Do You Have Unclaimed Money in North Dakota?
There is around $58 billion in unclaimed money held by states, national agencies, and various organizations. North Dakota's part exceeds $29 million, and if you are a current or a former resident, some of that money might belong to you.
The state government already returned a significant amount to their rightful owners, but the process is not automatic, and you have to search for any forgotten property yourself.
Where Does the Unclaimed Money in North Dakota Come From?
There are lots of reasons why you may have forgotten assets in North Dakota. Here are some of them:
You may have been entitled to a refund for a purchase but didn't claim it.
After a certain period, the company had to turn over those funds to the state
If you moved and didn't leave your new address to your former landlord, you may be owed some money.
This can happen if a landlord didn't return your deposit or you had rent paid in advance, and they couldn't contact you after you left
You may have a relative who passed away and left you some assets, but their lawyers cannot get in touch with you
If you quit or were fired, your former employer may not be able to reach you and deliver your last paycheck.
This happens when you change your contact info and don’t inform your former employer.
Even if the owner doesn't want to bother to pick up a small amount left in a company, that company will still turn over those assets to the state
What Is Unclaimed Money in ND?
An unclaimed asset can be any account a person had in a financial institution or funds within a company. The assets become unclaimed if:
- There is no activity on the account—no manual deposits or withdrawals
- The holder of the assets cannot get in touch with the owner
If that inactivity lasts for up to three years, the holder has to turn over the funds to the government.
The three-year term is called a dormancy period, and it varies from state to state. In North Dakota, the dormancy lasts up to three years for most assets, after which the holder must report the property to the Unclaimed Property Division.
The funds remain with the institution indefinitely, and you can claim them whenever you want.
How Many Types of Unclaimed Assets Are There?
While states may have different dormancy periods and processes for claiming assets, most of them have a similar view on what counts as unclaimed property.
Some of the common types of unclaimed assets include:
- Insurance checks
- Certificates of deposit
- Uncashed checks
- Customer overpayments
- Refund money
- Contents of safe deposit boxes
- Inheritance money or other assets from deceased relatives
- Contents of safe deposit boxes
- Funds in old bank accounts
The list is far more extensive than this and can include a variety of assets.
Certain items cannot be considered unclaimed property, and they are usually of a tangible nature. Assets like cars, real estate, furniture, or any stolen property cannot be claimed from the state.
How To Find and Claim North Dakota Unclaimed Money on Your Own
There are several factors to consider before searching for unclaimed assets.
If you resided in more than one state and would like to search for unclaimed funds in all of them, you should know that the United States doesn’t have a centralized system designed for this purpose.
You would have to search for each state individually. There is a National Association of Unclaimed Property Administrators that could speed up the process. This is not a federal database, but it provides info and links on finding assets in different states.
Take note that you may be asked to provide some personal info, such as your full name, current and former addresses, your Social Security number, or previous employers.
Assuming you have decided to search for unclaimed funds on your own, your best option as an ND resident is to use the Unclaimed Property Division of North Dakota website.
Once you access the website, follow these steps:
- Hover over the Claiming Property tab in the header
- Pick Search Unclaimed Properties from the drop-down menu
- Type in your name or the name of your business
- Provide additional info to narrow down your search
- Click on the Search button
- Hit the CLAIM button next to the property that may belong to you
- Click on the VIEW CLAIMED PROPERTIES button
The service is free, but the process may take a while. You’ll also have to refine the search by adding additional info if you get too many results.
The Easier Way To Claim Unclaimed Money in North Dakota—DoNotPay!
Our virtual assistant app will help you search for and claim your assets in a few easy steps. DoNotPay's AI-supported system will look through various databases and present any asset you can claim.
If you used to live in another state, you don't have to go to any other service—our Missing Money option covers the entire country.
Follow these steps to search for any funds you can claim:
- Access your account from a web browser
- Click on the Missing Money tool
- Provide your full name and your current and previous addresses
- Click on the Claim My Property feature to begin the process
We take over from there! DoNotPay will generate a claim and send it on your behalf, which means that you don't have to waste any time going through the process yourself.
Explore DoNotPay's Extraordinary Features
DoNotPay is a multipurpose app created to help people get their money back and save time in the process. Our app can claim forgotten assets on your behalf in North Dakota, but also in any other state, from Alabama to Wyoming.
We will show you how claiming funds work on PayPal or Western Union and how you can claim your inheritance money. If you want to find out what happens with your inactive accounts in Bank of America or Wells Fargo, DoNotPay is the right app for you.
Why stop there? Do you believe a company owes you a refund, but the process of requesting it seems too complicated? With DoNotPay, you can get your money back, even from companies that offer no refunds.
Open DoNotPay in your web browser and check how we can help you with:
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