ByHow to Fight Compass Bank Overdraft Fees
In 2020, Americans paid $12.4 billion in overdraft fees. That's a lot of money to lose because of an honest mistake. Customers of Compass Bank are especially frustrated with trying to get their .
DoNotPay can help get Compass Banks overdraft fees waived and even help you find banks without overdraft fees. You can follow our how-to guide below to do it yourself. But if you need extra help, DoNotPay can help .
What Are Overdraft Fees?
Overdraft fees are almost exclusive to checking accounts. They occur when a customer authorizes a purchase when they don't have enough funds to cover the charge. These fees tend to hurt working-class families the most. While Compass officially changed its name to BBVA USA in 2019, they still charge overdraft fees.
Do Other Banks Charge Overdraft Fees?
Yes. While overdraft fees vary from bank to bank, it is a prevalent practice.
| Alliant Credit Union | $0 | Fifth Third Bank | $37 |
| Ally Bank | $0 if the balance is brought back to positive within 6 business days | HSBC Bank | $35 |
| Associated Bank | $35 | KeyBank | $38.50 |
| Bank of America | $35 | M&T Bank | $38.50 |
| BB&T | $36 | Navy Federal Credit Union | $20 |
| BBVA (formerly known as Compass) | $38 ($32 in CA) | PNC Bank | $36 |
| BMO Harris Bank | $36 | Regions Bank | $36 |
| Capital One 360 | $35 | Santander Bank | $35 |
| Charles Schwab | $25 | SunTrust | $36 |
| Chase | $34 | TD Bank | $35 |
| Chime | $0 | TIAA Bank | $30 |
| Citizens Bank | $37 | Union Bank | $33 |
| Comercia | $38 | USAA | $29 |
| Connexus Credit Union | $4 | U.S. Bank | $36 |
| Consumers Credit Union | $30 | Wells Fargo | $35 |
| Discover Bank | $0 |
Other Fees associated with BBVA Compass ClearChoice Free Checking Account
| Monthly Maintenance Fee | $0 |
| Minimum Opening Deposit | $25 |
| Stop Payment Fee |
|
| Overdraft Fee | $38 |
| Non-Regions ATM | $3 |
| Cashier's Check | $10 |
| Paper Statement Fee | $0 |
| Early Account Closing Fee (within 180 days) | $0 |
| Non-Sufficient Funds Fee | $38 |
| Overdraft Transfer Fee | $12 |
Will Compass Bank Refund Overdraft Fees?
It is possible to get an overdraft fee refunded at Compass Bank. There is no official way or method to do this. All you do is ask, and more likely than not, it will be overturned.
How You Can Get Compass Bank Overdraft Fees Refunded
- Call 1-866-342-2512 to reach Compass Bank's customer support
- Their operating hours are from Monday – Friday, 7 am – 10 pm CST, and Saturday 8 am – 4 pm CST.
- For a shorter wait time, call at 2:00 pm or right when they open. These times generally have the shortest wait.
- You can press 2 repeatedly to bypass the automated system and speak with a representative.
- Once you reach a customer service rep, simply ask for the overdraft fee to be forgiven.
- This is often decided by the customer service rep. It pays to be kind.
Ways to Avoid Overdraft Fees
- Routinely check your account's balance. This practice can help you avoid making a miss-calculation.
- Forcing yourself to pay in cash instead of using your debit card can also reduce the risk of overdraft fees.
- Use direct deposit for your income. This can help delay any deposit turnaround times.
- Keep a pad or cushion of extra cash in your account. This can save you from costly math mistakes.
Do You Need Help Getting Your Compass Bank Overdraft Fees Refunded?
Trying to get your overdraft fee refunded can be a long process. You are at the mercy of the representative if the fee gets reversed or not. DoNotPay can help!
How to Use DoNotPay to Fight Compass Bank Overdraft Fees
Follow these 4 easy steps to fight any bank fee, including Compass Bank overdraft fees:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
Why Use DoNotPay to Fight Compass Bank Overdraft Fees
- Fast – No need to wait on the phone for hours waiting for a customer service rep. Just provide us with all the pertinent details, and we'll take it from there.
- Easy – We are a one-stop-shop for fighting all unfair banking fees and charges.
- Successful – DoNotPay started as a way for people to fight parking tickets. After winning more than 250,000 disputes, we've expanded our services to include fighting bank fees.
DoNotPay can do much more than just fight Compass Bank overdraft fees.
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