Fight Chase Bank Foreign Transaction Fees the Easy Way

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How to Fight Chase Bank Foreign Transaction Fees

Foreign transaction fees can be quite a nuisance when trying to get your financial affairs in order. You've just returned from an overseas vacation only to find you can't seem to place. These fees may also apply when you purchase from a merchant who processes your payment through a bank outside the United States.

Now, what do you do? Can you fight these fees? Yes!

Luckily, DoNotPay is here to help you fight these bank fees. We present a brief guide to help you fight Chance Bank's foreign transaction fees.

What is a Foreign Transaction Fee?

A is a charge placed by your credit card issuer if you purchase in a currency other than US dollars (USD). This isn't only confined to physical locations in other countries. It also includes websites that are not based in the United States.

On average, foreign transaction fees range from 1 to 3 percent. However, some card issuers do not charge foreign transaction fees to cardholders.

Foreign Transaction Fees at Chase Bank

Chase Bank imposes a 3% foreign transaction fee to account holders after the purchase price or withdrawal is adjusted to US currency.

Associated Fees

You may be charged a foreign ATM withdrawal fee if you use your Chase card outside the United States. Chase charges $5 plus a 3% foreign transaction fee for international cash withdrawals.
Special ConsiderationSome Chase Bank account holders have their foreign transaction fees waived. Fee exemptions are automatically applied to the following account types:
  • Premier Plus Checking: For military service members
  • Sapphire Checking: On foreign transaction fees
  • Private Client Checking: On foreign fees
  • Private Client Savings: On Foreign transactions and foreign ATM fees

Will Chase Bank Refund Foreign Transaction Fees?

If you wish to challenge your Chase Bank foreign transaction fee, you may be able to have it refunded by speaking or filing an appeal with a bank representative.

You can also follow these steps to dispute a specific transaction:

  1. Sign in to the Chase bank website.
  2. Locate and select the transaction you're concerned about
  3. To initiate the process, review the transaction information and select dispute Transaction.
  4. You will then answer a few questions, then review your answers, before clicking Submit Dispute
  5. Go ahead and track your dispute under the Account Services section of the Account Menu.
  6. The Dispute Tracker will show open and closed conflicts and their current status.

Now you’ll play the waiting game. Chase Bank might take months to solve the problem. There is an easier and faster way to dispute Chase Bank foriegn transaction fees: DoNotPay. We’ll explore that in more detail shortly.

Tips for Avoiding Chase Bank Foreign Transaction Fees

If you don't have one already, the easiest approach to avoid foreign transaction fees is to obtain a credit card that doesn't charge them. However, there are alternative ways to avoid paying these fees:

Use Local Currency

If you use your credit card to purchase in another country, you may be asked whether you want to pay in US dollars or the local currency. It may be preferable to use the local money in this situation. If you choose to pay in local currency, your bank will handle the conversion for you and will most likely offer you a better rate.

Limit ATM Usage Abroad

You will almost certainly be charged a foreign transaction fee and a foreign ATM fee every time you use a foreign ATM. If at all possible, avoid using an ATM. If you do need to use one, withdraw as much cash as you'll need for the duration of your trip to prevent paying too much.

Determining the best option can get overwhelming at times, or you may incur some of these fees due to unforeseen circumstances. However, DoNotPay has just the solution for this.

How to get Your Chase Bank Foreign Fees Waived With DoNotPay

If you want to Get Chase Bank foreign transaction fees waived with DoNotPay but don't know where to begin, we have you covered in 4 easy steps:

  1. Open the DoNotPay Fight Bank Fees product.

  2. Enter the name of your bank.

  3. Verify the last 4 digits of your bank account.

  4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

DoNotPay Works Across All Banks and Entities

DoNotPay doesn't discriminate. We help you fight all types of bank fees across all banks. We can help fight your bank fees at:

What Else Can DoNotPay Do?

Apart from fighting Bank fees and locating banks without some of these fees, we can help you with:

  • Filing insurance claims
  • Filing complaints
  • Creating a revocable living trust
  • Claim missing money
  • Send Demand Letters To in small claims court
  • Fight breach of contract
  • Getting or transferring the power of attorney

DoNotPay has a large database of services that are geared to help make your life easier. Sign up with us today to and learn much more!

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