How to Request Cerulean Credit Limit Increase Effortlessly

Increase Credit Limit How to Request Cerulean Credit Limit Increase Effortlessly

How to Increase Your Cerulean Credit Limit Effortlessly

Having good credit is necessary for everything from buying houses and cars, to getting approved on a rental application. Unfortunately, nearly half of adult Americans have fair to bad credit or even no credit at all. The easiest and fastest way to fix less than perfect credit is to get approved for a low-credit, low-risk credit card.

A good credit card choice for those wishing to better their credit score is Cerulean. If you are already a Cerulean customer, you may be wondering if you can get a credit limit increase on your credit card. This DoNotPay guide will help you learn more about a Cerulean credit limit increase, as well as offer an alternative to trying to request a credit limit increase on your own.

About Cerulean Credit Cards

Cerulean credit cards are offered through Continental Finance Company. Cerulean is available to people with fair to bad credit scores, or to people just beginning to establish their credit. Cerulean helps you on your way to a better credit score by:

  • Reporting to all three major credit bureaus
  • Allowing you to check your credit score every month
  • Allowing you to raise your credit limit as you make on-time payments

Cerulean credit cards feature many of the same benefits as a traditional credit card but are specifically designed to help people struggling with their credit history. This credit card is a good option for:

  • People recovering from large amounts of debt or bankruptcy
  • Students or teenagers who have zero credit history
  • People who have a limited credit history and need to build their credit to qualify for loans

Cerulean credit cards can be opened with a credit limit ranging from $200 to $1,000. Your credit limit is determined by your existing credit history. However, even if you open your credit card on the lower end, you may be eligible for a credit limit increase after paying your bill on time for over six months. This credit limit increase can happen automatically, but you may need to request it if you don't see an increase on its own.

How to Request a Cerulean Credit Limit Increase on Your Own

If you need to request a Cerulean credit limit increase, there are several ways you can do so on your own. They include:

  1. Online - Log into your Cerulean credit card account and find Request Credit Limit Increase in the menu
  2. By phone - You can reach out to Continental Finance directly at 1-866-449-4514 to speak to a customer service agent about increasing your credit limit

You can strengthen your odds of being approved for a credit limit increase by paying your bill on time, keeping your credit card balance low, and continuing to reduce any current outstanding debt.

The thought of trying to request a credit limit increase can feel quite daunting if you have never done so before. While the process is fairly straightforward, it's always better to have a professional in your corner. Leave it to DoNotPay to request your credit limit increase on your behalf. With our Increase Credit Limit product, you can quickly and successfully request a credit limit without having to take any unnecessary steps. Simply follow the steps below to get started.

DoNotPay Can Help

If you want to request a credit limit increase on your Cerulean credit card but you are not sure how to do it on your own, DoNotPay has you covered in six easy steps:

  1. Go to the Credit Limit Increase product on DoNotPay.

     

  2. Select which type of card you own and your credit provider.

     

  3. Tell us more about your card, such as when you first created this card, your current credit limit, what you would like your new limit to be, your card number, and whether you've missed past payments.

     

  4. Tell us more about your current income and expenses and why you would like to request a limit increase.

     

  5. Indicate whether you want to allow hard inquiries to be made into your credit history. Upload a copy of your ID and provide your e-signature

     

  6. Submit your task! DoNotPay will deliver the request letter on your behalf. You should hear back from the card provider with confirmation or a request for more information within a few weeks.

     

What Else Can DoNotPay Do?

If you have a credit card, now may be the time to find out if you are eligible for a credit limit increase. There are many benefits to increasing your credit limits, such as more spending power, a higher credit score, and a lower credit utilization ratio. DoNotPay can help you request a credit limit increase on any credit card, including:

Capital OneAmerican ExpressChase
Apple cardBank of AmericaWells Fargo
Credit OneDiscoverCiti.com

In addition to helping you request credit limit increases on your credit cards, DoNotPay has many products that can help you tackle everyday tasks. No matter the issue, DoNotPay probably has a product designed to make it easier for you. We can even help you:

Sign up for DoNotPay to learn more today!

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