How to Get Carson Smithfield LLC Off Your Credit Report
Are you receiving daily email spam and harassing calls from Carson Smithfield? If so, you may be wondering what effect, if any, Carson Smithfield has on your credit score, how to stop the harassment or whether paying off the debt will fix your credit score. The truth is, Carson Smithfield on your credit report is ruining your credit score and is significantly affecting your chances of getting loan approvals or any financial assistance, getting insurance or a mortgage, or applying for a new credit card.
But worry no more, DoNotPay can help you get . We understand how intimidating debt collectors can be, and we prioritize getting them off your back and deleted from your credit report to improve your credit score.
What Is Carson Smithfield LLC?
is a debt collection agency based in Pittsburgh, PA, purchasing your debt from your creditors like a loan company or credit card company. They usually spam and harass you through emails and phone calls in an attempt to demand payment. If things weren't bad enough as is, a collections account appearing on your credit report significantly affects your score.
Here are their contact details:
|Carson Smithfield, LLC
225 W Station Square Dr
Pittsburgh, PA 15219
|Carson Smithfield, LLC
P.O. Box 9216
Old Bethpage, NY 11804-9216
Monday-Friday 8:00 AM to 9:00 PM EST
Saturday 8:00 AM to 4:30 PM EST
|Carson Smithfield’s website
How to Clean Your Credit Report on Your Own
It is possible to get the Carson Smithfield collections to account for your credit score removed and restore your credit score. You are advised to go through your credit report, which can be tedious but worthwhile, to detect inaccuracies that you can challenge by filing a formal dispute against the agency.
Your dispute letter should contain the following:
- Your full name, mobile number, and home address
- A verification code for your report
- A list highlighting the errors such as credit card numbers for any accounts you're contesting
- A description of the information you believe is incorrect
- A request to have the data deleted or amended
- A duplicate of your credit file section that covers the disputed items. Make sure to circle the disputed items to highlight them.
Another way to get help is to contact one of the credit reporting bureaus in the country—Experian, TransUnion, or Equifax. They will advise you on what to do next. You can also send them your dispute letter accompanied by supporting documents to verify your claim.
Unfortunately, dealing with Carson Smithfield on your own can be pretty stressful and may even be unsuccessful. Enter DoNotPay.
How to Clean Your Credit Report With the Help Of DoNotPay
The best way to handle debt collecting agencies is to let the professionals handle the situation for you. DoNotPay offers to . We prioritize fixing your credit score without a hassle to give you easy access to the benefits of a good credit score.
If you are looking to clean up your credit report but don't know where to start, DoNotPay has you covered in 3 easy steps:
- Search Clean Credit Report on DoNotPay.
- Prepare a recent copy of your credit report that you can use as reference.
- Let us guide you through the 4 potential options:
- If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.
- If you notice any errors in your report (we have a list of common errors you can use.), we'll help you file a credit dispute to the creditor or major credit bureaus.
- If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report, and they can't collect it.
- Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.
You can also check out our other credit products, including Credit Limit Increase, Get My Credit Report, Keep Unused Cards Active, and more.
DoNotPay Works Across All Companies With the Click of a Button
DoNotPay also comes in handy in dealing with problems like:
- Disputing credit reports
- Removing collections from credit card reports
- Removing inquires from credit reports
- Dealing with debt validation letters
- Removing late payments from credit reports
- Writing credit dispute letters
- Improve your credit score
- Remove collections accounts from your credit report
What Else Can DoNotPay Do?
Do you have a problem that needs fixing? Chances are, we can help you solve it in a heartbeat. DoNotPay offers an extensive range of services, including:
- Fighting text spam
- Fight Workplace Discrimination
- Fighting email spam
- Defamation Demand Letters
- Jump the Phone Queue for Any Company
- Donating plasma for cash
- File a Complaint
- Reducing property taxes
- Item Return Request
Visit DoNotPay today to explore our services and see how we can help.