How to Remove Paragon Contracting Services From Your Credit Report

Most debt collection agencies are infamous for their slow responses. Paragon Contracting Services is no exception as the agency may take time to respond to requests as well as resolve your issue. If the agency has not yet addressed your issues after 30 days, you can take action by filing a lawsuit against them.

Tidying up a tainted credit report is never a walk in the park. Your issues may branch out and you may have other related concerns such as:

1. How to fix your credit score
2. How to improve your credit score
3. How to remove late payments from your credit history, and
4. How to remove inquiries from your credit reports

All these concerns are valid and rest assured that you don’t have to worry because DoNotPay can assist you 101%.

What Is Paragon Contracting Services?

As earlier stated, Paragon Contracting Services is a debt collection agency that buys debt from other creditors who have given up on attempting to collect them. The company is legitimate, but that doesn't mean it is enjoyable working with them.

The collection agency has accumulated numerous bad reviews from the Better Business Bureau (BBB), mostly because of the company's tendency of constantly calling and harassing people who haven't settled their debts. Another reason they are in the bad books of so many people is that removing them from your credit report is not always easy.

You can reach out to Paragon Contracting Services using the contact details below:

If you are uncomfortable doing this, DoNotPay can contact Paragon Contracting Services on your behalf.

How to Remove Paragon Contracting Services From Your Credit Report

According to the Fair Debt Collection Practices Act (FDPCA) and the Fair Credit Reporting Act (FCRA), you have the right to dispute any debts from debt collection agencies provided you have a good reason. Whether Paragon Contracting Services are demanding payments of a debt that is incorrect, has errors, or is not yours, you can dispute the agency using the following process:

1. Request for debt validation-To be certain, you should send a debt validation letter requesting more information about your debt. It's common for inaccurate information to be transferred from the initial creditor to Paragon Contracting Services.
2. Communicate in writing- If you have reason to believe that the debt is invalid or inaccurate, you can write a dispute letter to your credit bureaus. They will then conduct an investigation, and if they establish that your claims are true, Paragon Contracting Services may be removed from your credit report.
3. Negotiate for a settlement- Once you determine that the debt is yours, you can negotiate for a settlement in order for Paragon Contracting Services agrees to remove their collection account from your credit report.

How to Dispute Your Credit Report with Paragon Contracting Services

Most debt collection agencies are infamous for their slow responses. Paragon Contracting Services is no exception as the agency may take time to respond to requests as well as resolve your issue. Disputing your credit report, however, is an urgent issue as this greatly affects your credit standing. If the agency has not yet addressed your issues after 30 days, you can take action by filing a lawsuit against them.

Although it involves a tedious and time-consuming process, there is a better approach. DoNotPay offers a super easy and convenient way of suing such debt collection agencies with the Small Claims Court product.

How DoNotPay Can Help You Clean Up Your Credit Report

With the disadvantages associated with a bad credit score, such as the inability to secure loans and mortgages, it is better to remove the collection account from your credit report as soon as possible. DoNotPay can help you do so in a fast and efficient way.

How to clean up your credit report using DoNotPay:

If you want to clean up your credit report but don't know where to start, DoNotPay has you covered in 3 easy steps:

1. Search Clean Credit Report on DoNotPay.

2. Prepare a recent copy of your credit report that you can use as reference.

3. Let us guide you through the 4 potential options:

• If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.

• If you notice any errors in your report (we have a list of common errors you can use!), we'll help you file a credit dispute to the creditor or major credit bureaus.

• If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report and they can't collect it!

• Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.

You can also check out our other credit products, including Credit Limit Increase, Get My Credit Report, Keep Unused Cards Active, and more!

Why Use DoNotPay to Resolve Your Credit Report Dispute

If you are confident in disputing your faulty credit report on your own, that is totally up to you. Not to toot our own horn but we have worked hundreds of these cases and we are yet to fail in producing the best results. More and more problematic debtors are consulting with DoNotPay for the very simple reasons below:

• It's fast—You don't have to spend endless hours on hold, trying to connect with an agent from Paragon Contracting Services and actually talking to them to negotiate.
• It's easy— DoNotPay has simplified the process and will handle the entire process for you. Not only is it easy, it is completely stress-free!
• It's successful— We are dedicated to producing success stories. Rest assured that we will do the best we can to get your credit history squeaky clean.

What Else Can DoNotPay Do?

DoNotPay is not limited to dealing with collection agencies and credit reports. Other mundane tasks DoNotPay can help you with include:

• How to cancel.
• Financial aid appeal letters.
• Help with bills
• Jump the Phone Queue for Any Company
• Late Delivery Refunds
• Request an Item Return
• Fight Workplace Discrimination

Use DoNotPay now and let us help you clean up Paragon Contracting Services from your credit report. You’ll be amazed at how much a single app can make your life so much more convenient and trouble-free.