Cancel Wells Fargo Home Mortgage in a Few Easy Steps

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

How To Cancel a Wells Fargo Home Mortgage Automatic Payment Without a Fuss

Wells Fargo is a multinational financial services company with headquarters in San Francisco, California. It has been in business for more than 150 years and has offices in 42 countries, with $1.9 trillion in assets.

The company offers an option to set up automatic payments via Wells Fargo Online or by calling Customer Service. If you have set up an automatic payment for your home mortgage with Wells Fargo, and you wish to terminate it, keep on reading to find out how.

How To Cancel the Wells Fargo Home Mortgage Automatic Payment

There are three ways to cancel Wells Fargo Home Mortgage automatic payments:

  1. Cancel via Wells Fargo Online
  2. Call Customer Service
  3. Use

Cancel Wells Fargo Home Mortgage Automatic Payments Online

Wells Fargo Online allows you to manage your account online. You can also download the app for your mobile phone. To cancel your home mortgage automatic payment, follow these steps:

  1. Open Wells Fargo Online using any browser or access your Wells Fargo Online app
  2. Click on the Transfer and Pay option
  3. Select Pay WF Accounts
  4. Choose the View/Delete option under Transfer & Payment Activity

Call Customer Service To Cancel Your Wells Fargo Home Mortgage Automatic Payment

The phone number of the Customer Service center is 1-877-805-7744. Feel free to call them any day at any time, and they should help you cancel your automatic payment.

You can also choose to modify your automatic payment. The phone number is the same. It can take from 30 to 60 days for your new automatic payment request to be processed. Your current automatic payment will remain unchanged until your statement shows that the new schedule kicked in.

Take a look at the summary of the cancellation options in the table below.

Can I Cancel Wells Fargo Automatic Payment Via?Yes/No
Mobile appYes
EmailNo
PhoneYes
DoNotPayYes
Company WebsiteYes

Cancel Your Wells Fargo Home Mortgage Automatic Payments With DoNotPay

DoNotPay is your safest bet for canceling Wells Fargo automatic payments! These are the steps to follow:

  1. Open DoNotPay in any web
  2. Choose Find Hidden Money
  3. Type in Wells Fargo as the service you want to terminate

That’s all you need to do! We’ll stop your automatic payment and let you know when the process finishes by email. The process shouldn’t take more than 48 hours.

Canceling any service is not a problem with DoNotPay. Link your email or bank account to our app, and we will find all the memberships or subscriptions you are not using regularly. Follow the same steps and cancel the ones you deem useless.

DoNotPay can help you with Wells Fargo Spam Email, Bank of America Overdraft Fees Refund, Wells Fargo Identity Theft Protection, Wells Fargo Refund, Bank of America Chargeback, and many other issues!

Will Wells Fargo Let Me Pause My Home Mortgage Automatic Payments?

There is a way to pause your home mortgage with Wells Fargo. The company offers a forbearance plan. It suspends or reduces the amount of the regular mortgage payment if you expect a decreased income in the near future.

Unemployment is the most frequent reason for choosing a forbearance plan. You should contact Wells Fargo every month to provide updates on your financial status. For any payment issues, call 1-800-678-7986.

Potential Problems With Pausing Wells Fargo Home Mortgage Automatic Payments

If you lose your job or something else prevents you from paying your mortgage to Wells Fargo, you can use a forbearance plan. It may seem like a convenient option, but it has its drawbacks.

At the end of the forbearance period, the payment amounts accrue and may be added to the mortgage amount. You can work with Wells Fargo and see whether you can repay the forbearance amount or not.

The company may offer a long-term option in the form of a loan modification. A forbearance sale is the last resort, but you should be extra careful with Wells Fargo mortgages because you may lose your house.

Has Wells Fargo Wronged You? Send demand letters to It With DoNotPay

Have you tried to resolve your disagreements with Wells Fargo but failed? Are you struggling to handle the dispute on your own? You can use DoNotPay and send demand letters to this company in small claims court.

DoNotPay received the American Bar Association’s Louis M. Brown Award for Access, and we are more than competent to assist in fighting against the red tape.

Are You Searching for Another Bank?

If you are displeased with Wells Fargo and want to change your bank, check out the table below and pick the one you like.

BankATM Withdrawal Limits

Benefits

Chase Bank$3,000 per day
  • The sign-up bonus for new checking accounts
  • More than 4,700 branches in 35 states
Bank of America$1,500 per day
  • In-app virtual financial assistant
  • 4,300 branches in 35 states
Discover Bank$510 per day
  • 0.45% APY on savings with a $0 minimum balance
  • 60,000 ATMs in the USA

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