ByHow to File PNC Bank Overdraft Fees Complaints Easily Using DoNotPay
Overdraft fees are among the most common and high charges bank customers incur. For PNC Bank, they'll charge you a $36 fee for every item that overdraws your checking account by more than $5. However, if PNC Bank slaps you with high overdraft fees, you can file requesting a refund or waiver, and DoNotPay can help you do this easily.
Read on to learn more about PNC bank overdraft fees and how DoNotPay can help fight them.
Common PNC Bank Charges and Fees
Some common bank fees include:
| Foreign transaction fee | Making a foreign transaction with a PNC account attracts a fee of three percent of the total transaction. |
| Paper Statement Fee | PNC Bank sends details regarding its customers' previous month's transactions via email. But if you want to receive a hard copy, you'll have to pay $2 per month. |
| Maintenance Fees | PNC Bank charges a maintenance fee of $7 to keep your account open. |
| Overdraft fee | An overdraft fee is another common PNC Bank fee. When your transaction is higher than your account balance, the bank pays the remaining balance to complete a transaction and charges you an overdraft fee of $36 in addition to the amount it loans you. |
What Is an Overdraft Fee?
An overdraft fee is an amount a bank charges you when you make a transaction that is above the current amount in your account. It occurs when a payment goes through, but your bank account balance does not have enough amounts to cover the transaction. Banks charge overdrafts even on weekends. However, some banks do not charge these fees. While they can be a lifesaver, they can be expensive, especially when you incur them often. That is, you may have to pay overdraft fees for every overdraft you make in a single day.
Overdraft Fees at PNC Bank
PNC overdraft fee is the amount charged when you don't have adequate funds in your account, but the bank allows the transaction to go through. You incur PNC overdraft fees when performing transactions such as automatic bill payments and checks or other transactions you make with your PNC account number. The fee is $36 for every transaction that overdraws your checking account by over $5.
Will PNC Bank Refund Overdraft Fees?
PNC bank refunds any overdraft fees if you overdraw by $5 or less. Additionally, the bank does not penalize customers who deposit enough funds by the end of the business day to be within a $5 margin after overdrawing their account. The bank automatically reimburses any overdraft fees. However, you need to reach out to PNC for refunds or waiver of overdraft fees you overdraw by more than $5.
Tips for Avoiding PNC Bank Overdraft Fees
You can avoid PNC overdraft fees through the following ways:
- Closely monitoring your account balance and charges. It ensures you know when a transaction will leave a negative balance on your account.
- Sign up for notifications, so you automatically receive alerts when your account balance is low instead of monitoring manually.
- Opting into overdraft protection. The coverage does not cushion you from overdraft fees but ensures the overdraft charge costs you less.
How to File PNC Bank Overdraft Fees Complaints by Yourself
If you wish to file a PNC Bank overdraft fee complaint, you can reach out to their customer service at 1 (888) 762-2265. The bank can waive or refund the overdraft fee, especially if it is your first time. If it is not your first time, you may have to negotiate with the customer service.
However, negotiating for PNC Bank overdraft fees refund can be very tedious. You must gather your account details and have points of leverage that customer support can consider and give the refund. If you are making the PNC bank overdraft fees complaints on your own, be persistent, patient, and ready to lose or win your negotiation.
Next Steps for PNC Bank Overdraft Fees Complaints if You Can't Do It Yourself
Yes, you can make on your own, but you'll have no assurance of a positive outcome. Luckily, that should not worry you any longer. You can use DoNotPay to ask for your overdraft fees waiver. This online service makes the process easy, fast, and will always make the best case for you. DoNotPay can help you get refunds on all bank fees, including overdraft, ATM, maintenance, inactivity, foreign transaction, and more.
Get PNC Bank Overdraft Fees Waiver with the Help of DoNotPay
Here's how to Get PNC Bank Overdraft Fees Waived with DoNotPay
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
What Else Can DoNotPay Do?
DoNotPay can help you get waivers or refunds on any bank fees, including but not limited to:
- Citizens Bank Overdraft Fees
- TD Bank Overdraft Fees
- Paypal Transfers Fees
- Chase Banks Overdrafts Fees
- Fifth Third Bank Overdraft Fees
- Wells Fargo Overdraft Fees
- Bank of America Overdraft Fees and ATM fees
DoNotPay will help you fight bank fees such as PNC Bank overdraft fees. But our services do not end there. We can also help you with:
- Chargebacks and refunds
- Revocable living trust
- Insurance claim
- Gift card cashback
- Missing money
- Breach of contract
- Power of attorney
Reach out to us today, and we'll help you fight any bank fees without a hassle.