Cancel Equifax Credit Services Subscription

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

From Equifax to Fiction—Cancel Equifax Credit Services in a Few Easy Steps

Equifax is a multinational consumer credit reporting agency. It collects information on over 800 million consumers worldwide. Along with TransUnion and Experian, it’s one of the “big 3” credit agencies.

The company provides its users with subscription services such as fraud protection and credit monitoring. When these services are no longer useful, it’s time to cancel.

Cancel Any Service Using DoNotPay’s App

The simplest way to cancel a subscription service is by using DoNotPay. Our app can help you cancel Equifax Credit Services in only a few minutes. To start using DoNotPay, you should open it in your . To cancel a service, you have to:

  1. Log in to the app
  2. Open the Find Hidden Money tab
  3. Type in the name of the service you want to cancel (In this case, Equifax)
  4. Confirm

DoNotPay will promptly cancel your subscription and notify you once the cancelation is finalized.

Cancel Equifax Credit Services On Your Own

You can cancel Equifax Complete, Credit Watch Gold, Score Watch, and Equifax ID Patrol by calling the customer support phone line or by canceling online. Other services, such as Lock & Alert, can only be canceled over the phone.

How to Cancel Equifax Services With a Phone Call

To cancel over the phone, make sure you’re calling at the right time. Equifax customer support hours are from 8 a.m. to 3 a.m. (ET), seven days a week. When canceling, make sure you:

  1. Dial (866) 640-2273
  2. Provide necessary information for identification
  3. Request that your account is canceled

How to Cancel Equifax Services Online

You can also cancel via the Equifax website. To do this, you should:

  1. Sign in to your account
  2. Press My Account
  3. Go to Manage Billing
  4. Press Cancel

After canceling, you will receive confirmation.

These are the different methods you can use to cancel your account:

Can I Cancel With

Yes/No

Phone

Yes
Letter

No

Email

No
Website

Yes

In-person

No
DoNotPay

Yes

Does Equifax Offer Prorated Refunds After Canceling Credit Services?

No. You will not receive a refund for unused days after canceling your monthly subscription. The company does offer refunds for canceled yearly subscriptions. The amount you are returned depends on the number of unused months left in the billing period. Partial months are not included.

DoNotPay Can Monitor Unused Subscriptions for You

It’s no secret that we use too many subscriptions nowadays. The average American will spend thousands of dollars every year on subscription services. How many of those slip under the radar and aren’t even used by the average individual? One survey estimates that it’s around $348 worth of subscriptions. It’s money that would be better spent on services that we actually use.

DoNotPay offers a solution to this problem. Our handy little app can track all of your active subscriptions and keep you up-to-date. All you have to do is connect your email or bank account to the app to start using our feature. Your paid services will be displayed, and you can choose which ones you want to cancel right there in the app.

What Are Some Alternatives to Equifax Credit Services?

ID theft protection and credit monitoring are important tools to have at your disposal. The good news is that Equifax isn’t the only service that offers them. After canceling your account, you can look for alternatives that better suit your needs and provide more comprehensive benefits. Here are some examples worth considering:

Company

Pricing

Benefits

Experian

Experian CreditWorks Premium—$24.99 per month

  • The first month is $5
  • Monthly FICO score updates
  • Credit lock feature
  • $1 million in identity theft insurance

Identity Guard

$19.95 per month

  • Streamlined services
  • Social Security number monitoring
  • Keystroke encryption software

Having other issues with Equifax?

With DoNotPay you can get a refund for Equifax services but more importantly, you can send demand letters to Equifax in small claims court. In 2017, Darrow Boggiano managed to get $9,000 for negligence during the Equifax data breach scandal with the help of DoNotPay.

Let DoNotPay Handle Day-to-Day Nuisances on Your Behalf

Have you ever wanted to dispute a parking ticket, but didn’t know how? Our handy AI Consumer Champion app can help. DoNotPay assists users with daily nuisances that they shouldn’t waste time on. You can use our app to stop robocallers, send demand letters to someone for harassment, and even lower your bills with ease.

To start using DoNotPay, simply open it in your . If you’re interested in the features DoNotPay offers, check out this list of tasks we simplify for users:

Want your issue solved now?