What’s American Income Life Insurance’s Cancelation Policy?

American Income Life Insurance is available in 49 states, and their life insurance policies are generally offered to members of credit unions, labor unions, and other specific organizations. However, many people have reported that when they try to cancel their life insurance policies with American Income, they don't get the help they'd expect.

Investopedia has noted that, while American Income has nationwide and even international coverage and an array of complimentary riders, it lacks transparency, and customer satisfaction has dropped significantly in recent times.

If you're struggling with American Income and their life insurance cancellation policy, you're not alone. Many former customers say they've run into problems with this company. But it is possible to get the results you're after. DoNotPay will explain the steps you can take, and how it can make the process easier.

How to Cancel American Income Life Insurance

At first glance, it seems easy to cancel your life insurance with American Income.

Canceling Your Term Life Insurance Policy

1. Speak with your agent. Your agent’s number should be included in your policy paperwork.
2. If you can't get in touch with your agent, call the American Income Life Insurance customer service.
3. Fill out the cancellation forms. These may be sent to you via mail or you may print them out if sent via email.
4. Send the filled-out forms and follow up with your agent.
5. Once your cancellation is approved, that will be the end of it. Note that you may not be refunded for your term policy. Get in touch with DoNotPay to know more.

Canceling Your Permanent Life Insurance Policy

1. Speak with your agent. A permanent life insurance policy may only be canceled by speaking to your agent and your reasons must be valid.
2. If you can't get in touch with your agent, you can call Customer Service for help contacting your agent. You may also get help by filling out the online contact form found on American Income’s website. But you definitely have to speak to your agent.
3. Fill out the cancellation forms. These may be sent to you via mail or you may print them out if sent via email.
4. Send the filled-out forms and follow up with your agent.
5. Once your cancellation is approved, you may expect to be refunded a portion of your policy's cash value, minus a surrender fee along with other charges.

Contact Information for American Income Life Insurance Company

Here’s how you can get in touch with the company:

Problems You May Encounter When Canceling American Income Life Insurance

Unfortunately, many people seem to run into problems when they want to cancel their life insurance policies with American Income. It can be difficult to get the right people on the phone, and even when you do, the problems may not end there. There are many reports of the company failing to cancel policies and continuing to charge their account.

Many people have claimed that they have struggled to get American Income to stop charging them for policies they've canceled, only getting help when they contacted the Better Business Bureau. It's such a persistent problem that some industry insiders recommend blocking payments to them to force them to cancel the policy.

Is American Income Giving You Problems? DoNotPay Can Help You Send demand letters to

You're not powerless if American Income is taking your money after you've tried to cancel your life insurance policy. DoNotPay was made for situations just like this. Corporations don't expect most consumers to have the knowledge or tools to stand up for their rights, but DoNotPay is here to change that. In fact, DoNotPay recently received the American Bar Association's Louis M. Brown Award for Access, recognizing what it does to put tools in the hands of the people.

You can download DoNotPay’s app today, and have the world's first AI Consumer Champion in your pocket, ready to help you seek justice in small claims court.

Let DoNotPay Cancel Your Subscriptions for You

For difficult subscriptions or services, DoNotPay has a product to take the hassle out of canceling. DoNotPay designed it to make it simple to manage these accounts. Just follow these three steps:

1. Log in to DoNotPay and search for the Manage Subscriptions product.

2. Provide the name of the subscription service you want to cancel.

3. Provide your account details such as email address and username.

DoNotPay will take care of the rest, and it will even try to get any refunds you may be entitled to. Even better, DoNotPay can take care of lots of different kinds of cancellations.

DoNotPay Can Work on Many Kinds of Cancellations

If you're tired of subscriptions and services taking your money, but can't seem to get through to them, let DoNotPay help. The company is equipped to deal with many different companies, and all you have to do is let DoNotPay know what you need and whom to contact.

Here's a sample of the entities DoNotPay can deal with:

• YouTube TV Free Trial
• Truthfinder Subscription
• Blue Mountain Cards
• Planet Fitness
• Epoch Payments
• Massage Envy
• CVS Carepass
• Xbox Live
• SiriusXM

Managing subscriptions is just the beginning. DoNotPay is a clearinghouse of solutions, and it is really good at what it does.

DoNotPay Can Handle So Much More

DoNotPay was made to make your life easier. Many corporations bank on the expectation that consumers don't have the time, knowledge, or resources to fight for their rights. But DoNotPay can help you get what you deserve, and it specializes in making the process as quick and easy as possible.

Consider this sampling of the services DoNotPay offers:

• Get help paying bills
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Try DoNotPay out, and see how many problems it can solve for you.