How to Remove Inaccurate Information From Credit Control Corporation From Your Credit Report
Having a good credit score comes in handy when applying for a mortgage or a new credit card. If you have debt collections from a collection agency on your credit report, it could affect whether you get that loan or not. Removing debt collections off your credit report could boost your credit score by 30 points or more.
Like most collection agencies, removing debt from Credit Control Corporation can be difficult. Cleaning up your credit report can take several months or even years to complete by yourself. However, there is an easier way.
DoNotPay can clean your credit report in a faster, more convenient way. DoNotPay can help you with the following credit issues:
- Improve credit score
- Dispute credit report
- Debt validation letter
- Credit dispute letter
- Removing late payments from credit report
- Fixing credit score
- Removing inquiries from credit report
What Is Credit Control Corporation?
is a collection agency based in Newport News, Virginia.
Here's their contact information:
P.O. Box 120570
Newport News, Virginia 23612-0570
What Mistakes Should I Look For From Credit Control Corporation in My Credit Report?
If you have a debt from , it is likely from a credit card or loan company. They may attempt to communicate with you by phone or mail. Either way, once they have your debt, the collection account is now on your credit report.
Removing a debt on your credit report from Credit Control Corporation may be possible if any information on the account is incorrect or fraudulent. Some common errors in credit reporting include:
|Inaccurate reporting of account status
|Data management errors
How to Dispute a Credit Error From Credit Control Corporation on Your Own
If debt from a collection agency like is on your credit report, it can have an impact on your credit for up to seven years. The only way to prevent you from getting any future loans or credit is to remove the collection from your credit report.
Here's what you need to do to remove Credit Control Corporation from your credit report.
Get All the Communication in Writing.
When dealing with Credit Control Corporation, the first step is to request that all communications are in writing via certified mail. Communicating in writing prevents them from contacting you too often. It also prevents them from making false promises over the phone and not following through.
Ask Them for a Goodwill Deletion.
If you've already paid the debt, you may be able to get a goodwill deletion. A goodwill deletion is when a collection agency deletes an entry from your credit report out of generosity. Getting a goodwill deletion will work if you've already paid the debt and have a clean credit report. If they see that this debt was just an isolated incident, they'll more likely remove the entry from your credit report.
Send a Debt Validation Letter.
If you can't get a goodwill deletion, your next step is to request debt validation. Through the debt validation process, you may be able to have the debt deleted from your report due to inaccurate information. You can send a debt validation request letter to Credit Control Corporation to verify the debt. A debt validation letter asks them to confirm the details of your debt, such as the name, amount of the debt, and date it was acquired. You must send this letter within 30 days after Credit Control Corporation contacts you about this debt. If you don't, they may not respond to your request.
Ask For a Pay-For-Delete Agreement.
If everything else fails, you may be able to make a pay-for-delete agreement. A pay-for-delete agreement is if you agree to pay a portion of your debt in exchange for Credit Control Corporation to stop reporting the debt. If you can work out a deal, get the agreement in writing. That's why it's essential to communicate in writing.
Removing Your Credit Control Corporation Debts With the Help Of DoNotPay
Removing Credit Control Corporation from your credit report is a frustrating and lengthy process. However, there's a more effortless and less complicated way. Let DoNotPay handle this task for you.
DoNotPay can help you remove Credit Control Corporation debts from your credit report. It can be done in just 3 easy steps:
- Search Clean Credit Report on DoNotPay.
- Prepare a recent copy of your credit report that you can use as reference.
- Let us guide you through the 4 potential options:
- If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.
- If you notice any errors in your report (we have a list of common errors you can use.), we'll help you file a credit dispute to the creditor or major credit bureaus.
- If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report, and they can't collect it.
- Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.
DoNotPay will file the appropriate letter on your behalf. You should get a response back from the creditor or credit bureau within a few weeks.
What Else Can DoNotPay Do?
Not only can DoNotPay help you remove collections from your credit report, but we can also help you solve the following issues:
Contact us today for more information on what DoNotPay can do for you.