How to Get a Refund on TCF bank Account Closing Fee

A bank account can be closed for several reasons, including inactivity. Many banks across the United States charge a bank account closing fee, and TCF is no exception to this. If you happen to close your TCF bank account within 90 days of opening, you will have to part with a $25 account closure fee.

Need the TCF bank account closing fee refunded? In just a few easy steps, DoNotPay can take care of everything for you.

DoNotPay is an AI-powered service that helps users dispute several issues, and it can help you waive the $25 account closing fee from TCF. The platform can also help you fight other pesky bank fees such as late fees and even TCF Bank overdraft fees.

Common TCF Bank Charges

There are several charges TCF Bank can levy on its customers. Some common fees you're liable to incur with TCF Bank include:

• Overdraft fee: A charge for overdrawing an account.
• Overdraft protection fee: A charge for opting into a service that covers overdrafts and transfers money from another account.
• Statement copy fee: A charge for duplicating and mailing a statement.
• Cashier's check fee: A charge for ordering a cashier's check, teller's check, or official bank check.
• TCF Bank debit card fee: Charged for using a debit card to make a purchase.

What Is the 1040 Service Fee?

The 1040 service fee in TCF Bank stands for the services provided by TCF for their customers who have purchased a 1040 tax pack from them. The services provided by TCF include:

• Printing all of your documents, forms, and tax booklets, if needed.
• Adding the numbers up on the 1040 return before sending it off to the IRS.
• Calling the IRS for you if there are any questions about your taxes.

How to Get Refunds on TCF Bank Account Closing Fee by Yourself

Through the Consumer Financial Protection Bureau, you can file a request to get a refund of the TCF bank account closing fee. Here are the steps you need to follow:

1. Head to the Consumer Financial Protection Bureau site or call them directly via (855) 411-2372.
2. You will be required to choose a reason for your exception, so make sure you read the reasons before choosing one.
3. A TCF bank account number and a routing number will be required, so make sure to have them handy before going to the next page.
4. Fill out a few more details and click continue to submit your request form.
5. You will have to submit an explanation of why you think TCF Bank owes you a refund for the fee.
6. After submitting your request, wait for TCF Bank to respond. It may take a few days, but do not submit a complaint with the CFPB until you've heard back from TCF Bank.

If you want to avoid going through this hectic process, DoNotPay can help.

How DoNotPay Can Help You Get a Refund on Bank Closing Fees

DoNotPay is a solution that can help you with a wide array of issues. To get started, you just need to visit the DoNotPay site and sign up. Follow a few instructions as requested and you will be all set within a short period.

How to Get a Refund for a TCF Bank Account Closing Fee Using DoNotPay

If you want to get TCF bank account closing fees refunded with DoNotPay but don't know where to start, DoNotPay has you covered in 4 easy steps:

1. Open the DoNotPay Fight Bank Fees product.

2. Enter the name of your bank.

3. Verify the last 4 digits of your bank account.

4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

This AI-powered lawyer will take care of filing your refund request for you. All you need to provide is your TCF bank account number and routing number, your name, email address, and phone number, then DoNotPay will handle the rest.

DoNotPay Works Across All Companies with the Click of a Button

DoNotPay not only helps you fight account closing fees with TCF Bank, but also dispute fees with other banks and financial institutions across the country, such as:

What Else Can DoNotPay Do?

DoNotPay is known for helping users dispute their fees easily and quickly. In addition to helping you get a refund for the TCF bank account closing fee, here are other issues that DoNotPay helps with:

• Power of Attorney
• Breach of contract
• Small claims court
• Insurance claims
• Filing a complaint
• Chargebacks and refunds
• Revocable living trust
• Bill payments
• Missing money
• Credit card issues
• Gift card cashback

If you want your TCF bank account closing fee refunded hassle-free in an efficient, fast, and seamless way, look no further than DoNotPay. You won’t even have to visit or call your bank.