How Do I Get My Discover Cash Back Bonus and Benefits?

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How Do I Get My Discover Cash Back Bonus and Benefits?

People use credit cards on all kinds of everyday purchases, from gas and travel to groceries and clothing. Credit card companies want you to choose their product and will often introduce credit cards that offer competitive rewards for making these kinds of purchases. These rewards are often in the form of cash back or points towards purchases. Cash back and rewards programs are very popular incentives people will take into consideration when choosing credit cards and stores, and there are even apps designed to help you get cash back on their purchases.

One such company is Discover, offering a number of credit cards with rewards programs available to their users. The Discover cashback bonus is a reward system that offers its users cashback on every purchase. This DoNotPay guide will help you learn more about the program, how to redeem your Discover cashback bonus, as well as offer an alternative to trying to redeem your bonus on your own.

What Is Discover Cashback Bonus?

Discover cashback bonus is a credit card rewards program utilized by certain Discover credit cards that gives you cashback on every purchase you make with your Discover card. One of their most popular choices is the Discover It Cash Back Credit Card. With the Discover It Cash Back Credit Card and other similar Discover credit cards, you can get:

  • Up to 5% cash back on purchases from specific retailers and 1% on all other purchases
  • Unlimited cashback match at the end of your first year
  • 99% nationwide acceptance at stores across the country
  • Free access to your FICO credit score
  • 24/7 security and U.S.-based customer service

Which Discover Cards Offer Cashback Bonus?

Discover offers several different credit cards, but a select few offer a great cashback bonus. They include:

  • Discover It Cash Back Credit Card
  • 5% cash back on Cash Back Calendar retailers, 1% unlimited cash back on all other purchases
  • Discover It Gas & Restaurants Credit Card
  • 2% cash back at all gas stations and restaurants, 1% unlimited cash back on all other purchases
  • Discover It Student Cash Back Credit Card
  • 5% cash back on Cash Back Calendar retailers, 1% unlimited cash back on all other purchases, available to students with no credit history

Five percent cash back is offered on Discover It Cashback Credit Cards according to their rotation schedule of retailers, detailed on the Discover 5% Cash Back Calendar. Currently, their 2022 retailers include:

  • January 1-March 31 - Grocery stores, fitness clubs, and gym memberships, up to $1,500 on purchases. Excludes Walmart and Target.
  • April 1-June 30 - Gas stations and Target, up to $1,500 on purchases
  • July 1-September 31 - Restaurants and PayPal, up to $1,500 on purchases
  • October 1-December 31 - and Digital Wallets, such as Apple Pay, Google, Pay, etc. up to $1,500 on purchases

How Do I Redeem My Discover Cashback Bonus?

There are a few ways you can redeem your on your own. In order to redeem your cashback bonus, you must first have an online Discover account associated with your credit card. The ways you can redeem your Discover cashback bonus are:

  1. Redeem for cashback - This can either be credited to your account or direct deposited to your bank account
  2. Redeem for points at - These points will be applied like a gift card when you check out
  3. Redeem for gift cards - You can choose from dozens of merchants to apply your bonus to in the form of a gift card

If you are unfamiliar with your online Discover account, you may find this task confusing or daunting. However, you don't need to try to redeem your Discover cashback bonus on your own. If you simply wish to go about using your card and have your cashback bonus automatically deposit into your bank account, DoNotPay can help you set this up with our Get Cash Back product. Simply provide us with a few details and we will get you on your way to earning rewards without any unnecessary steps in between.

DoNotPay Can Help

Do you want to redeem your Discover cashback bonus but you don't know where to start? DoNotPay can get you started in just 3 simple steps:

  1. Search for Cash Back on the DoNotPay website.

  2. Kick off the process to find the right app or website for you.

  3. Answer some specific questions so that we can help you start making money!

And that's it! DoNotPay will send you the best cash back options we can find and help you to start earning more cash back on your purchases!

What Else Can DoNotPay Do?

DoNotPay has been helping our customers save money and simplify their lives for years. Our products are designed to take the hard work out of everyday tasks to help save you valuable time so you can get back to the things you love. In addition to helping you redeem cashback on your credit cards, DoNotPay can also help you:

Set up automatic payments on your billsGet cash back on your gift cardsSign up for free trials
Get in touch with customer serviceFind free raffle ticketsFind missing and unclaimed money
Apply for credit cardsPay for parking tickets

Sign up for DoNotPay today to get started!

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