How to Get Bank of the West Overdraft Fees Waived In No Time

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Fight Bank of the West Overdraft Fee

In 2020 alone, Americans paid about $12.4 billion in overdraft fees. That is too much money to lose because of an honest mistake. Bank of the West customers are especially frustrated and are left searching for .

Do Not Pay can help you get these fees refunded, and even find banks without overdraft fees. You can follow our how-to guide below to get your overdraft fee refunded. But if you need extra help, DoNotPay can assist getting your Bank of the West Overdraft fee refunded.

What Are Overdraft Fees?

are commonly associated with checking accounts. If a customer authorizes a charge when they don't have the needed funds, then they receive an overdraft fee. Working-class households are disproportionately affected by these fees.

Do All Banks Charge Overdraft Fees?

Overdraft fees are very common. Most banks will charge an overdraft fee but there are some that don’t.

BankOverdraft Fees
Alliant Credit Union$ 0
Ally Bank$ 0 if the balance is brought back to positive within 6 business days
Bank of America$ 35
Bank of the West$ 35
BB&T$ 36
BBVA$ 38 ($32 in CA)
Capital One 360$ 35
Charles Schwab$ 25
Chase Bank$ 34
Chime$ 0
Citizens Bank$ 37
Connexus Credit Union$ 4
Consumers Credit Union$ 30
Discover Bank$ 0
Fifth Third Bank$ 37
HSBC Bank$ 35
KeyBank$ 38.50
Navy Federal Credit Union$ 20
PNC Bank$ 36
Regions Bank$ 36
SunTrust$ 36
TD Bank$ 35
TIAA Bank$ 30
USAA$ 29
U.S. Bank$ 36
Wells Fargo$ 35

Common Fees for "Any Deposit Checking" Account at Bank of the West

Here is a list of Bank of the West fees:

Monthly Maintenance Fee - $ 10Non-Bank of the West ATM - $ 2.50Overdraft Charge - $ 35Overdraft Protection Transfer Fee - $1 2Returned Item - $ 35 Stop Payment - $ 35Deposited Item Returned - $ 15 Domestic Wire Transfer (incoming) - $ 15International Wire Transfer (incoming) - $ 15Cashiers Check - $ 10

Will Bank of the West Refund Overdraft Fees?

If they don't occur too often, it is generally easy to get an overdraft fee refunded with Bank of the West. However, there is not an official methodology or mechanism.

How You Can Get Bank of the West to Refund Overdraft Fees?

All you have to do is ask, and hopefully the customer service representative will issue you a refund.

  1. Call Bank of the West's customer service line at 1-800-488-2265
  2. They are available Monday to Friday from 4 AM to 10 PM PST and Saturday to Sunday from 5 AM to 10 PM PST.
  3. The typical waiting time is 33 minutes. The best time to call to avoid a long wait is right when they open or at 1:15 PST
  4. To speak with a representative right away, simply press 0.
  5. Once you get in contact with a customer service rep, simply ask for the fee to be refunded.
  6. Refunds are typically awarded at the discretion of customer service reps. It pays to be kind.

Do You Need Help Getting Your Bank of the West Overdraft Fee Refunded?

Getting an overdraft fee refunded is never guaranteed. Some people don't have the time to wait on hold just for a refund. Fortunately, DoNotPay can help.

How to Use DoNotPay to Fight Bank of the West Overdraft Fees

Follow these 4 easy steps to fight any bank fee, including Bank of the West overdraft fees:

  1. Open the DoNotPay Fight Bank Fees product.

  2. Enter the name of your bank.

  3. Verify the last 4 digits of your bank account.

  4. Choose which fees you want to waive, including overdraft, ATM, and transaction fees.

Why Use DoNotPay

DoNotPay is your most ideal solution in fighting bank fees and charges. DoNotPay is:

  • Fast. No need to wait on hold with Bank of the West customer service. Simply provide us with all the pertinent details and we'll take care of the rest.
  • Easy. We can fight just about any bank fee–from ATM fees, overdraft fees, and other surcharges with Bank of the West and other banks. We're your one-stop-shop to keep your money in your account.
  • Successful. DoNotPay started as a way for people to fight parking tickets. After winning over 250,000 cases, we've decided to help people fight bank fees, too.

DoNotPay Can Do Much More Than Just Fight Unfair Bank Fees

Here are more banking and financial services from DoNotPay:

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