What Are U.S. Bank Business Account Fees?

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

What Are U.S. Bank Business Account Fees?

Business account holders in the United States are subject to various fees; and if you're like most businesses, you have an account with US Bank to handle your finances-- you will need to part with fees for business accounts. But don't worry, can help you fight and get your money back.

DoNotPay is an AI-powered online service that provides help with legal disputes and can help you contest business account fees charged by US Bank. The app is simple to use and can save you time and money. In just a few minutes, you can create a case using DoNotPay's easy-to-use interface. If your case is successful, the app will help you get your money back.

Common US Bank Business Account Charges and Fees

US Bank is a large, international company that offers a range of financial services through more than 1,000 bank branches and approximately 2,200 ATMs in 19 states. US Bank has business accounts with various features such as debit cards (with or without checks), online banking, and mobile access; but the majority of these accounts charge fees that can add up quickly.

holders are subject to service charges that include:

  • Overdraft fees - Charged when you spend more money than what is available in your account.
  • Non-sufficient funds (NSF) fees - Charged when you do not have enough money to cover a transaction.
  • Paperless statements fees - Will be charged an additional $3 per statement.
  • Inactivity fee - This charge can be up to $15 per month if the account is inactive for three or more months.

are particularly infuriating because they don't have to be made in person at a physical bank branch. This means that US Bank can take your money even when you're out of state, out of town, or away on vacation. The good news is that you can contest all of these business account fees with DoNotPay.

Will US Bank Refund Charges for a Business Account?

If you feel that your business bank account has been charged unfairly, you can take action and contest these charges with the bank. However, there are some fees that you cannot contest- including the following:

  • Non-sufficient funds (NSF) fees charged by other banks.
  • Overdraft fees charged by other banks.
  • Fee for using another bank's ATMs.
  • Fee for paper statements that you didn't request but are required to keep the account open.

If you believe that your business account charges were unfair or if you just want to avoid them in the future, you can use DoNotPay. The app makes it easy to create a case and contact US Bank for a refund.

How You Can Fight US Bank Business Account Fees on Your Own

To contest US Bank business account fees by yourself, you need to contact the bank and let them know that you would like a refund. This process can be cumbersome. Here are the steps you need to follow:

  1. Visit the Consumer Financial Protection Bureau site.
  2. Locate the section that applies to your particular situation.
  3. Print out the form and fill it in with your personal information, including bank account number, bank routing number, and a detailed description of your complaint.
  4. Mail the form to US Bank.
  5. Wait for a response.

If your case is successful, US Bank will refund the fees. However, you'll have to wait for a response - and if the bank doesn't agree with your complaint, you may not get your funds back. In this case, advice through DoNotPay can help.

How DoNotPay Can Help

DoNotPay is an automated lawyer chatbot. It uses Natural Language Processing to understand various forms of free-form text input. To create your case, you'll simply need to provide DoNotPay with the following information:

  1. Your full name; US Bank account number.
  2. US Bank routing number.
  3. The amount of the fees in question.
  4. A detailed description of your complaint.

Once you submit this information, DoNotPay will create a customized case that you can submit to US Bank. Your account may be credited with the fees that were charged in error.

Is There an Easier Way to Dispute Unnecessary Fees and Get Your Money Back?

If you want to fight US Bank business account fees with DoNotPay but don't know where to start, DoNotPay has you covered in 4 easy steps:

1. Open the DoNotPay Fight Bank Fees product.

2. Enter the name of your bank.

3. Verify the last 4 digits of your bank account.

4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

What Else Can We Do?

DoNotPay has a variety of products that can help you with different situations. In addition to helping you , DoNotPay can also help you dispute the following issues:

is an AI-powered chatbot that makes it easy to fight US Bank business account fees. The app guides you through the process of creating an effective case that will stand up against any US Bank representative.

DoNotPay can also help waive overdraft fees of other banks like:

Bank of America overdraft feesChase Bank

overdraft fees

Fifth Third Bank overdraft feesCitizens Bank overdraft fees
Bank of America

ATM fees


transfer to bank fees

Wells Fargo

checking account overdraft fees

TD Bank

overdraft fees

Use DoNotPay today to protect your hard-earned money from unfair bank fees. With this chatbot, you can quickly and easily submit a complaint about the fees and get a response from US Bank.

Want your issue solved now?