Finding Unclaimed Money in Missouri With No Fuss
Did you know that each U.S. state has a special fund full of long-forgotten and uncollected property that belongs to its residents? When it comes to Missouri, one in ten residents is entitled to a certain amount of unclaimed money lying in the state’s treasury, which holds around $1 billion in total.
If you believe you have forgotten stocks, inactive bank accounts, or any other type of money you failed to collect, you may be among the lucky owners of some of these assets. In this guide, we will explain the best methods of tracking down and claiming your lost money in Missouri.
What Does Unclaimed Money Include?
When business owners or financial institutions can’t contact the people whose money they are holding, they have to report the uncollected funds to the government. The reported money goes dormant for a certain period—in Missouri, it’s mostly a five-year time frame—after which the state takes it over and proclaims it abandoned or unclaimed.
Is There a Deadline for Claiming Your Property in Missouri?
No—there are no time limits for collecting the funds you are legally entitled to. In case you find out you have unclaimed money linked to your name and the current or former state of residence, you can file a claim anytime and retrieve your property. The state keeps the abandoned funds until the original owner decides to reclaim them.
What Counts as Unclaimed Money?
People leave behind all kinds of unclaimed funds. The most common form of uncollected property is forgotten financial assets (so-called intangible properties). The unclaimed money category also includes tangible properties, such as safe deposit box contents.
Check out the lists of examples of both intangible and tangible assets in the table below:
|Tangible Properties||Intangible Properties|
Why Don’t People in Missouri Collect Their Unclaimed Funds?
Here are the top three reasons why the original owners don’t collect all those millions lying in the state’s treasury:
- They don’t know their unclaimed money exists—they forget about their old/inactive bank accounts or change their contact details, so the fund-holders can’t track them down. Some of them are inheritors when a friend or relative passes away, but they remain unaware of it
- They know about the uncollected money, but they don’t know how to retrieve it and to whom they should talk about the claim procedure
- People who know how to collect their abandoned funds sometimes see the claim process as a task that is too complicated. They aren’t sure if it’s worth the effort, especially if the amount of unclaimed money is small
Whichever of these reasons applies in your case, you should be aware that you have multiple options for getting the funds you are entitled to and that you can always choose the one that seems the most practical to you.
How To Collect Unclaimed Money in Missouri by Yourself
The best way to see whether you have any unclaimed property in Missouri is to search through the State Treasurer’s unclaimed money database. This institution holds up-to-date records of all unclaimed money owners in the state, and there are two ways in which you can check its data collection:
- Via the official State Treasurer’s website
- Via letter
Claiming Your Lost Money in Missouri via the Treasurer’s Website
The State Treasurer has a comprehensive and easy-to-use website through which you can look for uncollected funds and file a claim online. To do this, follow the instructions below:
- Go to the official Missouri State Treasurer’s website, select the Unclaimed Property tab, and choose the Search for Unclaimed Property section
- Enter your full name in the search box and hit Enter
- Run through the results and click Select next to each property that belongs to you, and then hit the File a Claim button
- Answer the questions, provide your Social Security number, and click on Next
- Upload the necessary documents to confirm your ownership and submit the claim
Claiming Your Property in Missouri via Letter
In case you aren’t familiar with using online databases, you can write to the State Treasurer’s office and ask them to search their records and check for lost funds under your name. You can send a letter to the institution’s claimant address:
Office of the Missouri State Treasurer
P.O. Box 1004
Jefferson City, MO 65102-1004
If the officials in the treasury manage to pinpoint money or property that belongs to you, they will send you an email with a claim form you need to complete. You will also get a list of all the necessary documents you have to submit. Sending this documentation is necessary for confirming that you are the rightful owner of the abandoned money.
Once you provide them with the required paperwork, they will process your claim as soon as possible.
|Can You Claim Your Funds Via||Yes/No|
How To Claim Your Uncollected Money in Missouri With DoNotPay
Waiting for a reply to your letter and completing online forms with countless details might be time-consuming. DoNotPay solves this issue for you by providing a great search tool that can detect any uncollected funds that belong to you, be it in Missouri or any other state you lived in before.
To try out this feature, access DoNotPay from any web browser and proceed as follows:
- Search for the Missing Money section
- Type your first, middle, and last name, and your former addresses for the most accurate results
- Look for any assets under your name and click on Claim My Property when you locate your money
Our app will search through all federal and state databases and file a claim in your stead. Apart from being the most practical way to collect your funds, it’s also the fastest option, as we make sure to forward your claim right away.
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