How To Find Unclaimed Money in Montana You Didn’t Know About

Find Unclaimed Money How To Find Unclaimed Money in Montana You Didn’t Know About

Unclaimed Money in Montana: A Step-By-Step Guide to Finding Funds 

Various organizations in the U.S., as well as government departments, currently hold billions of dollars in unclaimed funds. It’s estimated that more than $58 billion are left unclaimed in federal and state organizations. You might be entitled to funds that you don’t even know about. Some unclaimed funds are worth millions, and while this might not be the case for everyone, the majority of forgotten cash claims in Montana is worth more than $100. Unclaimed cash can be a windfall, and it’s easier to find than you might think. 

What Is Unclaimed Money?

If any organization or business owes you money that you haven’t collected, it will be considered unclaimed. Unclaimed money can be assets like wages, inheritance, retirement funds, or any other asset with monetary value. In the state of Montana, most unclaimed funds are managed by the Department of Revenue, and organizations and businesses have a legal obligation to report the unclaimed property to the department after a certain period. 

Different Types of Unclaimed Money

Each state has its own laws and procedures regarding lost money and unclaimed money. There are different types of unclaimed money in Montana:


Type of Unclaimed Property Explanation

Stocks and bonds

Also referred to as securities, stocks and bonds are issued to raise capital for companies. Owners of stocks and bonds have different rights

Credit balances

A company that issued a credit card to you can owe you money. You can have a credit balance for a few reasons:

  • You overpaid a bill
  • There was a mistake in a previous bill
  • You were eligible for rewards

Insurance proceeds

Money that the insurance company paid out for a claim. It’s usually life insurance money that goes unclaimed

Certificates of deposit

A certificate of deposit is an agreement with a financial institution. You leave a lump sum untouched for a certain amount of time, and in return, the financial institution pays you a predetermined amount of interest 

Money orders

A money order is a payment instruction with a specified amount printed on it

Savings or checking accounts

Bank accounts that you closed

Uncashed checks

Checks made out to you that you never cashed

Why Does Money Remain Unclaimed?

There can be many reasons why money goes unclaimed. The most common reasons include:

  1. You weren’t aware of the money
  2. You forgot about the money
  3. You think the process of finding and claiming the money is complicated

You Weren’t Aware of the Money

Often in the case of life insurance, stocks and bonds, or money orders, a person passed away. They left property to you in their estate that you haven’t been informed about. It could be due to the fact that you changed your residential address or phone number. If a credit card company can’t reach you to inform you about a positive credit balance, it’s probably also due to a change in your details.

You Forgot About the Money 

You might have been informed about the unclaimed funds but forgot about it. It could be that the amount seemed insignificant, and it slipped your mind to follow up.

You Think the Process of Finding and Claiming the Money Is Difficult

You may not know where to start looking for the unclaimed funds in your name. Even if you’re aware of the lost money in Montana, the process of locating it and putting in a claim seems so daunting that you’ve decided not to do it. 

Finding Unclaimed Money on Your Own

There are a few databases that you can use to search for unclaimed money. The company holding the unclaimed cash in the state of Montana has to declare it to the Montana Department of Revenue, but only after a certain time has elapsed. 

You can go to the Montana Department of Revenue website and follow these steps:

  1. Click on the transaction portal
  2. Click on Find Unclaimed Cash 
  3. Enter your details and click search

The database will look for any unclaimed cash in your name that has been declared in the state of Montana. 

You can use different databases to look for unclaimed money in Montana, but there is no guarantee that it will work. You’ll have to access each database individually and enter the necessary information. This process can be time-consuming and tiresome. 

Once you’ve used a database to find unclaimed cash in your name, you still have to put in a claim. The process of claiming your money can be complicated as you have to contact the company or agency holding the funds and prove that it belongs to you. 

Let DoNotPay Do It for You

DoNotPay is the easiest way to find unclaimed cash in your name. The app will look for money in the state of Montana and every other state to find unclaimed assets that belong to you. Follow these quick steps:

  1. Open DoNotPay in your browser
  2. Look for the Missing Money tab
  3. Enter your details, including your middle name, and previous residential addresses

DoNotPay will conduct an extensive search of various databases to find money in your name. The search is not limited to the state of Montana but includes every other state you may have lived or where relatives may have left property in your name. 

Once we have found lost money in your name, our app can put the claim in on your behalf. If the search results return with unclaimed money you are entitled to, you can access the Claim My Property feature to help you with the claim process. Follow the prompts and enter all the necessary information. DoNotPay will confirm the submission of your claim and keep you updated on its status. The best part of the DoNotPay Missing Money feature is that you can find property in your name directly from your smartphone. You don’t even have to switch on a computer to access lost money. 

What Else Can DoNotPay Do?

DoNotPay is the world’s first AI lawyer, designed specifically to make your life easier. From finding lost money to getting refunds from different companies, DoNotPay can take care of various tasks for you. You can open DoNotPay in your web browser to get access to tons of helpful tips and tricks to save money and to make your life simpler. We’re here if you need help:


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