Appeal US Bank Savings Account Fees In 4 Easy Steps

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How to Dispute US Bank Savings Account Fees Easily

In this uncertain time, more and more people are attempting to save more money. Many banks offer tempting savings accounts to draw in more business, but most have some sort of fee that cuts into your savings each month! US Bank Savings Accounts are no different!

DoNotPay can help you get those fees waved and returned quickly, efficiently, and successfully. Read on to find out more about the and how to erase them.

Common US Bank Savings Account Fees

for every savings account depending on the situation that the account has been initiated with. You can be charged a $4 monthly maintenance fee unless you have:

  1. $300 minimum daily ledger balance
  2. $1,000 average monthly collected balance
  3. Account holder(s) under age 18
  4. For Elite Accounts: $10,000 minimum daily ledger balance

What Are Savings Account Fees?

Banks charge fees on most of their accounts in order to make money to pay their overhead and their employees. Charging a low fee like $4 per month may not seem like much to your savings account, but it can add up when hundreds of accounts are assessed the monthly fee.

Checking accounts below a certain threshold without the adequate direct deposit also has maintenance fees, in order to keep the bank running smoothly. The fees also help cover the insured amount of money that the government requires in case of fraud and theft.

How Do I Get the Maintenance Fee on My Savings Accounts Waived and Refunded?

US Bank can waive your fees provided you meet the criteria above. US Bank does not advertise refunds for their savings account fees, but special circumstances may exist where the bank does grant refunds. For instance, errors in accounting and charges despite meeting the correct criteria, military service, or other hardships may be grounds for refunds or waivers.

How to Get Refunds on Us Bank Savings Account Fees by Yourself/on Your Own

You can visit your local branch to find out if you would be eligible to have your fees refunded and waived. Besides standing in line, waiting for a branch manager to speak with you, or waiting on hold for the correct department to find an answer for you, there is really no other way to waive and refund your savings account fees.

Best Banks to Avoid Savings Account Fees

Thinking of just switching accounts to a bank that has no fees at all? Here are the best-categorized banks, all with free accounts- meaning they never charge a monthly fee!

Best OverallAlly Bank Online Savings Account
Best for High-YieldAxos Bank High Yield Savings
Best for ATM AccessSynchrony Bank High Yield Savings
Best for Long-Term SavingsBetterment Cash Reserve
Best for Customer ExperienceCapital One 360 Performance Savings

What Types of Bank Fees Can I Get Refunds for With DoNotPay?

ANY! Any bank, any fee can be requested to be waived and refunded. This means you can get your money back from

What's the best option to avoid monthly fees and overdraft fees? Find a bank that doesn't charge overdraft fees or only charges fees for overdrafts over a certain amount. Fees don't sleep, even on the weekends.

How to Get Us Bank Savings Account Fees Waived Quicker With DoNotPay

Doing it yourself is difficult at the best of times. Let someone else handle the hard work. If you want to get US Bank Savings Account Fees waived faster with DoNotPay but don't know where to start, DoNotPay has you covered in 4 easy steps:

  1. Open the DoNotPay Fight Bank Fees product.

  2. Enter the name of your bank.

  3. Verify the last 4 digits of your bank account.

  4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

Why Use DoNotPay to Return Us Bank Savings Account Fees

Yes, you may go to the bank or phone and wait for a response if you choose. The trip to the bank will take time out of your day. Depending on the bank's office hours, you may need to take time from work to make it there in person. What if you had the option to bypass the queue and call?

DoNotPay allows you to do just that! Simply fill out the form and allow DoNotPay to send a letter to request the refund for you. It is faster, more convenient, and gest great results! DoNotPay works across all financial groups with the click of a button. No matter what bank you want to return your savings account fees to, DoNotPay can get them back!

What Else Can DoNotPay Do?

Once you've got your savings account fees under control, you may be wondering what else DoNotPay can do to help you. DoNotPay can assist you with a wide range of businesses and issues, including but not limited to the following:

Trust that DoNotPay has your back, no matter the situation!

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