How to Dispute TD Bank Paper Statement Fees Easily
In a survey performed by Consumer Action, the majority of participants stated they preferred over electronic. Even so, companies these days are making it more difficult to receive hard copies. For example, often deters people from having printed documents mailed to their homes.
It wasn't that long ago that receiving bank statements on paper was no big deal. Why is it that you now have to pay for something that most people feel should be provided to them for free? Here at DoNotPay, we totally agree, and are here to help you fight those ridiculous fees.
What is a TD Bank Paper Statement Fee?
TD bank strongly promotes its online and mobile banking. As such, the company highly encourages electronic rather than paper statements. And they assess a fee for paper statements to encourage people to utilize electronic methods.
The amount of your fee will vary based on what your statement contains. Some possible charges are as follows:
|Paper statement||$1 per cycle|
|Paper statement with check images||$2 per cycle|
|Statements with check copies or deposit reconstruction only||$5 per statement|
|Deposit reconstruction only||$5 per statement|
|Statement with deposit reconstruction and check copies||$25 per statement|
Why Does TD Bank Charge a Fee for Paper Statements?
It's expensive to print and mail paper statements. The cost of mailing a statement can be anywhere from $0.55 to $1.07 each. That doesn't include the price of paper, printer ink, and envelopes either. Nor does it account for the labor required to print and mail paper statements.
When you consider that TD Bank has thousands of customers, all those little costs can amount to a great deal of money. So they make it as inconvenient as possible to access paper statements in the hopes that you will just forget about it and use online banking instead.
How to Get Refunds on Paper Statement Fees from TD Bank Yourself
TD Bank doesn't openly disclose whether or not they will waive paper statement fees. However, that doesn't mean you can't ask. If you would like to have paper statement fees waived, there are a few ways you could go about doing so.
Visit in Person
Talking to someone face-to-face is often the best way to resolve this issue. Use the online portal to schedule an in-person appointment at a branch near you. If you can't make it to a banking center, you can request a telephone appointment instead.
Call Customer Service
Rather than waiting for a call from TD Bank, you can contact a customer service representative directly. Call 1-833-259-5980 and let the person you are speaking with know that you would like to waive paper bank statement fees. If that individual cannot assist, you may ask them to escalate the claim on your behalf.
Sending an Email
Send an email to email@example.com and request a refund of your paper statement fees. Do not reveal your account number, PIN, password, or any other sensitive information for security purposes. You should receive a response within a few days, and if the decision is not satisfactory, you may escalate your claim by sending another email to firstname.lastname@example.org.
Writing a Letter
Finally, you may send a snail-mail letter to the following address:
P.O. Box 193
Toronto, ON M5K 1H6
What Types of Bank Fees Can I get Refunds for With DoNotPay?
A paper statement fee is probably not the only surcharge you'll encounter from TD Bank. If you're dealing with a long list of deductions each month, you would probably like to get those other fees waived as well. The good news is that for a quarterly subscription of $36, DoNotPay will help you fight all types of bank fees. We can even appeal bank fees automatically for you every month to never have to worry about them again.
Techniques for Avoiding TD Bank Paper Statement Fees
There's really no way to avoid the paper statement fee, aside from switching to electronic delivery. Of course, there are a few problems associated with getting your statements online, such as:
- Being unable to access documents during a widespread internet or power outage
- Not having access if you are locked out of an account or forget your password
- Needing to download copies onto a computer hard drive
- Having to print out copies yourself if you desire a physical document
Let's face it. Online statements are a hassle. Don't be bullied into an inconvenient manner of doing things. Instead, let us help you fight and continue maintaining your records the easy way.
Solve the Ongoing Paper Statement Fee with Assistance from DoNotPay
Just because you can escalate your complaint does not mean you will be successful. When it comes to waiving paper statement fees, TD Bank is very secretive about whether or not they will do so. Accordingly, doing things yourself could provide you with less than stellar results.
Getting paper statement fees waived can indeed be a tedious, time-consuming process. And since your results are not guaranteed, a better option would be to let DoNotPay help you instead. Our quick, easy process will provide you with greater odds of a satisfactory outcome.
How to Get TD Bank Fees Waived with DoNotPay
If you want TD Bank fees waived with DoNotPay but don't know where to start, DoNotPay has you covered in four easy steps:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
See how easy it is to fight big banks with DoNotPay?
Why Use DoNotPay to Eliminate TD Bank Paper Statement Fees?
Do you really have the time to haggle with TD Bank yourself? Or feel like waiting for them to set you an appointment so that you can travel to the branch? You've got better things to do and frankly do not need the hassle either.
There are quite a few advantages to using DoNotPay. Namely:
- Streamlining the process
- Eliminating stress
- Ensuring a more satisfactory outcome
- Saving time and money
What Else Can DoNotPay Do?
Here at DoNotPay, we work across all entities and groups with only a few clicks of your mouse. So we can help you eliminate bank fees in the same way we could assist you with getting a refund or filing a warranty claim. A few of our other services you might find beneficial include:
DoNotPay: Helping You Make TD Bank Paper Statement Fees Disappear
Are you ready to make those annoying paper statement fees go away? Get started with DoNotPay today.