How to Get TD Bank Account Fees Refunded Easily

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

Get TD Bank Account Fees Refunded Easily

Get used to it. Bank fees are here to stay. Multiple consumer watchdog organizations report that banks are seeking more creative ways to make money. Consumers are paying more than ever before. They add up fast. Many consumers don't realize how much they are paying. Banks change their fee structure regularly, catching unsuspecting consumers off guard. The banks give notice of these changes, but many consumers don't check for changes in their account agreement as often as they should. Consumers get hit with fees even when they do try to keep up with changes.

Bank fees can be avoided by consumers that stay on top of their banks' rules. If you can't avoid them, DoNotPay has a solution for you.

What Fees Are Being Charged by TD Bank to Checking Account Customers?

lists four types of checking accounts. None of them are free of fees. Here is a listing of the accounts and the fees:

Essential Banking

Monthly Maintenance Fee$4.95 (no fee under 18)
Minimum Balance $0
Overdraft Fee $0 (generally not allowed)

Simple Checking

Monthly Maintenance Fee$5.99
Minimum Balance$0
Overdraft Fee $35 (unless overdraft was for less than $10)
Overdraft Transfer Fee$3

Convenience Checking

Monthly Maintenance Fee$15
Minimum Balance$100 (to waive monthly maintenance fee)
Overdraft Fee$35 (unless overdraft was for less than $10)
Overdraft Transfer Fee$3

Beyond Checking

Monthly Maintenance Fee$25 (waived if $5000 in monthly deposits or combined balances of $25,000)
Minimum Balance$2500
Overdraft Fee $35 (first two waived per calendar year)

What Fees Do Other Banks Charge?

Sometimes people get a bank account when they are young and keep the same bank for the rest of their lives. Their financial situation changes and the banks change their policies constantly. Many consumers don't realize that they are paying fees unnecessarily. They might need another account with another bank. DoNotPay works with other banks too. You can use DoNotPay to find the right bank for you.

These banks all have overdraft fees that DoNotPay has helped members waive:

Most banks have overdraft fees even on weekends, although some of them have ways around paying them, usually by having some sort of overdraft protection set up. DoNotPay works within any account regardless of the alternatives.

Let's not forget about ATM Fees. Many banks charge for using the ATMs of other banks. Some institutions will reimburse ATM fees that other banks charge their members but it's hard to keep up with which banks charge for what.

One bank, Bank of America, was planning on charging a monthly debit card fee on their accounts but dropped the plan after customers began to flee.

And then there is PayPal. Many people have used PayPal to receive money from friends. It is also used by many businesses to accept credit and debit cards. It has been a popular platform for making purchases around the world. They used to transfer money from their platform to their customers' bank accounts for free. They now charge a fee unless you are willing to wait a few days for a delayed payout.

How to Get TD Bank Fees Waived With DoNotPay

If you want to get TD Bank fees waived quickly with DoNotPay but don't know where to start, DoNotPay has you covered in these 4 easy steps:

  1. Open the DoNotPay Fight Bank Fees product.

  2. Enter the name of your bank.

  3. Verify the last 4 digits of your bank account.

  4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

This is much easier than calling customer service and never getting hold of a live person or having to go into a store and wait for someone to help.

Why Use DoNotPay to Solve the Problem of TD Bank Fees

These are the best reasons for using DoNotPay to get your fees waived for TD Bank. DoNotPay is:

  1. Fast—You don't have to spend hours trying to get this problem resolved.
  2. Easy —You don't have to struggle to find out how you got the fee to begin with and how to get it waived.
  3. Successful — Your fees will be waived before you know it.

Use DoNotPay to resolve all of your consumer issues.

What Else Can DoNotPay Do for You?

There are many things that DoNotPay can help you accomplish. DoNotPay saves a lot of time getting things done.

  • Are you seeking help because of stalking or harassment?
  • There may be exemptions or waivers for your property taxes.
  • Are you trying to figure out the best way to mail a special package or change your mailing service?
  • Frustration with incorrect billing or overcharges?
  • All is not lost with missing items, sometimes they turn up with DoNotPay.
  • Do you want to file a complaint against any company?

DoNotPay is standing by for many more things than listed here.

Want your issue solved now?