What Should a Woman Ask for in a Divorce Settlement? Find Out!

Divorce Settlement Agreement What Should a Woman Ask for in a Divorce Settlement? Find Out!

What Should a Woman Ask for in a Divorce Settlement? Find Out With DoNotPay

Divorces suck for everyone, but they can be especially difficult if you are a woman.

Statistics speak for themselves—women’s finances drop by 41% after a divorce. When children are involved, women can take an additional hit, even in a friendly divorce.

When drafting your marital settlement agreement, you might start wondering—What should a woman ask for in a divorce settlement?


The answer can be tricky, but DoNotPay has prepared a guide for you! We’ll show you the ins and outs of this crucial document and draw one up for you in a snap.

What Is a Divorce Settlement Agreement?

A divorce settlement or a separation agreement is the most important document that you’ll need to sign when ending your marriage. It contains the terms you and your spouse have agreed to get divorced on.

It’s used in uncontested divorces, where the spouses are in agreement and don’t have to hire a lawyer or go to court. The judge reviews the settlement agreement among other divorce papers to make sure it’s:

  1. Valid
  2. Fair to both parties
  3. Compliant with state laws

What To Ask for in a Divorce Settlement

Since you’re filing for divorce amicably, you should discuss the following issues with your spouse beforehand:

  • Division of debt—Note that 44% of women make paying off the debt their primary post-divorce concern. To make this process simpler, you must list all debts you and your soon-to-be ex-spouse have, both jointly and individually. After that, determine who is liable for which debts
  • Child custody and support—Make a compromise with your spouse and decide who gets custody over the children and how support is paid. This is one of the most difficult aspects to reach an agreement on, but you have to keep in mind what’s best for the children
  • Spousal support—Instead of letting the judge calculate the alimony, you should decide on the conditions yourself. The alimony should be awarded to a lower-earning spouse, so consider your current and future career plans and options
  • Who gets the marital home—If you have any children, remaining in the marital home as a woman in divorce is crucial. Staying in the marital home can mean that you’ll have to buy out your spouse’s part, so be sure to check if you’re financially ready for this step
  • Parenting time—Most couples who get an uncontested or friendly divorce settle on equal parenting time. It’s in your child’s best interest that they spend as much time as possible with both parents. Equal parenting time also reduces child care expenses and conflicts between spouses
  • Asset distribution—Divide the assets, such as furniture or cars, and decide what goes to which spouse

Things Often Overlooked in Divorce Agreements

Oftentimes, spouses forget to talk out certain divorce aspects, such as:

  • Life insurance and health policies—You could ask your spouse to continue paying your life and health insurance as part of the settlement. As purchasing both can be very expensive, receiving this support from your spouse can help to lower the cost of the divorce
  • School and college tuition—Even if your children aren’t in school yet, you should still ask for payment of private school and college tuition to avoid any complications later on
  • Family jewelry and heirlooms—Make a list of sentimentally important items to you and make a bargain for them during the settlement negotiations with your spouse
  • Retirement funds—If you’re nearing retirement age or if you’ve been married for a long time, settling on the division of retirement funds is super important

How To Get a Divorce Settlement Agreement

You can obtain a settlement agreement in several ways, including:

  • Hiring a lawyer—If you want to hire a lawyer to help you prepare the settlement agreement, you will also have to prepare to spend quite a hefty sum. Their service is reliable, but also unnecessarily expensive
  • Writing the document yourself—This is not an advisable method. In case the judge finds a mistake in your agreement, you’ll have to start the procedure from the beginning
  • Subscribing to DoNotPay—We can generate a tailor-made settlement agreement for you in no time, and you won’t have to spend a fortune. Notarizing your contract via DoNotPay is also easy with our Notarize Any Document tool

Use DoNotPay and Don’t Miss Out a Thing in Your Divorce Settlement

If you want to make sure you cover all the bases in your settlement agreement and get a fair deal, use DoNotPay! With our Divorce Settlement Agreement tool, you can get this key document in no time without having to hire lawyers or waste time writing it yourself. Here’s the drill:

  1. Sign up to DoNotPay
  2. Navigate to our Divorce Settlement Agreement tool
  3. Enter the necessary information

Our AI-powered app will process the details you give us and generate a personalized settlement agreement for you. You’ll receive it via email in no time, along with a link that you can follow to make your document legally binding with the help of an online notary.

Need more help with divorces? Read DoNotPay’s articles and find out the answers to questions such as:

As divorce laws differ in every state, we’ve prepared a table to help you get acquainted with them:

Wisconsin New York State Arizona
North Carolina Pennsylvania Maryland
Georgia Iowa Illinois
Michigan Virginia Indiana
Texas Tennessee District of Columbia
Washington State Missouri Alaska
Arkansas South Carolina Utah
Nevada Ohio Alabama
Oregon New Jersey Oklahoma
New Hampshire Minnesota Kentucky
Idaho Connecticut Kansas
Louisiana Florida West Virginia
California Mississippi Hawaii
Nebraska Colorado Maine
Delaware Montana Massachusetts
New Mexico South Dakota Wyoming
North Dakota Rhode Island Vermont

Use DoNotPay To Complete a Variety of Tasks at Any Time

Why waste time and money completing mundane tasks on your own when you can let DoNotPay assist you? Take a look at the table below to find out what our AI-powered app can do for you:

DoNotPay Can Services
Protect your safety and privacy
Draft legal documents
Help you get your money back

DoNotPay Has More in Store for You!

Since communication is key, you’ll appreciate our feature that helps you get in touch with customer service reps quickly! We’ll also show you how to send faxes online and have your documents notarized by an online notary with ease!

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