Is Earny Safe? Is Earny the Best Option for You?

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm, is not licensed to practice law, and is not equivalent to the services of a licensed lawyer. DoNotPay provides a platform for legal information and self-help, and does not offer legal services. Third party news articles mentioned on our website do not necessarily reflect the views of the company, or the current services that we offer.

Is Earny the Best Option for You?

As much as Earny promises to help you save several dollars through cash backs, signing up for the app's services often evokes one question — is Earny safe? The concern arises since the app uses your credit card information and email receipts to monitor price drops automatically and claim cash backs. On that account, we have reviewed the app to help you determine how safe is . Nonetheless, if you value privacy, use DoNotPay, a more secure alternative that prioritizes the safety of your personal information. As an extra to this Earny review, we scrutinized other service providers like Experian, Fastweb, Equifax, LifeLock, and Formswift to make you a knowledgeable consumer.

What Is Earny?

Earny is a money-saving app that identifies price drops and then applies for cash backs on your behalf. For instance, if you buy a product for $50, and the price drops to $30 within a week, this app claims the $20 difference from your vendor or credit card. Since cash backs are subject to a time threshold, Earny scouts for price drops 24/7 so that you don't miss out. With such vigilance, the app saves the cashback money you could have lost since you were too busy to notice price drops.

How Does Earny Work?

The app uses your email's purchase receipts and current store prices to determine price drops. That is why you must sync the app with the email address and credit card information before using Earny's service. When the price of a product you bought goes down, Earny sends a cashback request to your online vendor or credit card company, asking them to give you the price difference. Earny executes the entire cashback process automatically.

Getting started on this app takes a few minutes.

  1. Go to Earny's official website
  2. Click on sign up
  3. Provide the required personal details
  4. Link Earny to your email address
  5. Let the app monitor price drops and file claims on your behalf

Is Earny Free?

To enjoy Earny's premium services like asking for cash backs, you have to pay a monthly or yearly subscription. But, if you just want to see how the app works, you do not have to subscribe. Therefore, depending on your preferences you can choose:

The Lite Plan
  • Free to join
  • Helps you monitor price changes
  • Does not claim cash backs
The Paid Plan
  • $47.99 yearly subscription
  • Monitors price changes
  • Claims cash backs automatically

Does Earny Guarantee Privacy?

So, is Earny safe? The app promises to keep your personal information secure from unauthorized persons. So far, fewer complaints of the Earny cash back app misusing customers' personal information. However, if you still doubt Earny, go for its rival, DoNotPay, an entirely safe alternative. The robotic app gives the peace of mind you need to take advantage of price matching without risking your privacy.

Earny vs DoNotPay Explained

Earny and DoNotPay play a similar role — helping you take advantage of price matching and cash backs. The apps do so by monitoring price changes and doing the legwork needed to get cash back from online retailers or credit card companies. With the apps, you can get cash backs from Amazon, Home Depot, Newegg, Target, Nike, Walmart, and leading credit card companies like Mastercard. These service providers have a price protection policy that justifies cashback requests.

What Are the Differences Between Earny and DoNotPay?

Although the apps play a similar role, Earny and DoNotPay have several differences in regards to support, price, accessibility, features, and scope of services. The following comparison shows notable differences.

Price$47.99 per year$36 every 2 months
Scope of ServiceMajors in helping clients get cash backsUses AI to automate the law
AccessibilityAppApp and Site
SupportCustomer support available through email addressReachable through email address
How it WorksMonitors price changes and requests for cash backs.Simplifies the process of getting a price match. Does not track price changes like Earny.

Pros and Cons of Earny and DoNotPay

Earny Pros and Cons


  • Monitors prices 24/7
  • Claims cash backs automatically
  • Covers over 5000 online retailers and most credit cards
  • Affordable


  • Quite risky

DoNotPay Cons and Pros


  • Safer to use
  • Simplifies the product-matching process


  • Doesn't claim cash backs automatically

Earny vs DoNotPay in a Nutshell

In a nutshell, using Earny or DoNotPay is an excellent way to save some money from your online purchases. In addition, these apps streamline the cash back application process, saving the time you would have spent doing the process by yourself. However, unlike Earny, DoNotPay does not need to access the content in your email address, making it a great pick for customers who've always raised the common question — is Earny safe to use?

Let DoNotPay Help You Take Advantage of Price Matching

If you want to purchase your products for the lowest prices but don't know where to begin, DoNotPay gets you the cheapest deals in 3 steps:

  1. Get to DoNotPay's site, and search for Price Match
  2. Specify whether your vendor overcharged a product you bought, or you believe you are entitled to a price adjustment.
  3. Disclose the product's name, and let DoNotPay see if it qualifies for a price adjustment.

You can also use DoNotPay Find the Best Deals functionality to find the lowest price available for a product you desire to purchase and the Deals and Coupons service to find relevant promo codes.

Boost Your Credit Score With DoNotPay!

If you want to clean up your credit report but don't know where to start, DoNotPay has you covered in 3 easy steps:

  1. Search Clean Credit Report on DoNotPay.
  2. Prepare a recent copy of your credit report that you can use as reference.
  3. Let us guide you through the 4 potential options:
  1. If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.
  2. If you notice any errors in your report (we have a list of common errors you can use!), we'll help you file a credit dispute to the creditor or major credit bureaus.
  3. If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report and they can't collect it!
  4. Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.

You can also check out our other credit products, including Credit Limit Increase, Get My Credit Report, Keep Unused Cards Active, and more!

What Else Can DoNotPay Do?

Apart from helping you make savings through product matching and price adjustments, DoNotPay is a personal assistant who can handle mundane tasks for you. For instance, you can use it to:

Sign up to DoNotPay now, and take advantage of price matching while keeping your credit and personal information safe.

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