account, but because DoNotPay’s virtual credit cards don’t have money on them, the scammer won’t be successful. Their identity will be revealed, and you’ll get all their private information. You’ll be able to use all that information to ask for compensation or sue them in small claims court.
The Third-Party Apps That Can Help You Stop Wells Fargo Text Spam
You can fight Wells Fargo Text spam and other text messages that qualify as such with third-party apps for protection against this nuisance. See some of them:
The price starts at $0.99/month
The price starts at $3.99/month
The price starts at $4.49/month
Are There Any Legal Spam Messages?
Scamming people over spam messages is illegal, especially when using internet-to-phone technology—it is punishable by law, according to the CAN-SPAM Act. The CAN-SPAM Act stipulates that if you get a text message from anyone to who you didn’t give your consent, you have grounds for a strong case in court.
There are some text messages you would categorize as spam that are legal. Those messages are usually:
- Political text spam
- Messages from debt-collectors
- Texts from companies you gave your consent to contact you
- Messages from charities
- Urgent texts from medical facilities or schools
What Other Kinds of Illegal Spam Texts Exist?
Any spam message that is meant to harm you and scam you is illegal and punishable by law. Some of the known text scams that exist out there are:
- Uber code text spam
- Facebook verification code text scam
- Bank of America text spam
- Group text spam messages
- Email to text spam messages
- Craigslist text spam
- Marco Polo spam text
- Bitcoin text message spam
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