ByHow To Avoid US Bank Check Cashing Fee
As of 2022, there are 4,604 cash checking & pay loan service businesses in the US. This is a whopping 3.3% increase from 2021. This indicates a huge market for people who want to cash their checks without using a traditional bank account, even if it costs a lot of money.
Bank accounts can be expensive too. For example, the is $5. That is a lot to spend on any check.
If you're a member of another bank and don't want to pay the check-cashing fee in US Bank, believe it or not, you can avoid that fee and still cash your check. All you have to do is automatically appeal check cashing fees using DoNotPay.
DoNotPay can fight unfair bank fees from US Bank or another bank like Citizens unfair bank fees just by the click of a button.
What Is a Check Cashing Fee?
A check cashing fee is an amount of money that banks or other financial services charge to allow you to cash your check.
Why Do Banks Charge a Check Cashing Fee?
Banks are allowed to legally charge a check cashing fee as a way to protect themselves and their customers from forgeries. If a non-customer forges a check and a bank agrees to cash it for them, the bank may lose money, especially if it cannot recover the money from this customer.
Banks also charge this type of fee to entice those without a bank account to open one with them so as to avoid the fee every time they have to cash a check with them.
US Bank Check Cashing Fee Explained
US Bank charges a check cashing fee of $5 to all non-customers. When you visit any US bank branches located in over 40 states across the country to cash your check, remember to carry a government-issued ID (i.e. driver's license and U.S. passport). Also note that US Bank, just like any other bank, will ONLY cash a check for a non-customer if this specific bank issued the check.
What Types of Bank Fees Can I Get Refunds for With DoNotPay?
DoNotPay can waive ALL bank fees, including:
- Bank of America overdraft fees
- Weekend overdraft fees
- Bank of America ATM fees
- Chase bank overdraft fees
- TD bank overdraft fees
- Paypal transfer fees
- Fifth Third Bank overdraft fees
- Wells Fargo checking account fees
DoNotPay supports all banks and credit cards.You can easily set DoNotPay to automatically appeal bank fees for you every month for just a quarterly $36 subscription fee.
Tips for Avoiding US Bank Check Cashing Fees
Follow these steps to avoid paying fees to US Bank.
| Steps You can Take to Avoid Paying Fees to Cash a Check |
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Next Steps if You Cannot Avoid US Bank Check Cashing Fees on Your Own
If you cannot avoid the $5 check cashing fee by following the above steps on your own, you can:
- Look for someone you trust and ask them to do it on your behalf. The caveat with this is that that person may also have a hard time going around the fee.
- You can contact the US bank, describe why you want your check cashing fee overturned, explain your financial situation and why you're unable to pay the fee.
- And finally, use DoNotPay to fight back against unfair bank fees.
How To Get US Bank Check Cashing Fees Waived with DoNotPay
DoNotPay makes it easy. If you want to get US Bank to check cashing fees waived but don't know where to start, DoNotPay has you covered in four easy steps:
- Visit DoNotPay Fight Bank Fees product.
- Key in the name of your bank.
- Confirm the last 4 digits of your bank account.
- Choose Check cashing fee as the fee you want to waive.
That's it. DoNotPay will take it from there and ensure your US Bank check cashing fee has been waived.
The US Bank cashing fee is just $5, and you may not feel the pinch of paying it once or twice. However, if you're expecting to receive checks and want to cash them in US Bank now and then, the check-cashing fee may be more than you can imagine.
Again, paying this fee can be unfair especially, if you are going through a rough time in life. And that's why it is recommended that you use DoNotPay to waive this fee for you. You never need to ever pay a check-cashing fee. Try it today.