Wells Fargo Cash Back Card: Is It Worth It?
An estimated 183 million Americans use credit cards. According to The Nest, around 60% of people in the US have at least one credit card. That percentage could be higher, and some people have multiple cards.
That's a lot of credit cards. Credit card companies are constantly vying for more customers, and that means they offer juicy rewards to entice users. Some rewards include cash back, which is a percentage of your purchases back in your pocket. But there are so many offers out there, it can be difficult to decide what to go with. Do you want rewards on only certain types of purchases? Or cash back on every dollar you spend?
The options are endless, even within the same credit card company. For example, Wells Fargo has a great cash back program, but is it the right one? That's where DoNotPay comes in. Their Cash Back product can help you find the best cash back option for you, including credit cards.
Does Wells Fargo Offer Cash Back?
Wells Fargo does offer cash back with their Active Cash Card. This credit card is available for those with qualifying credit scores and has a lot of benefits. Some of them include:
- 2% cash back on all purchases
- No need to choose a category
- Points do not expire while the card is active
- A $200 bonus if you spend $1,000 in the first three months
- Contactless payment
- Cell phone insurance up to $600
- Access to the Visa Luxury Hotel Collection
- 24/7 concierge customer service
Some credit cards require customers to choose a cash back category, like travel. The Wells Fargo Active Cash card gives 2% cash back regardless of the type of purchase, but there are some limitations, including but not limited to:
- ATM withdrawals
- Lottery tickets
- Certain online payments
- Gift cards, and money orders
- Casino chip purchases
Still, the Wells Fargo Active Cash will give you cash back on almost every purchase you make.
There are a lot of credit cards that offer cash back programs. Wells Fargo may be the best for you, but make sure you do your research. Compare all the available options before making a decision.
How to Get Cash Back From Wells Fargo
If you decide the Wells Fargo Active Cash card is right for you, getting one is easy:
- Go to the Wells Fargo Active Cash website
- Click 'Apply Now'
- Fill out the application
- Select if you are a Wells Fargo Online customer
- Enter personal information
- Enter financial information
- Submit your application
- Wells Fargo will contact you if you are approved for the Active Cash credit card
Applying for the Wells Fargo Active Cash credit card is easy, but determining if it is the right card for you may be difficult. There are a lot of cards with varying terms, and cash back rewards options. Comparing them yourself takes a lot of research. DoNotPay has an easier way.
Get Wells Fargo Cash Back With DoNotPay
Instead of combing through tons of credit card offers, let DoNotPay tell you the best cash back options for you. The service is:
Getting cash back from Wells Fargo, or any other company is easier with DoNotPay.
It only takes three steps:
- Search for Cash Back on the DoNotPay website.
- Kick-off the process to find the right app or website for you.
- Answer some specific questions so that we can help you start making money!
And that's it! DoNotPay will send you the best cash back options we can find and help you to start earning more cash back on your purchases!
Other Ways to Get Cash Back
Getting cash back with a credit card is an easy way to save money. But there are other ways to get cash back, and DoNotPay can help you with those too. Here are some other cash back options.
Company Rewards Programs
Many retailers offer rewards programs. These rewards usually come in the form of points for every purchase made. Those points may be redeemable for cash, or discounts on future purchases. DoNotPay can help you find rewards programs at your favorite retailers.
Cash Back Apps
Cash back apps are becoming very common. These apps are third parties. They are not related to the credit card company or retailer but may have an affiliation with either to offer cash back rewards. Usually, users scan product barcodes or receipts after purchase to get cash back rewards from these apps. Here are some popular apps to try!
Alternatively, DoNotPay can help you compare cash back apps, and find the right one for you in minutes.
DoNotPay's service works in just three easy steps, no matter what kind of cash back you are looking for. Wells Fargo offers cash back, but is their card right for you? Use DoNotPay to decide.