Fight Your Credit One Bank Annual Fee
Every year, Americans pay an average of $7 in bank fees. It doesn't seem like much, but it can add up over the years. Customers of Credit One Bank fees are especially frustrated and often look for ways to get their .
Credit One is often ambiguous about what a customer's annual fee will be during the application process. Good thing, DoNotPay can help you get your . We can even help you find banks without overdraft fees. Feel free to follow our do-it-yourself instructions below. But if you need extra help, DoNotPay is ready to assist.
What Are Annual Fees?
Annual fees are common on high-end credit cards that offer generous points and awards. Without a good credit card strategy, many customers pay for rewards they don't use. Some credit card companies may try to lure customers in by waiving the annual fee for the first year, leaving customers surprised in the second year.
Credit One Bank is especially notorious for deceptive annual fee schemes. They have received thousands of complaints reported to the Consumer Financial Protection Bureau.
Credit Card Annual Fees
Credit Card |
Annual Fees |
Credit One Bank Platinum |
|
Capital One Venture Rewards Credit Card |
$95 |
Alliant Cashback Visa Signature Credit Card |
$99 (waived in the first year) |
Chase Sapphire Preferred Card |
$95 |
Blue Cash Preferred Card from American Express |
$95 (waived in the first year) |
Odyssey Rewards World Elite Mastercard from First Tech Federal Credit Union |
$75 (waived in the first year) |
Sources:
Related Fees at Credit One Bank
Annual fees aren't the only extra charges you have to worry about with Credit One Bank. Here is the complete fee schedule associated with the Credit One Bank Platinum card:
Cash Advance |
The greater of $5 or 8% OR the greater of $10 or 5% |
Foreign Transaction Fee |
The greater of $1 or 8% |
Late Payment |
Up to $39 |
Returned Payment |
Up to $39 |
Authorized User Card Fee |
$19 |
Will Credit One Bank Refund Annual Fees?
There is a possibility of getting Credit One Bank to refund your annual fee, but it is not guaranteed. Any fees being waived will be determined by Credit One Bank's customer service department.
How to Get Refunded for Credit One Bank’s Annual Fees
- Call Credit One's customer service at 1-(877) 825-3242.
- Explain that you will cancel your card if the annual fees aren't refunded and canceled.
- The success of this depends on the customer service rep that you are working with.
- Credit One will have fluctuating retention strategies. The likelihood of getting annual fees waived will change based on their current strategy.
Do You Need Help Getting Your Credit One Bank Annual Fee Refunded?
It can be incredibly frustrating to rely on the whim of a customer service representative to get your fee waived. For many, it feels like a luck of the draw situation. DoNotPay can help.
How to Use DoNotPay to Fight Credit One Bank’s Annual Fee
Follow these 4 easy steps to fight any bank fee, including Credit One Bank's annual fee:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
Why Use DoNotPay to Fight Credit One Bank Fees
DoNotPay is proven to be
Fast. You won't need to spend hours on Credit One's confusing phone tree. Just provide us with the relevant information, and we'll take it from there.
Easy. DoNotPay is a one-stop-shop for fighting all bank fees.
Successful. We started as a way for people to fight unfair parking tickets. After winning more than 250,000 cases, we've decided to expand to help people fight other unfair fees and charges.
What Else Can DoNotPay Do?
DoNotPay can do much more than fight Credit One Bank’s annual fee. They can help fight overdraft fees from Bank of America, Chase, TD, Fifth Third, Citizens, and Wells Fargo’s checking account. They can also dispute Bank of America atm fees and Paypal transfer to bank fees. They also got the information regarding overdraft fee charges on weekends or just simply knowing which banks do not charge overdraft fees.
DoNotPay can help you with other services:
- Recover passwords
- File a complaint
- Analyze YouTube's terms of service
- Breach of contract
- Power of attorney
- Copyright protection
- Appeal banned account
- Delete a Facebook account