Stop United Debt Collectors and Sue For Harassment Today

Stop Debt Collectors Stop United Debt Collectors and Sue For Harassment Today

How to Stop United Debt Collectors and Sue For Harassment

Debt collectors work hard to try and get you to pay a debt. If you have been contacted by a debt collection agency such as United debt collectors, there are some options that you have. If the debt isn't yours, you can take steps to get the collection agency to stop bothering you. If it is your debt, you may be able to find solutions to help get the debt paid or to at least get the collection agencies to stop contacting you.

If you don't know where to start, you can get help with DoNotPay. DoNotPay can guide you through the steps necessary to get debt collection agencies to stop contacting you and get them reported to the proper authorities if they are using shady practices.

What Is United Debt Collectors?

United debt collectors is a collection agency that provides debt recovery services for private businesses and government agencies.

CompanyUnited Collection Bureau
Mailing AddressUnited Collection Bureau, Inc. (UCB)

5620 Southwyck Blvd.

Toledo, OH 43614

Phone Number866-209-0622
Email or Contact FormUCBcompliance@ucbinc.com

Is United Debt Collectors Legitimate?

United debt collectors is a legitimate collection agency specializing in collecting debts for agencies, healthcare facilities, and financial services. On your credit report, debts associated with this agency may be listed as "UCB."

Your Rights When Dealing With United Debt Collectors

You have rights when it comes to debt collection. Sometimes collection agencies will use practices that are not allowed under the Fair Debt Collection Practices Act. You can report an agency to the FTC or CFPB if they:

  • Threaten to take property
  • Charge for telephone calls or telegram fees
  • Misrepresent their intentions
  • Misrepresent their authority to collect the debt
  • Fail to disclose in the initial contact that they are a collector attempting to collect a debt

What Happens if I Ignore a Debt Collector?

Ignoring a debt collector does not make debt disappear. You still owe the money. Not contacting a debt collector to work out payment may lead to additional attempts to contact you by mail, on the phone, or through email. The collection agency may also take the matter to court, getting a judgment against you, which is negative information that gets listed on your credit report.

Can I Send a Demand Letter to Debt Collectors?

If you don't think that you owe a specific debt a collection agency is trying to collect, you can contact the collection agency and ask for a debt verification letter. This should help you prove whether the debt is yours or not.

How to Respond to United Debt Collectors

Debt collectors don’t give up until they get your attention. Whether you owe a specific debt or not, getting them to stop can sometimes be a long process. If you want to make sure that you are dealing with debt collectors in the best way possible, follow these steps.

1. Review Your Debt Validation Letter

This is often the first communication you receive from a debt collector. It is important to verify the information contained in the letter such as the total owed, where the debt originated, and information about the debt collector.

2. Contesting the Debt

If you believe that the debt is not yours, you should file a debt verification request. This will allow you to find out more information and give debt collectors the proof you need to get the debt off your record.

3. Take the Next Step With Your Debt

If the debt is yours, there are a few options you can take to get the debt collectors to stop contacting you.

You could pay the debt. If you can't pay, you can still request that the debt collector no longer contact you. If you choose this option, the collection agency may escalate your debt to court. You can also wait out the statute of limitations if the debt is nearing that time. If the agency is harassing you, you may be able to report them to the FTC or the CFPB for violating Fair Debt Collection Practices Act.

Get Help From Debt Collection With DoNotPay

Dealing with debt collection can be a confusing and sometimes intimidating process. If you don't know where to start to get relief from debt collection solicitations, DoNotPay can help. All you have to do is answer a few simple questions.

Here's how it works:

  1. Search “debt collection” on DoNotPay.

     

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

     

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.

     

And that’s it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We’ll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the CFPB so that they’re no longer able to use unfair debt collection practices.

You can also check out our other credit products, including Credit Limit Increase and Clean Credit Report!

What Else Can DoNotPay Do?

DoNotPay can help you with a wide range of everyday tasks. Some of these tasks include:

With DoNotPay, you can get all of these tasks done and more with just a few clicks.

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