Cancel Aflac Insurance the Easy Way

Aflac or American Family Life Assurance Company is the largest supplemental insurance provider in the United States. It offers insurance plans for individuals and businesses, and its policies include:

  • Hospital coverage
  • Vision
  • Short-term disability
  • Life insurance
  • Dental
  • Cancer
  • Accident
  • Critical illness

How to Cancel Aflac With DoNotPay

Getting rid of your redundant Aflac insurance policy has never been easier with the help of DoNotPay. Our app was created to provide premium user experience and straightforward solutions for various bureaucratic issues that plague your life around the clock, like unwanted subscriptions and memberships. 

Stopping your recurring Aflac charges with DoNotPay takes only several minutes of your time, and it’s effective immediately. You need to follow these three steps: 

  1. Set up a profile on DoNotPay’s website in a web browser or get our iOS app for your smart device
  2. Select Find Hidden Money when you log in
  3. Type in Aflac when the app asks about the subscription you want to cancel

Nothing else needs to be done. The AI lawyer bots will finalize the cancelation and inform you when it’s confirmed. 

DoNotPay Can Monitor All Your Unused Subscriptions

A great deal of Americans waste hundreds of dollars per year on subscriptions they don’t use. Some get gym memberships after winter holidays and never step into one while others spend their hard-earned money on various entertainment services and streaming platforms, yet rarely use them. 

If you want to prevent this issue from happening, let DoNotPay handle your subscriptions and eliminate those you forgot about. You will have a functional overview of your monthly charges if you connect your email address or your bank account to our app. The app will point out the ones you don’t use that often and help you eliminate them with no fuss. 

Alternative Methods to Canceling Aflac

Besides using DoNotPay, canceling individual Aflac policies can be done in two ways:

Can you cancel with

Yes / No

DoNotPay

Yes
Email

No

Phone

Yes
Letter

No

In-person

No
Company website

Yes

How to Cancel Aflac Over the Phone?

Aflac customer service department can be reached at 800-992-3522. While the Interactive Voice Response system is available 24/7, you should call between 8 a.m. and 8 p.m. Eastern time if you need to talk to a representative. Have your personal information and policy number ready to shorten the process. 

To avoid spending too much time on the phone, waiting for the next available agent, you can use DoNotPay to jump the queue and reach an Aflac representative with no delays. 

How to Cancel Aflac Online?

Canceling Aflac on their website involves these steps:

  1. Open the Contact Customer Service page in a web browser
  2. Fill out the form with your contact information and policy number
  3. Choose the most appropriate request type
  4. State that you want to cancel your policy in the Request field 
  5. Hit Submit

Canceling Employer-Provided Aflac Policies 

The cancelation process in cases of employer-provided Aflac insurance is more complex. It involves starting the procedure by talking to your HR and filling out a cancelation request form. 

If you have an after-tax employer-paid policy, the insurance coverage will stop at the end of the requested month. In the case of pre-tax coverage, policy terminations will take effect on January 1 of the next year. 

Does Aflac Offer Prorated Refunds?

Aflac doesn’t give refunds when you cancel your individual insurance plan, but you will still be covered by the end of that month

For terminations of Aflac life insurance with a cash value, you can expect your money back when the policy expires. 

Alternatives to Aflac Insurance Policies

If you’re looking for a replacement once you cancel your Aflac policy, the table below offers the most popular supplemental insurance alternatives:

CompanyPrice

Available Supplemental Policies

Cigna

Starting from $19 per month

  • Lump-Sum Heart Attack and Stroke Insurance
  • Lump-Sum Cancer Insurance
  • Cancer Treatment Insurance
  • Whole Life Insurance

United Healthcare

Availability and pricing vary based on your location

  • Vision insurance
  • Critical illness 
  • Hospital and doctor insurance
  • Student health insurance
  • Accident insurance
  • Hospitalization 
  • International travel 
  • Term life insurance

What Do Aflac Charges Look Like on Your Bank Statement?

Reading a bank statement can be confusing due to the variety of codes different companies use. Here are the most common codes used by Aflac:

AFLAC COLUMBUS PAYMENTS PPD ID: C580663085AFLAC COLUMBUS 800-992-3522 GAAFLAC COLUMBUS PAYMENTS
AFLAC NEW YORK PAYMENTS PPD ID: C520807803AFLAC COLUMBUS OT 706-3233431 GAAFLAC NEW YORK PAYMENTS PPD ID: C520807803
AFLAC 8009923522 GAAFLAC COLUMBUS PAYMENTS PPD ID: C580663085AFLAC
AflacAFLAC COLUMBUSAFLAC INSURANCE
AFLAC COLUMBUS PAYMENTSAFLAC INSURANCE PPD ID: 1580663085AFLAC COLUMBUS PAYMENTS

DoNotPay Is the Superhero of Customer Advocacy

Our app is the most convenient way for canceling unnecessary cyclical charges like Aflac, but its superpowers don’t stop there. With DoNotPay’s help, you can eliminate unwanted Express Scripts bills or entertainment subscriptions like Netflix, Spotify, and PlayStation Plus.

Check out the list of other solutions you can use with DoNotPay:

Access DoNotPay from a web browser or download the iOS app, and make your life easier right away!