How to Fight First Premier Bank Processing Fee Payments

First Premier Bank is a South Dakota-based community bank offering various personal, business, as well as banking products and services. It is the 13th largest provider of MasterCard brand credit cards in the US, and it charges for processing credit cards. According to The Ascent, the average credit card processing fee is 1.3%- 3.5%.

Fees charged to clients typically include transaction and processing fees. First Premier Bank processing fee payment includes a $5- $95 one-time processing fee. Evidently, you can find cheaper deals from competitor banks in the US.

However, as a loyal First Premier Bank client, it is not uncommon to feel the weight of the First Premier Bank processing fee payment. A few banks and commercial establishments provide an avenue for their clients to request fee waivers.

With DoNotPay, you can fight the First Premier bank fees and end up paying less money. This article explains how to fight the First Premier Bank processing fee.

What Is a Bank Processing Fee?

As the name suggests, bank processing fees are the recurring fees a bank charges you to cover the cost of the services it provides. Banks charge processing fees since they incur many costs when processing your service requests, such as credit card requests.

For example, when you apply for a loan, the bank upholds due diligence to establish your eligibility. Such would include making inquiries. Costs of documentation also explain bank processing fees since banks are after profit and not loss.

Processing fees are mostly charged when one applies for a credit card, loan or hires someone to perform certain services. While the First Premier Bank processing fee may be relatively convenient for some, it could be too high for other users, thus provoking the thought and need of fighting the fees.

Below is a summary of the most common banks in the US and the corresponding bank processing fees for comparison.

However, these fees differ from bank to bank and across products and services you request. Despite so, you may choose to fight the First Premier Bank processing fees to allow you to reduce costs.

Will First Premier Bank Refund Processing Fees

Instances you would ordinarily request fee refund include credit card cancellation. First Premier Bank allows you to cancel your credit card at your convenience with no cancellation fee charged. You may either write a letter or call the bank to cancel.

If you paid the processing fee, the bank would refund the amount only if you cancel within 30 days of getting the cardholder contract. In addition, the bank may also charge other setup fees at the time of opening the card so that it will refund in case you cancel. First Premier Bank only issues a partial refund of the processing fees if you notify them about the cancellation within 85 days of approval.

If you have trouble getting them to refund your processing fees consider:

1. Appealing based on how long you have been a customer
2. Asking that the fee be removed directly

How to Get Refunds on First Premier Bank Processing Fee Payment on Your Own

Filing a complaint or making a request requires a direct approach to realize positive results. If you want to fight and avoid the First Premier Bank processing fee, contact customer service, either by call or by letter. Call its customer service line at 1-800-987-5521. Alternatively, you may choose to walk into their offices for a more direct and effective approach.

Unfortunately, fighting fees and requesting refunds is not an easy process. Expect the bank to fight your application for refunds or waivers at all costs unless you provide solid evidence to support your claim. Moreover, expect prolonged periods of applications and waiting.

How to Fight First Premier Bank Processing Fee Payment With DoNotPay

On the bright side, you can choose to fight these fees and claim your refund with the help of an experienced expert. DoNotPay helps clients file complaints with all major and minor institutions such as banks. With DoNotPay, you can file for a refund of the First Premier Bank processing fee successfully. DoNotPay can help you fight First Premier Bank processing fee payment in a few simple steps.

1. Open the DoNotPay Fight Bank Fees product.

   Enter the name of your bank.

2. Verify the last 4 digits of your bank account.

3. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

Sign up with DoNotPay to help you fight any bank processing fees fast.

DoNotPay Works with All Banks and Platforms

Aside from helping you fight First Premier Bank fees, DoNotPay can also assist you with:

• Citizen's Bank overdraft fees refund
• Chase Bank overdraft fees refund
• PayPal transfer to bank fee
• Overdraft fees on weekends
• Bank of America ATM fees
• Fifth Third bank overdraft fees
• Bank of America overdraft fees refund
• TD Bank overdraft fees
• Finding banks without overdraft fees
• Wells Fargo Checking account overdraft fees refund

How Else Is DoNotPay Useful?

• Deal with breach of contract
• Send Demand Letters To anyone in a small claims court
• Help with
• File insurance claims
• Get gift card cash back
• Create a power of attorney
• Solve credit card problems
• Help with bills

Tired of the excess bank fees? Reach out to DoNotPay to help you fight First Premier Bank processing fee payment.