ByHow to Get Rental Assistance in El Paso, TX
Not being able to pay your rent can happen at any time due to an unexpected life event. This perhaps happened to you recently and you wondered how you're going to pay the rent for the month.
Fortunately, options are available via rental assistance. To make it go faster, however, it's best to use our DoNotPay app as the quickest way to get . Let's look at how this works for you.
When is it Necessary to Apply for Rental Assistance?
Life can come at you at high speed. Major surgery may be needed, or you had a car breakdown, creating a massive bill you have to pay. As such, it could put you behind on your rent.
These are the times when rental assistance becomes necessary. You need to seek it out to keep your life above water if you live in the El Paso area. What's important is to take action immediately to avoid further financial complications.
Who Can Apply for Rental Assistance in El Paso?
Anyone can apply for . Being a governmental program, everyone who fits the criteria of being financially challenged has a right to seek assistance for their rent.
The only exception is that you stay within Texas's guidelines for how much income you make per year.
What Happens When I Apply for Rental Assistance in El Paso?
To get immediate rent payment help, most people turn to EP Rent Help directly in El Paso. This differs from the Texas Rent Relief program offering funds at the state level.
Through the EP Rent Help program, you get more local attention. Nevertheless, it does take time to fill out their lengthy online forms, not including long processing times.
Considering they have to help countless other people, getting help fast is not always realistic. You can say that nearly every governmental program helps you pay rent.
What Are My Chances of Being Awarded Rental Assistance in El Paso?
As long as you prove you have a financial situation preventing you from paying your rent, your chances of assistance are very good. You also need to prove these things:
- Your income is 80% of the Area Median Income level in Texas.
- You're facing eviction due to falling behind on rent.
- You can't pay your rent due to being affected by COVID-19.
If you have a long history of unemployment and not paying your rent regularly, your chances of getting assistance may drop.
What are the Different Types of Rental Assistance Available to Me?
Three typical options exist. Each one is different based on your particular financial situation. These are:
| The Possibility of Filing for Bankruptcy | Taking this option is not for everyone, but it can help if you have massive debt in general and can't pay your living expenses. Keep in mind, though, filing for bankruptcy means your credit score is affected for 10 years. |
| Security Deposit Assistance | Many state programs have a program allowing financial assistance for putting a security deposit into your account if you can't afford to. Of course, this applies only if you're leasing property soon. |
| General Rental Assistance | The most common method is seeking rental assistance when you go through the state or city-funded programs. While Texas has its own state program, and El Paso has theirs, it's a time-consuming process that can easily frustrate if you're in a hurry for funds due to eviction. |
Our DoNotPay app makes all these processes so much easier. Take a look at how all this works.
How Can DoNotPay Help with Rental Assistance?
You can seek rental assistance on our app using these four simple steps:
- Search for Rental Assistance on DoNotPay.
- Put together a list of your income, debts, expenses, and assets. If you need help accessing information like your credit report, DoNotPay can help you get your report.
- Let DoNotPay collect your basic information and compose a letter to your local housing authority requesting rental assistance.
- Lastly, DoNotPay will send your letter to your local housing authority.
And that's it!
At this point, your letter has been sent to the local housing authority! Congrats! Your local housing authority should respond to you with information about your options for rental assistance. Make sure to follow up on those options once you receive the response.
DoNotpay can also help with:
- Rental housing assistance program
- Resources for rental assistance
- How to get help with rent
- HUD rental assistance
What Else Can DoNotPay Do for You?
We're here to help with many other issues, including just about any problem you can name. Our app handles everything from:
- Paying all your bills if you've fallen behind.
- Removing spam from your phone's email box.
- Obtain important documents like birth or death certificates.
Visit us to learn more about what DoNoPay does.