Paypal Smart Connect Credit Limit Increase: What to Do When You Need Additional Credit

Look around the Internet and you will surely see people in forums asking how they can get a Paypal Smart Connect Credit Limit Increase. It seems like nearly as soon as these cards started to land in people's hands, they began to ask questions about how they could get additional funds on the card that they just received.

This is largely because so many people would like to have as high of a credit limit as they can possibly get. They know that a higher limit means a greater potential for them to spend more freely and even to build credit. It is not easy to get a credit limit increase all on your own though. Fortunately, DoNotPay can help.

How to Get A Paypal Smart Connect Increase on Your Own

To ask for a Paypal Smart Connect credit limit increase may seem like jumping through a lot of hoops. While it may be unfortunate, the purpose of the company may be to:

1. Have a very firm control over who gets a credit limit increase
2. Give out very few credit limit increases
3. Have human eyes run over every application for a credit limit increase

Other credit issuers have moved towards offering users the opportunity to request a credit limit increase entirely online. Paypal mandates those who wish to get a credit limit increase to apply for one by calling a toll-free number and speaking with a representative of the company. This is often:

• Frustrating
• A deterrent to those who might not feel comfortable speaking on the phone
• Not a guarantee that the limit increase will be approved

It seems that if you want to go about getting a credit limit increase all on your own, you will be hard-pressed to do so with the Paypal Smart Connect card. You are going to have to really work at it. Either that, or you could try to use DoNotPay to help ease the process a bit.

DoNotPay Makes Applying for a Credit Limit Increase Easier

If you want to request higher credit limits but don't know where to start, DoNotPay has you covered in 6 easy steps:

1. Go to the Credit Limit Increase product on DoNotPay.

   

2. Select which type of card you own and your credit provider.

   

3. Tell us more about your card, such as when you first created this card, your current credit limit, what you would like your new limit to be, your card number, and whether you've missed past payments.

   

4. Tell us more about your current income and expenses and why you would like to request a limit increase.

   

5. Indicate whether you want to allow hard inquiries to be made into your credit history. Upload a copy of your ID and provide your e-signature

   

6. Submit your task! DoNotPay will deliver the request letter on your behalf. You should hear back from the card provider with confirmation or a request for more information within a few weeks.

   

Things to Consider Before Requesting a Credit Limit Increase

Just because you can leverage the power of DoNotPay to make it potentially a little easier to get your credit limit increase does not mean that it is the right time to do so. Some people have found that they should have waited a little longer or considered forgoing the credit limit increase altogether for a variety of reasons. Those who are going through a career change for example would probably be in better shape if they waited.

Other considerations include:

1. How much income do you expect to have going forward?
2. How many open lines of credit do you already have and your ability to pay them off?
3. What is your purpose for your increased credit limit in the first place?
4. Are there better cards with lower interest rates potentially available to you?

You don't want to jump at the opportunity to get a credit limit increase just because it is available. If it makes sense in your particular situation, then that is one thing, but trying to get one just because you feel that you deserve it is not a wise move.

Why You Should Use DoNotPay No Matter What Decision You Make

DoNotPay makes requesting a credit limit increase:

DoNotPay does not stop at simply helping people get a credit limit increase. This is one of their major offerings, but there are issues related to credit cards that DoNotPay can help facilitate:

• Chargebacks and refunds
• Applying for a new credit card
• Filing a complaint against a credit card company

Every aspect of your financial health can be managed better when you receive assistance from DoNotPay. When you try to balance it all out on your own, things can be missed, but when you have such a reliable helper, you are going to be in far greater shape.