ByThe Easiest Way to Avoid Paying Discover Bank's Wire Transfer Fee
If you keep money in the bank, you are no stranger to paying fees, including , overdraft fees, and ATM fees. Some of these fees are charged monthly, some are charged annually, and some are charged only if and when you use a particular service. Over time, even the smallest banking fees can really add up.
But what if we told you that many (if not all) of these banking fees could be quickly and easily waived? Banks don't want you to know this, but getting fees waived is not only possible. With DoNotPay's easy-to-use products, it's also fast and simple.
Don't wait another day to learn how easy it is to get your banking fees waived, starting with Discover Bank's wire transfer fees.
Discover Bank: An Oddity?
Though most people think of credit cards when they hear the name Discover, Discover Bank is a banking system offered through Discover.
Though there are some perks to banking with Discover, there is one odd thing about it.
True to its name, Discover Online Banking has but one actual branch, in Greenwood, Delaware. So if you like face-to-face contact, this isn't the institution for you.
Despite being conducted almost entirely online, Discover Bank still offers many services provided by other banks, including checking, savings, money market accounts, CD's, IRA's, and wire transfers -- both international and domestic.
Despite offering free checks for patrons with checking accounts, most other services offered by Discover Bank come with fees attached. That includes wire transfers
Understanding Wire Transfers
If you're considering sending a , it's a good idea to have a cursory understanding of how they work.
| Wire Transfer in General | A wire transfer is a service that allows you to send a large amount of money (upwards of millions of dollars) quickly. With a wire transfer, funds are transferred instantly, available with no holds in moments. |
| Wire Transfer with Discover | Though many banks require an in-person counter visit to conduct a wire transfer, with only one brick-and-mortar branch, Discover Bank has a different process in place.
|
Though many banks require an in-person counter visit to conduct a wire transfer, with only one brick-and-mortar branch, Discover Bank has a different process in place.
- For Domestic Transfers: You can submit a domestic wire transfer form online.
- For International Transfers: You must download and submit a paper form.
After you submit your form, Discover takes steps to ensure your transaction is handled quickly.
If they need to verify additional information, they will attempt to contact you within 24 hours of your submission at the primary phone number on your account. Wire transfer specialists are available to assist you Monday to Friday, 8:00 a.m. to 7:00 p.m. Eastern Time (ET) (wire transfer specialists are unavailable on weekends and Federal Reserve Bank holidays).
You will be charged a $30 service charge for sending wire transfers through Discover Bank.
That is unless you use DoNotPay.
Avoid Discover Bank's Wire Transfer Fees With DoNotPay
Avoiding is easier than you think. DoNotPay has a system in place to get the ball rolling on your behalf.
If you want to get wire transfer fees waived fast but don't know where to start, DoNotPay has you covered in 4 easy steps:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
And that's all there is to it. Now you can sit back, relax, and wait for your fees to be waived.
What Other Types of Bank Fees Does DoNotPay Handle?
Once you have seen how easy it is to get your wire transfer fees waived, you'll want to avail yourself of all DoNotPay's banking services.
With DoNotPay, you can get all types of bank fees waived, including:
- Checking fees.
- Overdraft fees.
- Insufficient funds fees.
- Out-of-network ATM fees.
- Monthly maintenance and service fees on your account.
For just a $36 quarterly subscription fee, DoNotPay's banking features will go to work for all your bank accounts and credit cards! Best of all, once you have your systems set up, they continue in effect every month, quietly saving you money while you turn your attention to what really matters.
DoNotPay Has You Covered With Banking Solutions
Are you having problems with your bank? DoNotPay can help you learn more about handling your specific situation.
- Learn how to dodge Chase Bank overdraft fees
- Learn how to avoid TD Bank's overdraft fees
- Learn how to skip PayPal's transfer-to-bank fee
- Learn how to avoid Fifth Third Bank's overdraft fees
- Learn how to stop paying Citizens Bank's overdraft fees
- Learn how to avoid Wells Fargo's checking account overdraft fees
- Learn about banks that don't apply overdraft fees on weekends
- Learn about banks that don't have overdraft fees
And we don't just help with banking worries. DoNotPay also has products and services to help you navigate many of life's other chores, including establishing power of attorney, getting help with unpaid bills, and handling issues with breach of contract. Come learn more about all we have to offer.