How To File A Lawsuit Against Metlife
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Metlife Inc. is one of the largest global providers of insurance and employee benefits programs, with over 90 million customers worldwide. Metlife is organized into five segments: insurance products, retirement products, US-based business (home and auto insurance, corporate benefit funding), and International business.
In recent times, Metlife has come under fire for failing to pay monthly pension benefits to its employees, gender discrimination and even wrongfully deciding what to do with clients’ accounts. If you have a grievance with Metlife, you may be entitled to send demand letters to for damages.
This article will discuss grounds for suing Metlife and provide a guide for filing a small claims suit against the insurance company.
Why Send Demand Letters To Metlife?
Many choose to settle their disputes with Metlife in small claims court, which is a specialized division of the judicial system that deals with claims from $5,000 to $25,000, allowing civilians to file lawsuits without paying for representation. The table below outlines the grounds for suing Metlife.
| Ground | Explanation |
| Gender Discrimination | Making biased decisions and awarding promotions/raises on the basis of gender. |
| Insurance Violations | Violating the terms of its own insurance contract, failing to compensate victims, or not adhering to the statute in regards to insurance. |
| Denying Pension Benefits | Denying employees’ pension benefits and prior-employees access to their pension. |
| Banking Violations | Violating the terms and conditions of a bank or bank account, resulting in a loss of benefits or a lack of payout. |
| Employment Discrimination | Discriminatory practices in the hiring process, or giving preferential treatment to employees based on protected characteristics. |
What to Consider Before Suing Metflie?
Before you file a suit in small claims court, you must ensure that your claim qualifies and is fit to file in this particular court system.
- How Much Money Do You Want? In most US states, the maximum is either $5000 or $10,000 but can be as low as $2,500 in some states.
- Type of Settlement. This is all dependent on the type of relief you want — there are two types:
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- Monetary: this is a dollar value payment that is either gradual or lump sum
- Equitable: this is a non-monetary request
Keep in mind that most small claims courts only grant monetary awards.
If your claim doesn’t fall within these categories, you’ll likely have to arbitrate instead of send demand letters to.
How to Send Demand Letters To Metlife in Small Claims Court?
Below, find the steps on how to send demand letters to Metlife in Small Claims Court. Keep in mind that every Small Claims Court varies from state to state and that local regulations are most important when considering the validity and legitimacy of your case.
| Send a Demand Letter | First, send a letter detailing the following:
When this is completed, mail it to: Metlife Audio & Home Lockbox 400 White Clay Center Drive Neward, DE 19711 |
| Fill Out Court Forms | Fill out your state-specific paperwork and any additional forms that might be requested by the county in which the incident took place. Most court forms are free of charge on the court’s website;
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| File A Complaint With The Court |
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| “Serve” Metlife |
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| Go To Court |
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