ByGet Your Chase Bank Wire Transfer Fee Refunded Quickly With DoNotPay
Americans fork over $300 million in hidden fees to banks every year. That's a lot of money and not very helpful for helping us reach our financial goals. Are you wondering if you can get your and other bank fee refunded? Yes, you can with the help of DoNotPay. Thanks to our Fight Bank Fees product, Americans are fighting back against unfair fees and winning.
Common Chase Bank Fees
is one of the largest banks in the United States, and it has branches and ATMs throughout the country. Let's look at some common fees Chase bank might be charging you.
1. Monthly Fees
Many Chase checking accounts have a monthly fee of about $12 or more per month. However, you can have this fee waived by maintaining a minimum balance in your account or setting up a direct deposit.
2. ATM Fees
Chase has over 16,000 ATMs nationwide, but these don't come without fees. You'll pay $2.50 to use an out-of-network ATM, and the ATM owner may also charge you an additional fee if it's not part of their network either.
3. Overdraft Fees
You'll pay $34 for each overdraft transaction—when you spend more than what's available in your account. You may also incur returned item fees if you are charged an overdraft fee on a check written against insufficient funds in your account.
What Is a Wire Transfer Fee?
Your money is sent to a receiving party using a network called the Society for Worldwide Interbank Financial Telecommunication (SWIFT). The money goes through several banks before reaching its final destination, which can take between one and four days. You can send wire transfers online, over the phone, or in-person at a bank branch. The fee charged for this transaction is the wire transfer fee.
Let's take a look at how the most popular banks in America handle their wire transfer fees:
| Chase | |
| Incoming Wire Fee: | $25 |
| Outgoing Domestic Wire Fee: | $45 |
| Outgoing International Wire Fee: | $45–$60 |
| PNC | |
| Incoming Wire Fee: | $15 |
| Outgoing Domestic Wire Fee: | $25-$30 |
| Outgoing International Wire Fee: | $35-$50 |
| Bank of America | |
| Incoming Wire Fee: | $16 |
| Outgoing Domestic Wire Fee: | $30 |
| Outgoing International Wire Fee: | $45 |
| Wells Fargo | |
| Incoming Wire Fee: | $15-$16 |
| Outgoing Domestic Wire Fee: | $30 |
| Outgoing International Wire Fee: | $45 |
Why Does Chase Bank Charge Wire Transfer
Chase Bank charges wire transfer fees to cover the costs of processing the transaction. Chase charges a different fee depending on whether you're sending or receiving the money.
Does Chase Bank Refund Wire Transfer Fees?
If you think there's an overcharge for something that you didn't authorize, there is a procedure that you can follow to get your money back. Here's how:
- Go to chase.com and sign in
- Find the transaction you are concerned about, select it, and click "Dispute Transaction"
- Answer all the questions on the screen, review your answers, and click "Submit Dispute"
- Track your dispute in the "Account Menu" under "Account Services," where you'll be able to see "Open and Closed Disputes" and their current status
If you don't see what you're looking for there, contact their customer service and speak with someone who can help you.
What Next if You Can't Get the Chase Wire Transfer Fees Refunded Yourself
If you've ever tried to get a wire transfer fee refund from Chase or any other bank, you may know how stressful and tiresome it can be.
But if you need a refund, you don't have to keep going around in circles with them—you have a better option—DoNotPay. DoNotPay knows how Chase and other banks operate and has specific insight into the best way to get their attention.
When DoNotPay files a claim on your behalf, Chase knows we won't relent until your problem is solved.
Get Your Chase Wire Transfer Fee With DoNotPay
If you want to get your refunded but don't know where to start, DoNotPay has you covered in 4 easy steps:
- Open the DoNotPay Fight Bank Fees product.
- Enter the name of your bank.
- Verify the last 4 digits of your bank account.
- Choose which fees you want to waive, including overdraft, ATM, and transaction fees.
Why Use DoNotPay To Get Your Chase Wire Transfer Fee Refund
Many people use our services because we are:
Fast
You don't have to spend hours on hold with Chase Bank's customer support trying to explain your issue. DoNotPay can fix your problem in a few minutes.
Easy
At Chase, you have to fill out forms to request a wire transfer fee refund. With DoNotPay, you can solve your problem with just a few clicks of a button.
Successful
With DoNotPay, success is guaranteed. We've helped thousands of people successfully get their fees reimbursed.
DoNotPay Can Help You Fight Other Bank Fees Too
DoNotPay can help you appeal other bank fees from different banks as well. These include:
- Bank of America ATM fee
- Chase bank overdraft fee
- PayPal transfer to bank fee
- Bank of America overdraft fee
- Citizens bank overdraft fee
- Fifth third bank overdraft fee
- Wells Fargo checking account overdraft fee
- Td bank overdraft fees
- Banks without overdraft fees
What Else Can DoNotPay Do?
DoNotPay can also do a lot more for you. We can help you with:
- Insurance claims
- Bills
- Credit cards
- Breach of contract
- Chargebacks and refunds
- Small claims court
- Filing a complaint