The Scoop on Veterans Administration Life Insurance Claims
Veterans Affairs (VA) insurance exists to provide current service members, veterans, and their spouses and children with financial security. If you are eligible for VA life insurance, you can find the insurance program that’s right for you and not worry about the future.
DoNotPay is here to help you claim the insurance and file an appeal if it gets denied for any reason.
VA Life Insurance Available Programs
If you are a current or former service member, you should know what type of VA life insurance you qualify for. Take a look at the table below to see the programs and your options:
|VA Life Insurance Program||Description||Eligibility|
|Servicemembers’ Group Life Insurance (SGLI)||Low-cost life insurance, which can be prolonged for two years in case the service member is completely disabled||Active members of:
|Veterans’ Group Life Insurance (VGLI)||Veterans can convert their SGLI to a civilian program of lifetime protection after they leave the service||
|Family Servicemembers’ Group Life Insurance (FSGLI)||Serves as protection for spouses and children of Servicemembers who have SGLI coverage. Children are covered automatically without charge||
|Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI)||An automatic feature of SGLI that pays service members who have experienced losses (amputations, blindness, and paraplegia) as a consequence of injuries that happen while serving||
|Service-Disabled Veterans’ Life Insurance (S-DVI)||Life insurance for Veterans who have earned a VA rating for a new service-connected disability in the last two years||
|Veterans’ Mortgage Life Insurance (VMLI)||Mortgage life insurance protection VA Specially Adapted Housing (SAH)-approved grant for disabled veterans||
How To File a VA Life Insurance Claim With DoNotPay
Filing your insurance claim can end up being a time-consuming process that seems not to show any progress. Companies and other institutions try to prolong the procedure and avoid paying you. DoNotPay has a simple solution, and it is a few steps away:
- Access DoNotPay from a web browser
- Find the insurance type you want to claim
- Provide us with your contact details and policy number
- Let us know why you are filing a claim
- Elaborate on the details of the accident
DoNotPay will send the claim to the VA on your behalf immediately. Their staff may contact you if they need to ask you some additional questions regarding your claim.
DoNotPay Can Help You Appeal a Rejected Insurance Claim
Sometimes a company or institution you’re dealing with might refuse your insurance claim. They’ll find reasons to do so, but you shouldn’t let them get away with it so easily. Send an appeal letter for the denied insurance claim with DoNotPay’s help! These are the only steps you need to perform:
- Open DoNotPay in any web browser
- Find the insurance type
- Select the Appeal Denied Insurance Claim option
- Finalize the process
Once you fill out our simple questionnaire, you’ll have to wait for VA’s response and find out the current status of your claim. Veterans Affairs will have to explain the reason for denying or terminating your insurance coverage.
How To File a VA Life Insurance Claim by Yourself
If you want to trouble yourself with going through the insurance claiming process on your own, prepare yourself for a dull and tiring task. There are two ways for submitting your VA life insurance claim:
- Via mail
How To File a VA Life Insurance Claim Online
If you wish to file a VA life insurance claim by visiting a website, you’ll have to follow these steps:
- Open the Claim for Sum Payment form
- Answer numerous questions
- Provide the required info
- Attach all the required documentation
- Upload the completed form
Completing the form alone will take more of your time than filing an insurance claim and an appeal with DoNotPay.
How To File a VA Life Insurance Claim via Mail
You can also submit your claim to the VA life insurance by mail. Heed these instructions:
- Complete the Claim for Sum Payment form
- Print it
- Collect all the required documentation
- Send everything to Department of Veterans Affairs, Insurance Center, PO Box 7208, Philadelphia, Pennsylvania 19101
If you opt for this way of submitting your claim, you can expect the entire process to last much longer, and the risk of mail getting lost is higher.
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