Permanently Remove JHPDE Finance 1, LLC From Your Credit Report
is a debt buyer. They buy debts from Citibank and other creditors on defunct credit cards. JHPDE Finance 1, LLC is a newly created Delaware corporation formed in November 2017. Additionally, they are affiliated with JH Portfolio Debt Equities, LLC, a well-known debt purchaser.
If you want to engage with a debt buyer such as JHPDE Finance I, LLC to resolve your account, you must safeguard yourself from unscrupulous collection practices and thoroughly investigate any affirmative defenses. Due to their company's somewhat questionable relationship with other businesses, they must answer promptly. Fortunately, we at DoNotPay possess more than enough information to aid you in erasing JHPDE from your credit report.
DIY Method Of Erasing JHPDE Finance 1, LLC
Removing from your report may be a lengthy and tedious procedure; it involves the following steps.
If the Debt Has Been Satisfied, Request a Goodwill Removal
If you have paid off the debt in full or made regular payments on time, write JHPDE Finance 1, LLC a letter of goodwill. Avoid going into too much information. Additionally, ask JHPDE Finance 1, LLC to remove your debt from your credit report.
Send a Dispute Letter if You Find an Error
If JHPDE Finance 1, LLC is still on your credit report even after sending the goodwill letter, you'll need a more intricate strategy. Get your current credit report copy and scrutinize what you want to get removed from your credit report.
If you find out that something isn't right, JHPDE Finance 1, LLC has to fix it. If that's not possible, they are expected by the law to remove the collections account. When you write this dispute letter, you'll want to ask that each piece of data to be changed or that the collection be removed.
Ask JHPDE Finance 1, LLC to Validate the Debt
If you can't find any mistakes on your credit report, write to JHPDE Finance 1, LLC and ask for proof of your debt. JHPDE Finance 1, LLC has to show that the debts they want to collect are legitimate if you ask them to.
Following contact from JHPDE Finance 1, LLC, you have 30 days to ask for the validation to be done. If JHPDE Finance 1, LLC can't prove that you owed them money, you can ask them to remove the debt from your credit report.
Decide on a “Pay-For-Delete” Deal
When JHPDE Finance 1, LLC buys your debt, it will only pay a portion of your debt. Meaning that if JHPDE Finance 1, LLC can collect the debt, it makes a profit. You might get an extra discount on the amount of money you should pay if you get a deal.
Getting JHPDE Finance 1, LLC to clear your account from your credit records can get very frustrating and tiresome. The process is also quite long. With this, you should consider getting someone else to handle the process for you. What better friend to walk on this journey than the very capable, DoNotPay.
JHPDE Finance 1, LLC Contact Details
|Mailing Address||5757 Phantom Dr Hazelwood, MO, 63042-2415 United States|
|Phone Number||(314) 442-7503|
|+1 (314) 442-7515|
Why You Should Use DoNotPay to Clean Your Credit Report
Using DoNotPay comes with numerous advantages. They include:
- DoNotPay is fast - Our products are tailored to cleaning your credit report. In this case, you don't have to spend hours cleaning your credit report, and we'll do it for you as quickly as we can.
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How to Use DoNotPay to Clean Your Credit Report
Below are the steps to follow:
- Search Clean Credit Report on DoNotPay.
- Prepare a recent copy of your credit report that you can use as reference.
- Let us guide you through the 4 potential options:
- If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.
- If you notice any errors in your report (we have a list of common errors you can use!), we'll help you file a credit dispute to the creditor or major credit bureaus.
- If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report and they can't collect it!
- Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.
That is all you have to do; leave the rest to us and be assured of getting the best results.
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Don't let JHPDE Finance 1, LLC frustrate you. Contact us today and we will handle everything on your behalf!