How to Make Citizens Bank Overdraft Fees Complaints Online
Whether you knew that you didn't have enough money to cover a transaction or if it was a mistake, your bank is going to hit you with a high overdraft fee. In some cases, the overdraft fee is more than the amount of the transaction. Overdraft fees can cause you to lose your financial footing and to continue overdrawing funds. But you can fight back with DoNotPay.
You want to ask for a refund for a Citizens Bank overdraft fee and file a complaint about unfair fees, but you don't know how to do it. It's possible for you to do it on your own with a lot of time and wasted effort. DoNotPay provides you with an easy way to get a refund and file a complaint against Citizens Bank.
What Is an Overdraft Fee?
An overdraft fee is a fee the bank charges you when they cover a transaction that you made but didn't have enough money in your account to cover. These fees were originally used for checks that people wrote but couldn't cover.
Usually, Citizens Bank offers you overdraft protection on your transactions, such as written checks, ACH payments, and debit card usage, but charges you a fee if you use it.
Why Does Citizens Bank Charge an Overdraft Fee?
Like any other business, Citizens Bank needs to make money, and one of the biggest money-makers for a bank is fees, including overdraft fees. Most banks are owned by shareholders who have bought stock in the bank and receive dividends as a profit. Citizens Bank needs to pay its operating expenses and make a profit to keep the shareholders happy. They do this by charging interest on loans and fees on customer accounts.
Overdraft Fee Comparison Chart
|Citizens Bank||$37 for one overdraft, plus a $30 fee on the fifth business day that an account remains overdrafted|
|Bank of America||$35 for one overdraft, more fees may apply depending on the type of account|
|Union Bank||$33 for one overdraft, plus $6 for every business day the account remains overdrafted|
Will Citizens Bank Refund an Overdraft Fee?
As most other banks do, Citizens Bank will offer to waive one overdraft fee per year as a courtesy to its clients. If you're diligent and don't mind putting in a lot of time and effort, you can get Citizens Bank to refund more than a single overdraft fee. Don't expect it to be easy.
What Types of Bank Fees Can I Get Refunds for With DoNotPay?
With the DoNotPay app, you can get a refund for any type of fee the bank might try to charge you. Here are a few examples:
- Checking account fees
- Under the minimum fees
- Transaction fees
- Wire transfer fees
- ATM fees
- Credit card fees
- Money order fees
- And many more!
How to Get Refunds for a Citizens Bank Overdraft Fee on Your Own
When you want to get a refund for a Citizens Bank overdraft fee and file a complaint by yourself, you'll need to contact the bank's customer service center. Here's some contact info:
- Address: One Citizens Bank Way, JCB135, Johnston, RI 02919
- Phone number: (800) 942-8300
- Website: https://www.citizensbank.com/
Solve the Challenges of Getting Refunds on Citizens Bank Overdraft Fees and Filing a Complaint With the Help of DoNotPay
When you're faced with a stack of Citizens Bank overdraft fees, you want to get a refund, and in some cases, file a complaint. The bank doesn't want to waive these overdraft fees, so they'll try to put you off until you get frustrated and give up. You don't need to give up; you need the right partner. The DoNotPay app is the partner you need when you want to get a refund on overdraft fees and file a complaint against your bank.
If you want to get Citizens Bank overdraft fees waived and file a complaint with DoNotPay but don't know where to start, DoNotPay has you covered in 4 easy steps.
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, Overdraft, and transaction fees.
DoNotPay Works Across all Companies/Entities/Groups With the Click of a Button
Citizens Bank is one of the most popular financial institutions, and overdraft fees are common, but you might get hit with a variety of fees from other banks. DoNotPay can step in and help you get refunds for most fees and at most banks. Check these options out:
- Bank of America overdraft fees
- Chase Bank overdraft fees
- Do banks charge overdraft fees on the weekends?
- Are there banks without overdraft fees?
- TD Bank overdraft fees
- Bank of America ATM fees
- PayPal transfer-to-a-bank fee
- Fifth Third Bank overdraft fees
- Citizens Bank overdraft fees
- Wells Fargo checking account overdraft fees
What Else Can DoNotPay Do?
With the DoNotPay app, you can tackle some of your hard-to-do tasks. This includes:
Allow DoNotPay to help you get a refund for a Citizens Bank overdraft fee now. It’s fast, easy, and reliable.