Get a Wells Fargo Mortgage Release of Lien In 3 Steps
If you have a mortgage from Wells Fargo that you missed payments on, Wells Fargo may place a lien on your mortgage. A lien can be detrimental to your finances and home.
This article will show you how to get a quickly so you can get your peace of mind back. We will teach you how to fill out your lien release form from Wells Fargo. If you aren't sure, we can also show you how to find out if there is a lien on your house and how to remove a lien on your property.
How to Remove Your Wells Fargo Mortgage Lien
A lien is a creditor taking possession of your property. The creditor usually initiates a lien if you have missed payments and will not release the lien until the debt is repaid. If you find out there is a lien on your house from Wells Fargo, you have a few options to get a . It will not be easy, and it may take some time, but you may be able to fight the lien on your home and get your life back.
1. Negotiate With Wells Fargo
While Wells Fargo placed a lien on your home to get it back, they may be willing to negotiate with you if you can pay off a smaller portion of the debt or pay over a longer period. Negotiation is often less costly than pursuing a repossession.
Write a letter, call, or speak with a local Wells Fargo representative to negotiate an extension of repayment or debt reduction. Wells Fargo may be amenable to making a deal with you.
2. Take Wells Fargo to Court
Taking Wells Fargo to court is a good choice if negotiations have failed and you believe that the lien is fraudulent or made while you were under duress. Going to court can be costly in time and expenses, so it is best to exhaust every option before taking legal action.
Before going to court, ensure you have tried the following:
- Spoken with a Wells Fargo representative about the lien you believe is invalid
- Negotiate an extension of the repayment period
- Negotiate a reduced debt repayment
If you have exhausted your options and are ready to go to court, consider DoNotPay to request a release of lien on your behalf. We make it easier and less costly to get your lien released.
How to Request a Wells Fargo Mortgage Release of Lien
If you have already paid off the lien Wells Fargo placed on your home, you can request a release of the lien. It can be helpful if you want to sell the home or for your peace of mind. You can contact Wells Fargo for a lien release through the following:
|Wells Fargo Mortgage Lien Release Phone||1-800-678-7986|
|Wells Fargo Mortgage Help||1-800-357-6675|
|Wells Fargo Mortgage Release Form||Online Form|
Wells Fargo's phone lines are open weekdays from 7 AM to 10 PM Central and Saturday from 8 AM to 5 PM Central. You can also fill out an online form to have a representative contact you by email or make an appointment with a local branch.
How Long Will It Take to Get a Wells Fargo Lien Release
A lien release can take more than 30 days to process. Often you will get your release of lien from Wells Fargo between 30 and 90 days after you pay off the lien. DoNotPay can help you get your release of lien faster by directly negotiating with Wells Fargo on your behalf.
Get a Wells Fargo Mortgage Release of Lien With Help From DoNotPay
Getting a can be stressful and may take months. If you want to conveniently and quickly get your release of lien, use DoNotPay's Remove a Lien service. DoNotPay is always available from your internet-connected mobile phone or PC. We negotiate with Wells Fargo on your behalf and help you get your release of lien without the stress, expenses, and wasted time.
Here’s what to do:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
What Else Can DoNotPay Do?
DoNotPay can remove liens on any piece of property, whether there is a lien on your vehicle, home, or contractor's work. DoNotPay helps users remove liens from their property every day. We can answer the following questions for you:
- How do I find out if I have a lien against me?
- How to sell a car with a lien?
- What is a lien release on a car?
- How to remove a state tax lien from public records
- How to remove a tax lien from a credit report
Sign up with DoNotPay today and easily remove any lien on your property.