Does Aldi Do Cash Back?
Nowadays, people rarely carry cash. But every once in a while, you find yourself needing $20 to send your kid to the museum on a field trip or get out of paying a credit card processing fee for lunch. If you're like most people, you've found yourself wondering ?
Today, we're going to be looking at whether you can get cash back at Aldi. Then, we're going to let you in on a little secret, how you can quickly and easily take advantage of grocery rewards to help your food budget stretch a little further.
Does Aldi Do Cash Back?
The answer to is a resounding yes, you will be delighted to know. You can use a debit card or Discover card to get between $10 and $100 back.
However, the opportunity to get cash back at the cash register is not the only benefit you can enjoy if you shop at Aldi. You can also get cash back rewards from cash back apps, like Ibotta. Similarly, you can get cash back rewards from companies that offer credit cards, like Citibank.
Getting Cash Back for Grocery Shopping From Credit Card Companies
Credit card companies often offer cash back rewards programs to encourage shoppers to swipe their card at the checkout line. Typically, you can expect to get anywhere from 1 to 5% cash back when you shop at grocery stores depending on which credit card you use and the time of year.
For instance, the Discover It cash back credit card offers 5% cash back on the first $1500 spent at grocery stores (excluding Target and Walmart), gym memberships, and fitness club memberships from January 1 through March 31, 2022. Throughout the rest of the year, you can get 1% cash back when you shop at Aldi and other grocery stores.
How to Redeem Cash Back Rewards From Credit Cards
Credit card companies, like Discover, offer several ways that cash back rewards can be redeemed. For instance, you can redeem your Discover It cash back rewards in four ways:
- Transferring the money to your checking or savings account
- Buying physical or electronic gift cards
- Donating the money to charity
- Applying your cash back rewards to your next credit card bill
Using Cash Back Apps to Save Money on Groceries
Unless there's a Lidl in your area, there's a good chance that Aldi is your cheapest grocery option. But that doesn't mean that you have to pay full-price for groceries; some grocery rebate apps can help you stretch your grocery budget. Here are some of the most popular rebate apps that will give you money back for shopping at Aldi:
- Ibotta
- Checkout 51
- Fetch Rewards
- Receipt Hog
How Ibotta Works
Ibotta works similarly to other rebate apps in that you have to scan your receipt to get rebates. Usually, these rebates are limited to products distributed by national brands, but you can sometimes purchase Aldi's store brand and get rebates.
Unfortunately, Ibotta isn't the most intuitive app, and the available deals aren't always the best. If you want to stretch your grocery budget successfully, use DoNotPay's Find Discounts product to get rebates that you qualify for quickly and easily.
How Much Cash Back Can I Get From Walmart?
If you need more than $100 in cash, but you can't get to your financial institution, you may be wondering whether you can get a little more cash back from a larger retailer. Unfortunately, the Walmart cash back limit is the same as Aldi's cash back limit.
However, you should keep in mind that you need to use your debit card if you ever want to get cash back from Walmart. If you pay with a personal check, you can get no more than $20 in cash back from Walmart.
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Use DoNotPay to Take Advantage of Grocery Rewards
To get the most grocery rewards possible, you need to juggle a lot of apps. It takes a lot of time, and the mental effort may not be worth the amount of money you can find that you qualify for. Luckily for you, DoNotPay makes maxing out cash back rewards on grocery purchases quick and easy in just three intuitive steps.
- Search for Cash Back on the DoNotPay website.
- Kick-off the process to find the right app or website for you.
- Answer some specific questions so that we can help you start making money!
You don't have to do anything else, but that's not all DoNotPay can do for you. DoNotPay is the ideal resource if you have any questions about any cash back policy, including:
How cash back works on credit cards | Which credit cards have the best cash back rewards programs |
Whether it's possible to get cash back with Apple Pay | What Apple Card's cash back policy is |
How you can retrieve money from PayPal |