How To File PayPal Complaints and Have Your Issue Resolved Fast

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How To File PayPal Complaints and Make Your Voice Heard

PayPal is one of the largest online payment providers in the world, with over 200 million active users worldwide. Many people have had issues with PayPal since its founding, and as the company has grown in popularity, so have the number of complaints about PayPal's services.

One of the most common complaints about PayPal is that it is unreliable and unpredictable when it comes to transactions, even within its own payment system. It's not uncommon for PayPal users to get a payment notification, only to find out later that no payment was ever sent or received.

Another major source of frustration for PayPal customers is the way in which the company handles the protection of its users. PayPal does not offer any sort of chargeback or buyer protection program. This means that there is no way to recover funds that were mistakenly sent to a different user. This can be a costly mistake when dealing with large sums of money.

If you've run into a problem when dealing with this online payment processor, this article will show you how to file PayPal complaints and, if all else fails, take them to small claims court.

How Do You File PayPal Complaints?

PayPal is a monolithic company that often responds to complaints with a deadly silence. More often than not, they’ll send you automated emails, forcing you to describe your issue or send the requested documents a dozen times until your message finally gets through to a customer representative.

PayPal's Help Center is a glorified FAQ page that provides generic information that will almost never help you resolve a specific issue.

The page lists four different ways to get in touch with PayPal:

  1. Message them
  2. Ask the community
  3. Report a problem through the Resolution Center
  4. Call them

The typical response time for messages, emails, and reports sent through the Resolution Center is between 24 and 72 hours. The trouble is, it usually takes exchanging five to ten interactions with the company before you get a satisfactory answer.

Customers report that PayPal's representatives are often unwilling to provide answers, leaving you with no other recourse but to file a formal complaint.

If you opt to give PayPal a call, be prepared to spend over an hour on hold just to raise the issue. In most cases, customer service can't resolve the users' issues over the phone, and the process will drag on for weeks or even months before PayPal resolves your issue.

A viable alternative for contacting PayPal is sending them a message on one of their social media accounts.

Ways To Reach PayPal Customer Service With Your Complaint
Resolution Center
Phone1 (888) 221-1161
TwitterAsk PayPal

How To File a PayPal Complaint

If you've run into a problem when dealing with PayPal, you can file a complaint with one of the agencies in charge of regulating this financial entity.

The agencies that handle PayPal complaints are:

  1. The Consumer Financial Protection Bureau (CFPB)
  2. The Better Business Bureau (BBB)

File a Complaint Against PayPal With the Consumer Financial Protection Bureau

The CFPB is an agency that regulates financial institutions. It maintains a database of user complaints. If you feel that PayPal has violated one of the financial service provider rules, you can submit a complaint by following the instructions on their website.

CFPB will review your complaint and determine whether it is an "actionable" issue. If your issue qualifies, CFPB will investigate the matter and write a letter to PayPal explaining why they are being asked to remove certain financial services from their list of approved providers.

File Complaints Against PayPal With the Better Business Bureau

The Better Business Bureau (BBB) operates in every state in America and is one of the most well-known agencies in charge of dealing with consumer protection issues. BBB's database of complaints is open to the public, and you can read a list of current complaints on their website.

To file a complaint against PayPal, visit the Bureau’s official website and fill out the online complaint form.

How To Send Demand Letters To PayPal in Small Claims Court

If you've exhausted all other options and failed to get PayPal to resolve your issue, you can take them to small claims court. You can send demand letters to PayPal in any state where they have a business presence.

To start the process against PayPal, you need to create a professional demand letter and serve it to the company using certified mail:

PayPal, Inc. Attn: Litigation Department 2211 North First Street San Jose, CA 95131

The demand letter must include the following information:

  • Your name and contact information
  • A specific, clear summary of the issue you are having with PayPal
  • The dollar amount in question
  • Proof of ownership and/or proof of payment
  • Any relevant images and/or videos you may have to support your claim

After you've served your demand letter, PayPal has 30 days to respond to your formal complaint. They can resolve your issue during this time by issuing a refund or correcting the mistake that's been holding up your transaction.

If PayPal ignores or rejects your request, you can take them to small claims court. As the plaintiff, you must file the paperwork at your local courthouse and pay all the associated fees. If you win your court case, PayPal has to refund you the money you lost.

You should consult an attorney before taking PayPal to court. This will ensure that your demand letter is up to par and will give you an idea of how much it costs to take a company like PayPal to court.

DoNotPay Helps You Send Demand Letters To PayPal Effortlessly and Win!

Suing a big corporation usually includes spending weeks working on the lawsuit and hiring a professional to handle all of the procedures and documents. What’s more, the process can be pricey, complex, and it might even drag for months.

Luckily, DoNotPay is here for you. With our AI-powered app, fighting for your rights and getting the compensation you deserve will be a piece of cake.

To file a complaint against PayPal hassle-free, all you need to do is:

  1. Log in to your
  2. Choose the Complaint Letters product
  3. Enter the reason for your lawsuit
  4. Have a quick chat with our chatbot
  5. Attach screenshots, receipts, or any other evidence that can support your claim

And that’s all there is to it! DoNotPay will generate a demand letter and send it to PayPal on your behalf. This will put some pressure on them to resolve your complaint.

If PayPal ignores your complaint or refuses to give you the compensation, we will help you escalate matters and send demand letters to them in small claims court.

How To Complain To PayPal Regarding Various Issues—Use DoNotPay!

PayPal causes lots of trouble for its users, which is why we’ve prepared a plethora of guides to resolving various issues with the company.

If you need a PayPal refund or help with getting your unclaimed money from the service, you can count on DoNotPay. Want to get rid of the company’s spam emails, skim through its refund policy, or bypass the phone verification step? Need help figuring out how a PayPal chargeback works or how to unlock your account? DoNotPay will lend a helping hand!

DoNotPay Can Help You Create Important Documents Without Any Hassle

Are you having a hard time dealing with documents due to your insufficient expertise? Is spending hours and hours on drawing up a contract driving you crazy? Worry not, because with DoNotPay, you can generate various documents and forms without any hassle. Our award-winning app can assist you in creating , , , and various other documents.

You can also create demand letters for your neighbors and anonymous HR complaints with our AI-powered app.

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