Stuck With a Low Credit Limit on Your Aqua Card? Here’s What to Do!

Having a higher credit limit on your credit card can benefit your life in many ways. In everyday life, having a higher limit allows you to spend freely without worrying about potential overdraft fees. If you experience an emergency that requires a significant financial commitment, a credit card with a high credit limit allows you to make these payments even if you don't actually have the money at the time. Interested in requesting an increase to the credit limit on your Aqua card? Get started today with the help of DoNotPay! DoNotPay can also help you apply for a credit limit increase with:

• Chase
• Capital One
• Bank of America
• Apple Card
• Wells Fargo

About Aqua Credit Cards

Aqua offers two types of credit cards for customers to choose from, although the purpose of both cards is for the user to build better credit. Using credit cards from Aqua will hopefully provide help for tough processes like increasing your credit score. Explore the features of each card below to see which is best for your personal situation!

Aqua Classic

1. Check your eligibility extremely quickly with no impact on your credit score.
2. No annual fees.
3. Variable APR of 37.9%.
4. Text alerts for payments.
5. Access to the Aqua Mobile App.
6. Access to the award-winning Aqua Customer Helpline.
7. Option to choose "Boosted Payments" to clear your credit card balance faster.
8. Increase the credit limit on your Aqua Classic card with good account management.

Aqua Advance

• Check your eligibility extremely quickly with no impact on your credit score.
• No Foreign Exchange fees for purchases made abroad.
• Variable APR of 34.9%.
• Reduced interest rate each year with good account management.
• Increase the credit limit on your Aqua Advance card with good account management.
• Text alerts for payments.
• Access to the Aqua Mobile App.
• Access to the award-winning Aqua Customer Helpline.

How to Request a Higher Credit Limit on Your Aqua Card by Yourself

Requesting a higher credit limit on your Aqua card by yourself requires a significant time commitment. Additionally, there are several factors that need to be considered before you begin the process, as certain things might automatically exclude you from being eligible for a credit limit increase. Use the steps below as a guideline as you start requesting your higher credit limit!

1. Make your monthly payments on time. Having an excellent credit history with Aqua, regardless of your credit score or payment status with other accounts, shows them that you're reliable. Because they know they'll be able to count on you to pay your balance, they'll be more likely to offer you a higher credit limit.
2. Don't overspend and go over your credit limit. While the fees you'll likely need to pay will be inconvenient, this will also damage your relationship with Aqua, making them less likely to consider you for a credit limit increase.
3. Contact Aqua's customer service and request an increase to the credit limit on your Aqua card. You can do so via the following methods:

Request an Increase to Your Aqua Card Credit Limit Easily With DoNotPay

Interested in requesting an increase to your Aqua Card credit limit, but don't know where to start? DoNotPay can help you get started today, requiring only a few simple details about your situation before they get to work writing a request letter. Follow these six easy steps to start the process of increasing your Aqua card credit limit with DoNotPay!

1. Go to the Credit Limit Increase product on DoNotPay.

2. Select which type of card you own and your credit provider.

3. Tell us more about your card, such as when you first created this card, your current credit limit, what you would like your new limit to be, your card number, and whether you've missed past payments.

4. Tell us more about your current income and expenses and why you would like to request a limit increase.

5. Indicate whether you want to allow hard inquiries to be made into your credit history. Upload a copy of your ID and provide your e-signature

6. Submit your task! DoNotPay will deliver the request letter on your behalf. You should hear back from the card provider with confirmation or a request for more information within a few weeks.

What Else Can DoNotPay Help Me With?

DoNotPay can help you with everyday problems far beyond just increasing the credit limit on your Aqua card. If you have other credit cards or credit lines that you'd like to maximize the credit limit for, DoNotPay can make the process simple and fast! Explore the relevant links below to get started maximizing your money and sign up with DoNotPay today.

• Increase my American Express credit limit
• Increase my Discover credit limit
• Learn about Credit One credit limit increases